{"url":"https://nivawealth.com/firms/toptier-wealth-management-292959","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/292959","regulatoryAum":175731039,"crd":"292959","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5689930","suffix":null,"lastName":"BRUSKO","firstName":"MICHAEL","middleName":"JAMES"},{"crd":"6608943","suffix":null,"lastName":"Nelson","firstName":"Austin","middleName":null}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-05","regulatoryAum":135269993,"clients":91,"employees":2,"offices":2},{"filedOn":"2026-02-11","regulatoryAum":175731039,"clients":105,"employees":2,"offices":2}],"secFileNumber":"801-132252","legalName":"Toptier Wealth Management","displayName":"TopTier Wealth 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They include 53 individual clients and 52 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does TopTier Wealth Management offer?","answer":"TopTier Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does TopTier Wealth Management charge?","answer":"TopTier Wealth Management charges up to 1.00% a year for its Wealth Management and Portfolio Management. The fee is billed in advance, is negotiable and has a $5,000 annual minimum.","source":"TOPTIER WEALTH MANAGEMENT DISCLOSURE BROCHURE, filed 11 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does TopTier Wealth Management use?","answer":"TopTier Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $176M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does TopTier Wealth Management have?","answer":"TopTier Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does TopTier Wealth Management invest in?","answer":"At the end of its last fiscal year, TopTier Wealth Management’s separately managed accounts held 76% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 2% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns TopTier Wealth Management?","answer":"TopTier Wealth Management’s direct owners are Austin Nelson, Christopher Maragos, Michael Brusko, Jordan Hicks and Lawrence Burton III, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 11 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does TopTier Wealth Management get paid?","answer":"TopTier Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact TopTier Wealth Management?","answer":"Its phone number is 262-989-8551. Its website is toptierwealthmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 11 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}