Stillwater Private Wealth provides financial planning and portfolio management for individuals and small businesses.
Stillwater Private Wealth reports 164 clients. They include 110 individual clients, 50 high-net-worth individuals, and 4 corporations and other businesses. Of its assets, 100.0% ($177M across 458 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 67% | 21% |
| High-net-worth individuals | 30% | 75% |
| Corporations and other businesses | 2% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 110 | $36.6M | 20.7% | $333K |
| High-net-worth individuals | 50 | $133M | 75.3% | $2.66M |
| Corporations and other businesses | 4 | $6.99M | 4.0% | $1.75M |
| Total | 164 | $177M | 100% | $1.08M |
- Clients
- 110
- Regulatory AUM
- $36.6M
- AUM share
- 20.7%
- Avg. per client
- $333K
- Clients
- 50
- Regulatory AUM
- $133M
- AUM share
- 75.3%
- Avg. per client
- $2.66M
- Clients
- 4
- Regulatory AUM
- $6.99M
- AUM share
- 4.0%
- Avg. per client
- $1.75M
Total
- Clients
- 164
- Regulatory AUM
- $177M
- AUM share
- 100%
- Avg. per client
- $1.08M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Stillwater Private Wealth charges 0.65%–1.10% for its Wealth Management. The brochure does not state whether the rate is annual. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Rate (period not stated) |
|---|---|
| $0–$500K | 1.10% |
| $500K–$2.5M | 1.00% |
| $2.5M–$5M | 0.90% |
| $5M–$7.5M | 0.80% |
| $7.5M–$10M | 0.70% |
| $10M and above | 0.65% |
Fee details and sources
Other fees
- Financial Consulting
- Fixed fee set in the Financial Consulting Agreement, not exceeding $50,000 per engagement; due on engagement or monthly in advance as the agreement notes.
- Retirement Plan Advisory Services
- Fees range from 0% to 1.5%, as described in the Retirement Plan Services Agreement, and are paid by the custodian, record-keeper or trustee.
Bruce Ohrenich owns 50% to 75% of Stillwater Private Wealth. It has 4 employees.
Leadership
Seth BittnerPrincipal
Bruce OhrenichPrincipal/CCO
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- 4 insurance agents
- Owns 50% to 75% of Stillwater Private Wealth, LLC
Bruce Ohrenich
Control person · since November 2025
- Owns 50% to 75% of Stillwater Private Wealth, LLC
Seth Bittner
Control person · since November 2025
Besides its headquarters, Stillwater Private Wealth has 3 offices (3 private residences, listed without an address), with 1 listed address in Pennsylvania.
Pennsylvania · 1 listed address
- 1150 Glenlivet Drive, Suite A-18, AllentonHQ
Contact and registration details
- Legal name
- Stillwater Private Wealth, LLC
- Headquarters
- 1150 Glenlivet Drive, Suite A-18, Allenton, PA 18106
- Website
- swprivatewealth.com
- Phone
- 610-291-0232
- SEC file
- 801-135081
- Structure
- South Carolina LLC
- Fiscal year end
- December
Stillwater Private Wealth uses Charles Schwab ($177M) as custodian for its separately managed accounts. Stillwater Private Wealth has custody of $37M in client assets for 70 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $177M100%
At year end, Stillwater Private Wealth’s separately managed accounts were mostly in funds (75%) and stocks (15%).
What the accounts hold
- Stocks15%
- Funds75%
- Bonds8%
- State and local bonds5%
- Investment grade corporate bonds3%
- Cash1%
Filed values cover 99%. The neutral 1% gap has no reported category.
How many clients does Stillwater Private Wealth have?
Stillwater Private Wealth has 164 clients and manages $177 million for them, as of August 2026. They include 110 individual clients, 50 high-net-worth individuals, and 4 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 August 2026
What services does Stillwater Private Wealth offer?
Stillwater Private Wealth provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Stillwater Private Wealth charge?
Stillwater Private Wealth charges 0.65%–1.10% for its Wealth Management. The brochure does not state whether the rate is annual. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.
Source: ADV PART 2A-2B, filed 1 May 2026
Which custodians does Stillwater Private Wealth use?
Stillwater Private Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $177M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 August 2026
How many financial advisors does Stillwater Private Wealth have?
Stillwater Private Wealth has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Stillwater Private Wealth invest in?
At the end of its last fiscal year, Stillwater Private Wealth’s separately managed accounts held 75% pooled vehicles (private funds and similar), 15% exchange-traded equities, 5% state and local bonds, 3% investment grade corporate bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Stillwater Private Wealth?
Stillwater Private Wealth’s direct owners are Bruce Ohrenich (50% to 75%) and Seth Bittner (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 19 August 2026
How does Stillwater Private Wealth get paid?
Stillwater Private Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Stillwater Private Wealth?
Stillwater Private Wealth’s main office is at 1150 Glenlivet Drive, Suite A-18, Allenton, PA 18106. Its phone number is 610-291-0232. Its website is swprivatewealth.com.