Summit Wealth Management Group provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 251–500 clients last fiscal year.
Summit Wealth Management Group reports 386 clients. They include 196 high-net-worth individuals, 184 individual clients, and 5 pension and profit-sharing plans. Of its assets, 100.0% ($250M across 681 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $66M. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 48% | 19% |
| High-net-worth individuals | 51% | 80% |
| Pension and profit-sharing plans | 1% | <1% |
| Charitable organizations | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 184 | $47.5M | 19.0% | $258K |
| High-net-worth individuals | 196 | $199M | 79.8% | $1.02M |
| Pension and profit-sharing plans | 5 | $2.33M | 0.9% | $465K |
| Charitable organizations | Fewer than 5 | $467K | 0.2% | $467K |
| Total | 386 | $250M | 100% | — |
- Clients
- 184
- Regulatory AUM
- $47.5M
- AUM share
- 19.0%
- Avg. per client
- $258K
- Clients
- 196
- Regulatory AUM
- $199M
- AUM share
- 79.8%
- Avg. per client
- $1.02M
- Clients
- 5
- Regulatory AUM
- $2.33M
- AUM share
- 0.9%
- Avg. per client
- $465K
- Clients
- Fewer than 5
- Regulatory AUM
- $467K
- AUM share
- 0.2%
- Avg. per client
- $467K
Total
- Clients
- 386
- Regulatory AUM
- $250M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Summit Wealth Management Group is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting are billed hourly, up to $400 an hour, or as a flat fee; fees typically range from $500 to $10,000.
Christina Zins owns 75% or more of Summit Wealth Management Group. Christina Zins is CEO. It has 6 employees, 2 of them in advisory roles.
Leadership
Christina ZinsChief Executive Officer and Chief Compliance Officer- Gerald ZinsFinancial Advisor
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 2 in advisory functions
- 4 state-registered reps
- 4 broker-dealer reps
- 2 insurance agents
- Owns 75% or more of Summit Wealth Management Group, Inc.
Christina Zins
Control person · since July 2026
- Owns 10% to 25% of Summit Wealth Management Group, Inc.
Gerald Zins
Control person · since January 2014
Summit Wealth Management Group’s regulatory assets fell from $325M (July 2021) to $250M (October 2026); clients fell from 504 to 386 and employees from 7 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| October 2026 | $250M | 386 | 6 | 1 |
| March 2025 | $226M | 366 | 2 | 1 |
| July 2024 | $155M | 276 | 2 | 1 |
| April 2023 | $137M | 276 | 5 | 1 |
| January 2022 | $281M | 671 | 4 | 1 |
| July 2021 | $325M | 504 | 7 | 1 |
Besides its headquarters, Summit Wealth Management Group has 0 offices, with 1 listed address in California.
California · 1 listed address
- 400 Camarillo Ranch Road, Suite 202, CamarilloHQ
Contact and registration details
- Legal name
- Summit Wealth Management Group, Inc.
- Headquarters
- 400 Camarillo Ranch Road, Suite 202, Camarillo, CA 93012
- Website
- yoursummitwealth.com
- Phone
- 805-384-1186
- @summit-wealth-management-group
- SEC file
- 801-110950
- Structure
- California corporation
- Fiscal year end
- December
Summit Wealth Management Group uses LPL Financial ($250M) as custodian for its separately managed accounts. Summit Wealth Management Group has custody of $14.4M in client assets for 20 clients.
- LPL FinancialLPL Financial LLC · Boston, MA · $250M100%
At year end, Summit Wealth Management Group’s separately managed accounts were mostly in funds (83%) and stocks (11%).
What the accounts hold
- Stocks11%
- Funds83%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash3%
How many clients does Summit Wealth Management Group have?
Summit Wealth Management Group has 386 clients and manages $250 million for them, as of October 2026. They include 196 high-net-worth individuals, 184 individual clients, and 5 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026
What services does Summit Wealth Management Group offer?
Summit Wealth Management Group provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Summit Wealth Management Group use?
Summit Wealth Management Group’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $250M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026
How many financial advisors does Summit Wealth Management Group have?
Summit Wealth Management Group has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 2 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Summit Wealth Management Group invest in?
At the end of its last fiscal year, Summit Wealth Management Group’s separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 11% exchange-traded equities, 3% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Summit Wealth Management Group?
Summit Wealth Management Group’s direct owners are Gerald Zins (10% to 25%) and Christina Zins (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 October 2026
How does Summit Wealth Management Group get paid?
Summit Wealth Management Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Summit Wealth Management Group?
Summit Wealth Management Group’s main office is at 400 Camarillo Ranch Road, Suite 202, Camarillo, CA 93012. Its phone number is 805-384-1186. Its website is yoursummitwealth.com.