{"url":"https://nivawealth.com/firms/tme-financial-322851","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/322851","regulatoryAum":153059326,"crd":"322851","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4438646","suffix":null,"lastName":"MICHAEL","firstName":"BOULOS","middleName":"GOUDA"},{"crd":"7515392","suffix":null,"lastName":"Moore","firstName":"Christy","middleName":"Olivia"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-05-15","regulatoryAum":102565832,"clients":192,"employees":3,"offices":1},{"filedOn":"2024-03-08","regulatoryAum":110429973,"clients":194,"employees":3,"offices":1},{"filedOn":"2025-03-14","regulatoryAum":124039550,"clients":198,"employees":3,"offices":1},{"filedOn":"2026-03-17","regulatoryAum":153059326,"clients":209,"employees":3,"offices":1}],"secFileNumber":"801-127270","legalName":"Tme Financial, Inc.","displayName":"Tme Financial","slug":"tme-financial-322851","website":"https://stewardshipwms.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/stewardship-wealth-management-solutions/","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"101 Main Street, #230","city":"Huntington Beach","state":"CA","stateName":"California","country":"United States","postalCode":"92648"},"tradeNames":["Stewardship Wealth Management Solutions"],"registration":{"secApproved":"2 February 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":727452.7647058824,"staff":{"employees":3,"advisory":2,"brokerDealerReps":1,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":153059326,"discretionary":151663216,"discretionaryAccounts":593,"nonDiscretionary":1396110,"nonDiscretionaryAccounts":3,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":5},"clientTypes":[{"label":"Individuals (other than HNW)","clients":159,"regulatoryAum":60923877},{"label":"High-net-worth individuals","clients":45,"regulatoryAum":87476487},{"label":"Pension and profit-sharing plans","clients":2,"fewerThan5":true,"regulatoryAum":3771278},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":461714},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":425970}],"feePrograms":[{"role":"other","program":"Financial planning and consulting","summary":"Billed hourly up to $750 per hour, or as flat fees from $700 to $30,000; no retainer above $1,200 when services cannot be rendered within six months.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020269","versionId":1020269,"submittedOn":"2026-03-17","documentName":"FORM ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Retirement plan consulting","summary":"Billed hourly up to $750, as flat fees from $1,000 to $30,000, or up to 1.00% of managed plan assets, set case by case.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020269","versionId":1020269,"submittedOn":"2026-03-17","documentName":"FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T17:17:37.040449+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020269","versionId":1020269,"submittedOn":"2026-03-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":153059326}],"custodyNote":"Tme Financial has custody of $66.5M for 204 clients.","otherCustodians":[],"leadership":[{"name":"Boulos Michael","title":"Managing Member & Chief Compliance Officer","crd":"4438646"}],"ownership":[{"label":"Boulos Michael","detail":"Managing member & chief compliance officer in the 75% or more ownership band and a control person, since February 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"101 Main Street, #230","city":"Huntington Beach","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"714-455-2955","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"Investment grade corporate bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":87},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"17 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/322851/PDF/322851.pdf","brochureDate":"17 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020269","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Tme Financial have?","answer":"Tme Financial has 209 clients and manages $153 million for them, as of March 2026. They include 159 individual clients, 45 high-net-worth individuals, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Tme Financial offer?","answer":"Tme Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Tme Financial use?","answer":"Tme Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $153M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Tme