The Retirement Planning Company of New England provides portfolio management for individuals and small businesses and portfolio management for institutions.
The Retirement Planning Company of New England reports 566 clients. They include 429 individual clients, 136 high-net-worth individuals and 1 charitable organization. Of its assets, 94.1% ($371M across 1,275 accounts) are managed with discretion; $23.4M across 37 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 33% |
| High-net-worth individuals | 24% | 67% |
| Charitable organizations | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 429 | $131M | 33.3% | $306K |
| High-net-worth individuals | 136 | $263M | 66.6% | $1.93M |
| Charitable organizations | Fewer than 5 | $329K | 0.1% | $329K |
| Total | 566 | $394M | 100% | — |
- Clients
- 429
- Regulatory AUM
- $131M
- AUM share
- 33.3%
- Avg. per client
- $306K
- Clients
- 136
- Regulatory AUM
- $263M
- AUM share
- 66.6%
- Avg. per client
- $1.93M
- Clients
- Fewer than 5
- Regulatory AUM
- $329K
- AUM share
- 0.1%
- Avg. per client
- $329K
Total
- Clients
- 566
- Regulatory AUM
- $394M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
The Retirement Planning Company of New England is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and commissions. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning, Tax and Trust Services
- Financial planning, tax and trust advice are provided on a fixed or hourly fee basis; the brochure states no rate.
David Allaire owns 75% or more of The Retirement Planning Company of New England. The leadership team of The Retirement Planning Company of New England includes President David Allaire and Chief Compliance Officer Sotirios Pappas. It has 4 employees, 3 of them in advisory roles.
Leadership
- David AllairePresident
- Sotirios PappasChief Compliance Officer
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- David William Allaire
- Sotirios Mike Pappas
- Scott Bruce Seidman
- Edward Viar
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 broker-dealer reps
- 1 insurance agent
- Owns 75% or more of The Retirement Planning Company of New England, Inc.
David Allaire
Control person · since April 1996
The Retirement Planning Company of New England’s regulatory assets grew 1.9× from $211M (March 2021) to $394M (March 2026); clients rose from 472 to 566 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $394M | 566 | 4 | 1 |
| March 2025 | $336M | 572 | 4 | 1 |
| May 2024 | $279M | 480 | 4 | 1 |
| March 2023 | $228M | 482 | 4 | 1 |
| March 2022 | $262M | 465 | 4 | 1 |
| March 2021 | $211M | 472 | 4 | 1 |
Besides its headquarters, The Retirement Planning Company of New England has 0 offices, with 1 listed address in Rhode Island.
Rhode Island · 1 listed address
- 1287 Post Road, WarwickHQ
Contact and registration details
- Legal name
- The Retirement Planning Company of New England, Inc.
- Headquarters
- 1287 Post Road, Warwick, RI 02888
- Website
- Not reported
- Phone
- 401-453-5558
- SEC file
- 801-55956
- Structure
- Rhode Island corporation
- Fiscal year end
- December
The Retirement Planning Company of New England uses Charles Schwab ($394M) as custodian for its separately managed accounts. The Retirement Planning Company of New England does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $394M100%
At year end, The Retirement Planning Company of New England’s separately managed accounts were mostly in stocks (80%) and bonds (16%). Its reported 13F holdings for the quarter ended 30 June 2026 total $278M across 260 positions; the largest are Nvidia Corporation (3.4%), Apple Inc. (3.3%) and Zevra Therapeutics Inc. (3.3%).
What the accounts hold
- Stocks80%
- Exchange-traded equities65%
- Non-exchange-traded equities15%
- Bonds16%
- Investment grade corporate bonds14%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash4%
Reported 13F holdings
- $278M
- Reported 13F value
- 260
- Positions
- 24.4%
- In the 10 largest
- +13.0%
- Value vs. prior quarter
- Nvidia Corporation3.4%
- Apple Inc.3.3%
- Zevra Therapeutics Inc.3.3%
- Invesco Qqq TR · Unit Ser 13.1%
- Alphabet Inc. · Cap Stk CL A2.3%
- Alphabet Inc. · Cap Stk CL C1.9%
- Broadcom Inc.1.8%
- Abbvie Inc.1.8%
- Boeing CO1.8%
- Amazon Com Inc.1.7%
Together, the ten largest are 24.4% of reported value.
How many clients does The Retirement Planning Company of New England have?
The Retirement Planning Company of New England has 566 clients and manages $394 million for them, as of March 2026. They include 429 individual clients, 136 high-net-worth individuals and 1 charitable organization.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 March 2026
What services does The Retirement Planning Company of New England offer?
The Retirement Planning Company of New England provides portfolio management for individuals and small businesses and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does The Retirement Planning Company of New England use?
The Retirement Planning Company of New England’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $394M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 March 2026
How many financial advisors does The Retirement Planning Company of New England have?
The Retirement Planning Company of New England has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does The Retirement Planning Company of New England invest in?
At the end of its last fiscal year, The Retirement Planning Company of New England’s separately managed accounts held 65% exchange-traded equities, 15% non-exchange-traded equities, 14% investment grade corporate bonds, 4% cash and equivalents, 1% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns The Retirement Planning Company of New England?
The Retirement Planning Company of New England’s direct owner is David Allaire (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 13 March 2026
How does The Retirement Planning Company of New England get paid?
The Retirement Planning Company of New England is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is The Retirement Planning Company of New England registered with the SEC?
Yes, The Retirement Planning Company of New England has been registered with the SEC as an investment adviser since 13 October 1998. Its CRD number is 108705 and its SEC file number is 801-55956.
Source: Form ADV Part 1A, Item 1, filed 13 March 2026; IAPD firm record
How do I contact The Retirement Planning Company of New England?
The Retirement Planning Company of New England’s main office is at 1287 Post Road, Warwick, RI 02888. Its phone number is 401-453-5558.