Tme Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year.
Tme Financial reports 209 clients. They include 159 individual clients, 45 high-net-worth individuals, and 2 pension and profit-sharing plans. Of its assets, 99.1% ($152M across 593 accounts) are managed with discretion; $1.4M across 3 accounts are not. Of its clients, 1% are outside the U.S. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 40% |
| High-net-worth individuals | 22% | 57% |
| Pension and profit-sharing plans | <1% | 2% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 159 | $60.9M | 39.8% | $383K |
| High-net-worth individuals | 45 | $87.5M | 57.2% | $1.94M |
| Pension and profit-sharing plans | Fewer than 5 | $3.77M | 2.5% | $1.89M |
| Charitable organizations | Fewer than 5 | $462K | 0.3% | $462K |
| Corporations and other businesses | Fewer than 5 | $426K | 0.3% | $213K |
| Total | 209 | $153M | 100% | — |
- Clients
- 159
- Regulatory AUM
- $60.9M
- AUM share
- 39.8%
- Avg. per client
- $383K
- Clients
- 45
- Regulatory AUM
- $87.5M
- AUM share
- 57.2%
- Avg. per client
- $1.94M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.77M
- AUM share
- 2.5%
- Avg. per client
- $1.89M
- Clients
- Fewer than 5
- Regulatory AUM
- $462K
- AUM share
- 0.3%
- Avg. per client
- $462K
- Clients
- Fewer than 5
- Regulatory AUM
- $426K
- AUM share
- 0.3%
- Avg. per client
- $213K
Total
- Clients
- 209
- Regulatory AUM
- $153M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Tme Financial is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Billed hourly up to $750 per hour, or as flat fees from $700 to $30,000; no retainer above $1,200 when services cannot be rendered within six months.
- Retirement plan consulting
- Billed hourly up to $750, as flat fees from $1,000 to $30,000, or up to 1.00% of managed plan assets, set case by case.
Boulos Michael owns 75% or more of Tme Financial. The leadership team of Tme Financial includes Chief Compliance Officer Boulos Michael. It has 3 employees, 2 of them in advisory roles.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 1 broker-dealer rep
- 1 insurance agent
- Owns 75% or more of Tme Financial, Inc.
Boulos Michael
Control person · since February 2023
Tme Financial’s regulatory assets grew from $103M (May 2023) to $153M (March 2026); clients rose from 192 to 209 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $153M | 209 | 3 | 1 |
| Mar 2025March 2025 | $124M | 198 | 3 | 1 |
| Mar 2024March 2024 | $110M | 194 | 3 | 1 |
| May 2023May 2023 | $103M | 192 | 3 | 1 |
Besides its headquarters, Tme Financial has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 101 Main Street, #230, Huntington BeachHQ
Other business names
Tme Financial has reported 1 other business name to the SEC.
- Stewardship Wealth Management Solutions
Contact and registration details
- Legal name
- Tme Financial, Inc.
- Headquarters
- 101 Main Street, #230, Huntington Beach, CA 92648
- Website
- stewardshipwms.com
- Phone
- 714-455-2955
- SEC file
- 801-127270
- Structure
- California corporation
- Fiscal year end
- December
Tme Financial’s named custodian for separately managed accounts is Charles Schwab ($153M). Tme Financial has custody of $66.5M for 204 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $153M100%
At year end, Tme Financial’s separately managed accounts were mostly in funds (87%). Its reported 13F holdings for the quarter ended 30 June 2026 total $162M across 70 positions; the largest are iShares TR (12.5%), SPDR Series Trust (8.5%) and iShares TR (7.6%).
What the accounts hold
- Stocks2%
- Funds87%
- Bonds3%
- Cash8%
How many clients does Tme Financial have?
Tme Financial has 209 clients and manages $153 million for them, as of March 2026. They include 159 individual clients, 45 high-net-worth individuals, and 2 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 March 2026
What services does Tme Financial offer?
Tme Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Tme Financial use?
Tme Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $153M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 March 2026
How many financial advisors does Tme Financial have?
Tme Financial has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Tme Financial invest in?
At the end of its last fiscal year, Tme Financial’s separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 3% investment grade corporate bonds and 2% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Tme Financial?
Tme Financial’s direct owner is Boulos Michael (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 17 March 2026
How does Tme Financial get paid?
Tme Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Tme Financial?
Tme Financial’s main office is at 101 Main Street, #230, Huntington Beach, CA 92648. Its phone number is 714-455-2955. Its website is stewardshipwms.com.