Financial have?","answer":"Tme Financial has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Tme Financial invest in?","answer":"At the end of its last fiscal year, Tme Financial’s separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 3% investment grade corporate bonds and 2% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Tme Financial?","answer":"Tme Financial’s direct owner is Boulos Michael (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Tme Financial get paid?","answer":"Tme Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Tme Financial?","answer":"Tme Financial’s main office is at 101 Main Street, #230, Huntington Beach, CA 92648. Its phone number is 714-455-2955. Its website is stewardshipwms.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/tme-financial-322851/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-23","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2056230/000117266126002760/0001172661-26-002760-index.html","totalValue":161955797,"positionCount":70,"top10Share":0.5939544911751445,"top10":[{"issuer":"ISHARES TR","titleOfClass":"CONV BD ETF","cusip":"46435G102","value":20175765,"shares":165728,"shareType":"SH","priorValue":16353165,"priorShares":160656},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":13817898,"shares":227305,"shareType":"SH","priorValue":5738587,"priorShares":101424},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":12247998,"shares":55817,"shareType":"SH","priorValue":4414276,"priorShares":23014},{"issuer":"ISHARES TR","titleOfClass":"TIPS BD ETF","cusip":"464287176","value":8843516,"shares":80814,"shareType":"SH","priorValue":8353501,"priorShares":75693},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":8541211,"shares":103731,"shareType":"SH","priorValue":4504250,"priorShares":63324},{"issuer":"ISHARES TR","titleOfClass":"CORE DIV GRWTH","cusip":"46434V621","value":8456955,"shares":111584,"shareType":"SH","priorValue":6121079,"priorShares":87220},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":7205046,"shares":29652,"shareType":"SH","priorValue":5908644,"priorShares":27197},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600GRWO","cusip":"78464A201","value":5771477,"shares":48447,"shareType":"SH","priorValue":2886450,"priorShares":29874},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"STRM INFPROIDX","cusip":"922020805","value":5760270,"shares":114678,"shareType":"SH","priorValue":5637099,"priorShares":112855},{"issuer":"ISHARES TR","titleOfClass":"IBOXX INV CP ETF","cusip":"464287242","value":5374237,"shares":49273,"shareType":"SH","priorValue":5434952,"priorShares":49867}],"positionsListed":70,"positions":[{"issuer":"ISHARES TR","titleOfClass":"CONV BD ETF","cusip":"46435G102","value":20175765,"shares":165728,"shareType":"SH","priorValue":16353165,"priorShares":160656},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":13817898,"shares":227305,"shareType":"SH","priorValue":5738587,"priorShares":101424},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":12247998,"shares":55817,"shareType":"SH","priorValue":4414276,"priorShares":23014},{"issuer":"ISHARES TR","titleOfClass":"TIPS BD ETF","cusip":"464287176","value":8843516,"shares":80814,"shareType":"SH","priorValue":8353501,"priorShares":75693},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":8541211,"shares":103731,"shareType":"SH","priorValue":4504250,"priorShares":63324},{"issuer":"ISHARES TR","titleOfClass":"CORE DIV GRWTH","cusip":"46434V621","value":8456955,"shares":111584,"shareType":"SH","priorValue":6121079,"priorShares":87220},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":7205046,"shares":29652,"shareType":"SH","priorValue":5908644,"priorShares":27197},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600GRWO","cusip":"78464A201","value":5771477,"shares":48447,"shareType":"SH","priorValue":2886450,"priorShares":29874},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"STRM INFPROIDX","cusip":"922020805","value":5760270,"shares":114678,"shareType":"SH","priorValue":5637099,"priorShares":112855},{"issuer":"ISHARES TR","titleOfClass":"IBOXX INV CP