{"url":"https://nivawealth.com/firms/summit-wealth-management-group-170029","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/170029","regulatoryAum":249527694,"crd":"170029","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6415876","suffix":null,"lastName":"JONES","firstName":"KAREN","middleName":"LESLIE"},{"crd":"5037394","suffix":null,"lastName":"WESTERMAN","firstName":"NEIL","middleName":"JAMES"},{"crd":"6344132","suffix":null,"lastName":"ZINS","firstName":"CHRISTINA","middleName":"Faye"},{"crd":"1507393","suffix":"JR","lastName":"ZINS","firstName":"GERALD","middleName":"JOSEPH"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-15","regulatoryAum":325381897,"clients":504,"employees":7,"offices":1},{"filedOn":"2022-01-28","regulatoryAum":280652430,"clients":671,"employees":4,"offices":1},{"filedOn":"2023-04-13","regulatoryAum":136887303,"clients":276,"employees":5,"offices":1},{"filedOn":"2024-07-22","regulatoryAum":154854107,"clients":276,"employees":2,"offices":1},{"filedOn":"2025-03-12","regulatoryAum":226022233,"clients":366,"employees":2,"offices":1},{"filedOn":"2026-10-01","regulatoryAum":249527694,"clients":386,"employees":6,"offices":1}],"secFileNumber":"801-110950","legalName":"Summit Wealth Management Group, Inc.","displayName":"Summit Wealth Management Group","slug":"summit-wealth-management-group-170029","website":"https://yoursummitwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/170029/f7de64c32b22bc85-r1.webp","tone":"light","width":239,"height":200,"sourceUrl":"https://yoursummitwealth.com/","sourceLabel":"Summit Wealth Management Group, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/summit-wealth-management-group","xUrl":"https://twitter.com/summitwealth.com","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"400 Camarillo Ranch Road, Suite 202","city":"Camarillo","state":"CA","stateName":"California","country":"United States","postalCode":"93012"},"tradeNames":[],"registration":{"secApproved":"4 August 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":649304.1736842105,"staff":{"employees":6,"advisory":2,"brokerDealerReps":4,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":249527694,"discretionary":249527694,"discretionaryAccounts":681,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":66002038,"nonUsClientsPct":0,"nonAumClients":5},"clientTypes":[{"label":"Individuals (other than HNW)","clients":184,"regulatoryAum":47522797},{"label":"High-net-worth individuals","clients":196,"regulatoryAum":199212789},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":2325607},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":466501}],"feePrograms":[{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting are billed hourly, up to $400 an hour, or as a flat fee; fees typically range from $500 to $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059816","versionId":1059816,"submittedOn":"2026-10-01","documentName":"FORM ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:52:09.425073+00:00","documents":[{"name":"FORM ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059816","versionId":1059816,"submittedOn":"2026-10-01"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041321","versionId":1041321,"submittedOn":null}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Boston, MA","smaAssets":249527694}],"custodyNote":"Summit Wealth Management Group has custody of $14.4M in client assets for 20 clients.","otherCustodians":[],"leadership":[{"name":"Christina Zins","title":"Chief Executive Officer and Chief Compliance Officer","crd":"6344132"},{"name":"Gerald Zins","title":"Financial Advisor","crd":"1507393"}],"ownership":[{"label":"Gerald Zins","detail":"Financial advisor in the 10% to 25% ownership band and a control person, since January 2014."},{"label":"Christina Zins","detail":"Chief executive officer and chief compliance officer in the 75% or more ownership band and a control person, since July 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"400 Camarillo Ranch Road, Suite 202","city":"Camarillo","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"805-384-1186","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":11},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":83},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"1 October 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/170029/PDF/170029.pdf","brochureDate":"1 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059816","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Summit Wealth Management Group have?","answer":"Summit Wealth Management Group has 386 clients and manages $250 million for them, as of October 2026. They include 196 high-net-worth individuals, 184 individual clients, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Summit Wealth Management Group offer?","answer":"Summit Wealth Management Group provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Summit Wealth Management Group use?","answer":"Summit Wealth Management Group’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $250M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Summit Wealth Management Group have?","answer":"Summit Wealth Management Group has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 2 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Summit Wealth Management Group invest in?","answer":"At the end of its last fiscal year, Summit Wealth Management Group’s separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 11% exchange-traded equities, 3% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Summit Wealth Management Group?","answer":"Summit Wealth Management Group’s direct owners are Gerald Zins (10% to 25%) and Christina Zins (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Summit Wealth Management Group get paid?","answer":"Summit Wealth Management Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Summit Wealth Management Group?","answer":"Summit Wealth Management Group’s main office is at 400 Camarillo Ranch Road, Suite 202, Camarillo, CA 93012. Its phone number is 805-384-1186. Its website is yoursummitwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}