{"url":"https://nivawealth.com/firms/stillwater-private-wealth-339794","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/339794","regulatoryAum":176766445,"crd":"339794","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6275060","suffix":"JR.","lastName":"BEHR","firstName":"JAMES","middleName":"F"},{"crd":"5057101","suffix":null,"lastName":"BITTNER","firstName":"SETH","middleName":"ELI"},{"crd":"715394","suffix":null,"lastName":"OHRENICH","firstName":"BRUCE","middleName":null},{"crd":"6829358","suffix":null,"lastName":"OHRENICH","firstName":"MATTHEW","middleName":"BRUCE"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135081","legalName":"Stillwater Private Wealth, LLC","displayName":"Stillwater Private Wealth","slug":"stillwater-private-wealth-339794","website":"https://swprivatewealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/339794/230ed95ba4628794-r1.webp","tone":"light","width":758,"height":200,"sourceUrl":"https://swprivatewealth.com/","sourceLabel":"Stillwater Private Wealth, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"South Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1150 Glenlivet Drive, Suite A-18","city":"Allenton","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"18106"},"tradeNames":[],"registration":{"secApproved":"2 January 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1061122.8125,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":176766445,"discretionary":176766445,"discretionaryAccounts":458,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":110,"regulatoryAum":36591249},{"label":"High-net-worth individuals","clients":50,"regulatoryAum":133188401},{"label":"Corporations and other businesses","clients":4,"regulatoryAum":6986795}],"feePrograms":[{"role":"main","program":"Wealth Management","feeBasis":"whole_balance","fee_tiers":[{"to":500000,"pct":1.1,"from":0},{"to":2500000,"pct":1,"from":500000},{"to":5000000,"pct":0.9,"from":2500000},{"to":7500000,"pct":0.8,"from":5000000},{"to":10000000,"pct":0.7,"from":7500000},{"to":null,"pct":0.65,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043729","versionId":1043729,"ratePeriod":"not_stated","fee_billing":"arrears","submittedOn":"2026-05-01","documentName":"ADV PART 2A-2B","fee_rate_low":0.65,"fee_rate_high":1.1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Consulting","summary":"Fixed fee set in the Financial Consulting Agreement, not exceeding $50,000 per engagement; due on engagement or monthly in advance as the agreement notes.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043729","versionId":1043729,"submittedOn":"2026-05-01","documentName":"ADV PART 2A-2B"},{"role":"other","program":"Retirement Plan Advisory Services","summary":"Fees range from 0% to 1.5%, as described in the Retirement Plan Services Agreement, and are paid by the custodian, record-keeper or trustee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043729","versionId":1043729,"submittedOn":"2026-05-01","documentName":"ADV PART 2A-2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T18:12:57.784337+00:00","documents":[{"name":"ADV PART 2A-2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043729","versionId":1043729,"submittedOn":"2026-05-01"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":176766445}],"custodyNote":"Stillwater Private Wealth has custody of $37M in client assets for 70 clients.","otherCustodians":[],"leadership":[{"name":"Seth Bittner","title":"Principal","crd":"5057101"},{"name":"Bruce Ohrenich","title":"Principal/CCO","crd":"715394"}],"ownership":[{"label":"Bruce Ohrenich","detail":"Principal/cco in the 50% to 75% ownership band and a control person, since November 2025."},{"label":"Seth Bittner","detail":"Principal in the 50% to 75% ownership band and a control person, since November 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"1150 Glenlivet Drive, Suite A-18","city":"Allenton","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"610-291-0232","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":15},{"label":"U.S. state and local bonds","percent":5},{"label":"Investment grade corporate bonds","percent":3},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":75},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"19 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/339794/PDF/339794.pdf","brochureDate":"1 May 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043729","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Stillwater Private Wealth have?","answer":"Stillwater Private Wealth has 164 clients and manages $177 million for them, as of August 2026. They include 110 individual clients, 50 high-net-worth individuals, and 4 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 19 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Stillwater Private Wealth offer?","answer":"Stillwater Private Wealth provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Stillwater Private Wealth charge?","answer":"Stillwater Private Wealth charges 0.65%–1.10% for its Wealth Management. The brochure does not state whether the rate is annual. The whole portfolio is charged at the rate of its band. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A-2B, filed 1 May 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Stillwater Private Wealth use?","answer":"Stillwater Private Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $177M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Stillwater Private Wealth have?","answer":"Stillwater Private Wealth has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Stillwater Private Wealth invest in?","answer":"At the end of its last fiscal year, Stillwater Private Wealth’s separately managed accounts held 75% pooled vehicles (private funds and similar), 15% exchange-traded equities, 5% state and local bonds, 3% investment grade corporate bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Stillwater Private Wealth?","answer":"Stillwater Private Wealth’s direct owners are Bruce Ohrenich (50% to 75%) and Seth Bittner (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 19 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Stillwater Private Wealth get paid?","answer":"Stillwater Private Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Stillwater Private Wealth?","answer":"Stillwater Private Wealth’s main office is at 1150 Glenlivet Drive, Suite A-18, Allenton, PA 18106. Its phone number is 610-291-0232. Its website is swprivatewealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 19 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}