ETF","cusip":"464287242","value":5374237,"shares":49273,"shareType":"SH","priorValue":5434952,"priorShares":49867},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":3832888,"shares":50760,"shareType":"SH","priorValue":3791056,"priorShares":43002},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":3582680,"shares":26050,"shareType":"SH","priorValue":4900681,"priorShares":43327},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":3486276,"shares":58406,"shareType":"SH","priorValue":8545076,"priorShares":158096},{"issuer":"ISHARES TR","titleOfClass":"MBS ETF","cusip":"464288588","value":3370177,"shares":35656,"shareType":"SH","priorValue":3356291,"priorShares":35348},{"issuer":"DBX ETF TR","titleOfClass":"XTRACK MSCI EAFE","cusip":"233051200","value":3243195,"shares":59367,"shareType":"SH","priorValue":8994919,"priorShares":182083},{"issuer":"VANECK ETF TRUST","titleOfClass":"MRNGSTR WDE MOAT","cusip":"92189F643","value":3061503,"shares":29449,"shareType":"SH","priorValue":6648225,"priorShares":68751},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":3057523,"shares":36994,"shareType":"SH","priorValue":2199940,"priorShares":26585},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":2476465,"shares":11364,"shareType":"SH","priorValue":2656643,"priorShares":13540},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P 500 GARP ETF","cusip":"46137V431","value":2151784,"shares":17596,"shareType":"SH","priorValue":2171764,"priorShares":20180},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":2100477,"shares":13292,"shareType":"SH","priorValue":1842119,"priorShares":12438},{"issuer":"ISHARES TR","titleOfClass":"MSCI INTL QUALTY","cusip":"46434V456","value":1965694,"shares":39671,"shareType":"SH","priorValue":1621294,"priorShares":35070},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":1744974,"shares":23770,"shareType":"SH","priorValue":1435826,"priorShares":19498},{"issuer":"JOHN HANCOCK EXCHANGE TRADED","titleOfClass":"MULTIFACTOR MI","cusip":"47804J206","value":1744541,"shares":23273,"shareType":"SH","priorValue":1683583,"priorShares":25083},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MEGA GRWTH IND","cusip":"921910816","value":1743566,"shares":19834,"shareType":"SH","priorValue":1368686,"priorShares":3725},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"DIVERSIFID CRP","cusip":"025072109","value":1727649,"shares":36876,"shareType":"SH","priorValue":1358216,"priorShares":29140},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":1649747,"shares":5443,"shareType":"SH","priorValue":1264399,"priorShares":4827},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP GR IDXVIP","cusip":"922908538","value":1634833,"shares":5337,"shareType":"SH","priorValue":2894487,"priorShares":11247},{"issuer":"ISHARES TR","titleOfClass":"US TREAS BD ETF","cusip":"46429B267","value":1498917,"shares":65800,"shareType":"SH","priorValue":1393094,"priorShares":60807},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":1490475,"shares":17303,"shareType":"SH","priorValue":1603350,"priorShares":3671},{"issuer":"ISHARES BITCOIN TRUST ETF","titleOfClass":"SHS BEN INT","cusip":"46438F101","value":1380736,"shares":41476,"shareType":"SH","priorValue":1486009,"priorShares":38678},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":1292947,"shares":16047,"shareType":"SH","priorValue":1219948,"priorShares":4248},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":1054442,"shares":10653,"shareType":"SH","priorValue":988188,"priorShares":9955},{"issuer":"AB ACTIVE ETFS INC","titleOfClass":"ULTRA SHORT INCM","cusip":"00039J103","value":950878,"shares":18889,"shareType":"SH","priorValue":892508,"priorShares":17682},{"issuer":"AB ACTIVE ETFS INC","titleOfClass":"TAX AWARE SHRT","cusip":"00039J202","value":912963,"shares":36200,"shareType":"SH","priorValue":900182,"priorShares":35750},{"issuer":"AB ACTIVE ETFS INC","titleOfClass":"SHOR DU YIEL ETF","cusip":"00039J830","value":866292,"shares":24256,"shareType":"SH","priorValue":786210,"priorShares":22134},{"issuer":"SIMPLIFY EXCHANGE TRADED FUN","titleOfClass":"ENHANCED INM ETF","cusip":"82889N632","value":866285,"shares":40050,"shareType":"SH","priorValue":944191,"priorShares":44245},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":793491,"shares":2154,"shareType":"SH","priorValue":1050768,"priorShares":2442},{"issuer":"SIMPLIFY EXCHANGE TRADED FUN","titleOfClass":"TREASURY OPT INC","cusip":"82889N640","value":766581,"shares":32732,"shareType":"SH","priorValue":900496,"priorShares":38311},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":698997,"shares":9065,"shareType":"SH","priorValue":626372,"priorShares":9275},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":642001,"shares":935,"shareType":"SH","priorValue":548646,"priorShares":918},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP