TopTier Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
TopTier Wealth Management reports 105 clients. They include 53 individual clients and 52 high-net-worth individuals. Of its assets, 100.0% ($176M across 406 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 12% |
| High-net-worth individuals | 50% | 88% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 53 | $20.4M | 11.6% | $385K |
| High-net-worth individuals | 52 | $154M | 87.8% | $2.97M |
| Corporations and other businesses | Fewer than 5 | $1.05M | 0.6% | — |
| Total | 105 | $176M | 100% | — |
- Clients
- 53
- Regulatory AUM
- $20.4M
- AUM share
- 11.6%
- Avg. per client
- $385K
- Clients
- 52
- Regulatory AUM
- $154M
- AUM share
- 87.8%
- Avg. per client
- $2.97M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.05M
- AUM share
- 0.6%
- Avg. per client
- —
Total
- Clients
- 105
- Regulatory AUM
- $176M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
TopTier Wealth Management charges up to 1.00% a year for its Wealth Management and Portfolio Management. The fee is billed in advance, is negotiable and has a $5,000 annual minimum.
Fee details and sources
Austin Nelson owns 25% to 50% of TopTier Wealth Management. The leadership team of TopTier Wealth Management includes Chief Compliance Officer Austin Nelson. It has 2 employees.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 25% to 50% of Toptier Wealth Management
Austin Nelson
Control person · since November 2017
- Owns 25% to 50% of Toptier Wealth Management
Christopher Maragos
Control person · since November 2017
- Owns 25% to 50% of Toptier Wealth Management
Michael Brusko
Control person · since March 2018
- Owns 5% to 10% of Toptier Wealth Management
Jordan Hicks
Control person · since March 2018
- Owns 5% to 10% of Toptier Wealth Management
Lawrence Burton III
Control person · since March 2018
TopTier Wealth Management’s regulatory assets grew from $135M (June 2025) to $176M (February 2026); clients rose from 91 to 105 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $176M | 105 | 2 | 2 |
| Jun 2025June 2025 | $135M | 91 | 2 | 2 |
Besides its headquarters, TopTier Wealth Management has 1 office (1 private residence, listed without an address), with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Toptier Wealth Management
- Headquarters
- Not reported
- Website
- toptierwealthmanagement.com
- Phone
- 262-989-8551
- SEC file
- 801-132252
- Structure
- Michigan LLC
- Fiscal year end
- December
TopTier Wealth Management’s named custodian for separately managed accounts is Charles Schwab ($176M). TopTier Wealth Management has custody of $57.6M for 51 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $176M100%
At year end, TopTier Wealth Management’s separately managed accounts were mostly in funds (76%) and stocks (20%).
What the accounts hold
- Stocks20%
- Funds76%
- Bonds3%
- U.S. government and agency bonds2%
- Investment grade corporate bonds1%
- Cash1%
How many clients does TopTier Wealth Management have?
TopTier Wealth Management has 105 clients and manages $176 million for them, as of February 2026. They include 53 individual clients and 52 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 February 2026
What services does TopTier Wealth Management offer?
TopTier Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does TopTier Wealth Management charge?
TopTier Wealth Management charges up to 1.00% a year for its Wealth Management and Portfolio Management. The fee is billed in advance, is negotiable and has a $5,000 annual minimum.
Source: TOPTIER WEALTH MANAGEMENT DISCLOSURE BROCHURE, filed 11 February 2026
Which custodians does TopTier Wealth Management use?
TopTier Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $176M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 February 2026
How many financial advisors does TopTier Wealth Management have?
TopTier Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does TopTier Wealth Management invest in?
At the end of its last fiscal year, TopTier Wealth Management’s separately managed accounts held 76% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 2% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns TopTier Wealth Management?
TopTier Wealth Management’s direct owners are Austin Nelson, Christopher Maragos, Michael Brusko, Jordan Hicks and Lawrence Burton III, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 11 February 2026
How does TopTier Wealth Management get paid?
TopTier Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact TopTier Wealth Management?
Its phone number is 262-989-8551. Its website is toptierwealthmanagement.com.
