SwitchPoint Financial Planning provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 51–100 clients last fiscal year.
SwitchPoint Financial Planning reports 102 clients. They include 66 high-net-worth individuals, 34 individual clients and 1 pension or profit-sharing plan. Of its assets, 98.3% ($361M across 523 accounts) are managed with discretion; $6.32M across 2 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 33% | 6% |
| High-net-worth individuals | 65% | 93% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 34 | $23.8M | 6.5% | $699K |
| High-net-worth individuals | 66 | $342M | 93.1% | $5.18M |
| Pension and profit-sharing plans | Fewer than 5 | $1.1M | 0.3% | $1.1M |
| Charitable organizations | Fewer than 5 | $542K | 0.1% | $542K |
| Total | 102 | $367M | 100% | — |
- Clients
- 34
- Regulatory AUM
- $23.8M
- AUM share
- 6.5%
- Avg. per client
- $699K
- Clients
- 66
- Regulatory AUM
- $342M
- AUM share
- 93.1%
- Avg. per client
- $5.18M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.1M
- AUM share
- 0.3%
- Avg. per client
- $1.1M
- Clients
- Fewer than 5
- Regulatory AUM
- $542K
- AUM share
- 0.1%
- Avg. per client
- $542K
Total
- Clients
- 102
- Regulatory AUM
- $367M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
SwitchPoint Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Projects
- Financial planning projects are fixed fees, typically $1,000 to $3,000, or $300 an hour where work exceeds the typical range.
- Investment Management Only
- Investment management only is 1.5% of assets under management a year, paid quarterly in advance and generally not offered above $500,000.
- Retirement Plan Consulting
- Retirement plan consulting is a flat fee based on plan complexity, with a minimum annual fee of $2,400.
James Sweeney owns 75% or more of SwitchPoint Financial Planning. The leadership team of SwitchPoint Financial Planning includes Chief Compliance Officer Kyle Wilhelm. It has 3 employees.
Leadership
- Kyle WilhelmOperations Manager/Chief Compliance Officer
- James SweeneyManaging Member
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- James Rhead Sweeney
- Kyle David Wilhelm
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Switchpoint Financial Planning LLC
James Sweeney
Control person · since December 2015
- Owns 10% to 25% of Switchpoint Financial Planning LLC
Kyle Wilhelm
Control person · since January 2022
SwitchPoint Financial Planning’s regulatory assets grew 2.8× from $130M (April 2022) to $367M (March 2026); clients rose from 56 to 102 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $367M | 102 | 3 | 4 |
| March 2025 | $281M | 90 | 3 | 3 |
| March 2024 | $227M | 93 | 4 | 5 |
| March 2023 | $157M | 77 | 3 | 3 |
| April 2022 | $130M | 56 | 3 | 2 |
Besides its headquarters, SwitchPoint Financial Planning has 3 offices (3 private residences, listed without an address), with 1 listed address in Utah.
Utah · 1 listed address
- 2901 W Bluegrass BLVD, Suite 200 - 26, LehiHQ
Contact and registration details
- Legal name
- Switchpoint Financial Planning LLC
- Headquarters
- 2901 W Bluegrass BLVD, Suite 200 - 26, Lehi, UT 84048
- Website
- switchpointfinancial.com
- Phone
- 801-753-8538
- SEC file
- 801-125029
- Founded
- 2016
- Structure
- Utah LLC
- Fiscal year end
- December
SwitchPoint Financial Planning uses Charles Schwab ($225M) as custodian for its separately managed accounts. SwitchPoint Financial Planning does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $225M100%
At year end, SwitchPoint Financial Planning’s separately managed accounts were mostly in funds (89%). Its reported 13F holdings for the quarter ended 30 June 2026 total $173M across 71 positions; the largest are Dimensional ETF Trust (20.9%), Dimensional ETF Trust (16.5%) and Dimensional ETF Trust (6.3%).
What the accounts hold
- Stocks9%
- Funds89%
- Cash1%
Filed values cover 99%. The neutral 1% gap has no reported category.
Reported 13F holdings
- $173M
- Reported 13F value
- 71
- Positions
- 63.2%
- In the 10 largest
- +17.4%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF20.9%
- Dimensional ETF Trust · Intl Core Equity16.5%
- Dimensional ETF Trust · Emerging Mkts CO6.3%
- Dimensional ETF Trust · US Targeted Vlu3.7%
- Dimensional ETF Trust · Shor Dur Fix ETF3.3%
- Dimensional ETF Trust · US Mktwide Value3.1%
- Dimensional ETF Trust · World EX US Core2.5%
- Alphabet Inc. · Cap Stk CL C2.4%
- Cadence Design System Inc.2.2%
- Vanguard Index Fds · Value ETF2.2%
Together, the ten largest are 63.2% of reported value.
How many clients does SwitchPoint Financial Planning have?
SwitchPoint Financial Planning has 102 clients and manages $367 million for them, as of March 2026. They include 66 high-net-worth individuals, 34 individual clients and 1 pension or profit-sharing plan.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026
What services does SwitchPoint Financial Planning offer?
SwitchPoint Financial Planning provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does SwitchPoint Financial Planning use?
SwitchPoint Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $225M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026
How many financial advisors does SwitchPoint Financial Planning have?
SwitchPoint Financial Planning has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does SwitchPoint Financial Planning invest in?
At the end of its last fiscal year, SwitchPoint Financial Planning’s separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 9% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns SwitchPoint Financial Planning?
SwitchPoint Financial Planning’s direct owners are James Sweeney (75% or more) and Kyle Wilhelm (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 31 March 2026
How does SwitchPoint Financial Planning get paid?
SwitchPoint Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is SwitchPoint Financial Planning registered with the SEC?
Yes, SwitchPoint Financial Planning has been registered with the SEC as an investment adviser since 13 May 2022. Its CRD number is 282856 and its SEC file number is 801-125029.
Source: Form ADV Part 1A, Item 1, filed 31 March 2026; IAPD firm record
How do I contact SwitchPoint Financial Planning?
SwitchPoint Financial Planning’s main office is at 2901 W Bluegrass BLVD, Suite 200 - 26, Lehi, UT 84048. Its phone number is 801-753-8538. Its website is switchpointfinancial.com.