VL IDXVIP","cusip":"922908512","value":585209,"shares":2962,"shareType":"SH","priorValue":506939,"priorShares":2751},{"issuer":"EA SERIES TRUST","titleOfClass":"ALPHA ARCH 1-3","cusip":"02072L565","value":546519,"shares":4668,"shareType":"SH","priorValue":593003,"priorShares":5099},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":544190,"shares":7638,"shareType":"SH","priorValue":453926,"priorShares":7084},{"issuer":"ISHARES INC","titleOfClass":"ESG AWR MSCI EM","cusip":"46434G863","value":492201,"shares":9000,"shareType":"SH","priorValue":427910,"priorShares":9411},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":480459,"shares":9535,"shareType":"SH","priorValue":432225,"priorShares":9468},{"issuer":"ISHARES TR","titleOfClass":"CALIF MUN BD ETF","cusip":"464288356","value":467245,"shares":8106,"shareType":"SH","priorValue":472319,"priorShares":8307},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"VNG RUS1000GRW","cusip":"92206C680","value":422440,"shares":3305,"shareType":"SH","priorValue":386327,"priorShares":3522},{"issuer":"ALPS ETF TR","titleOfClass":"ALERIAN MLP","cusip":"00162Q452","value":395082,"shares":7620,"shareType":"SH","priorValue":419910,"priorShares":7977},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":389364,"shares":1346,"shareType":"SH","priorValue":330384,"priorShares":1302},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":382775,"shares":1083,"shareType":"SH","priorValue":514281,"priorShares":1793},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE MIN VL","cusip":"46429B689","value":366376,"shares":4177,"shareType":"SH","priorValue":376383,"priorShares":4119},{"issuer":"ISHARES INC","titleOfClass":"MSCI EMERG MRKT","cusip":"464286533","value":332414,"shares":4416,"shareType":"SH","priorValue":326353,"priorShares":5042},{"issuer":"ISHARES TR","titleOfClass":"MORNINGSTAR VALU","cusip":"464288109","value":330472,"shares":3264,"shareType":"SH","priorValue":302861,"priorShares":3252},{"issuer":"ISHARES TR","titleOfClass":"RUS MDCP VAL ETF","cusip":"464287473","value":314109,"shares":1908,"shareType":"SH","priorValue":246656,"priorShares":1692},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"CALIF AMT MUN","cusip":"46138E206","value":301666,"shares":12308,"shareType":"SH","priorValue":292972,"priorShares":12274},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":292999,"shares":785,"shareType":"SH","priorValue":287921,"priorShares":778},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":291728,"shares":1224,"shareType":"SH","priorValue":422580,"priorShares":2029},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"LONG TERM TREAS","cusip":"92206C847","value":270450,"shares":4901,"shareType":"SH","priorValue":300923,"priorShares":5436},{"issuer":"VANGUARD WORLD FD","titleOfClass":"HEALTH CAR ETF","cusip":"92204A504","value":268073,"shares":897,"shareType":"SH","priorValue":254021,"priorShares":933},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":258833,"shares":1745,"shareType":"SH","priorValue":215306,"priorShares":1732},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":257171,"shares":5084,"shareType":"SH","priorValue":251719,"priorShares":5045},{"issuer":"GRAYSCALE BITCOIN MINI TR ET","titleOfClass":"SHS NEW","cusip":"389930207","value":245980,"shares":9479,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":240723,"shares":1644,"shareType":"SH"},{"issuer":"DBX ETF TR","titleOfClass":"XTRACK USD HIGH","cusip":"233051432","value":228557,"shares":6258,"shareType":"SH","priorValue":222824,"priorShares":6162},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US SML CAP ETF","cusip":"808524607","value":222811,"shares":6167,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SML CP GRW ETF","cusip":"922908595","value":218981,"shares":599,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"ESG AWRE USD ETF","cusip":"46435G193","value":210232,"shares":9081,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA MMENTM","cusip":"46432F396","value":207116,"shares":604,"shareType":"SH"},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":204575,"shares":1022,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":203697,"shares":550,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}