Stawnychy Financial Services provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1–10 clients last fiscal year.
Stawnychy Financial Services reports 121 clients. They include 91 individual clients, 25 high-net-worth individuals and 5 state or municipal government entities. Of its assets, 99.1% ($130M across 304 accounts) are managed with discretion; $1.14M across 2 accounts are not. A wrap fee program the firm both sponsors and manages holds $18.3M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 75% | 25% |
| High-net-worth individuals | 21% | 61% |
| Pension and profit-sharing plans | Fewer than 5 | 3% |
| Charitable organizations | Fewer than 5 | 4% |
| State or municipal government entities | 4% | 7% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 91 | $33.4M | 25.5% | $367K |
| High-net-worth individuals | 25 | $80.4M | 61.3% | $3.22M |
| Pension and profit-sharing plans | Fewer than 5 | $3.29M | 2.5% | — |
| Charitable organizations | Fewer than 5 | $4.72M | 3.6% | — |
| State or municipal government entities | 5 | $9.36M | 7.1% | $1.87M |
| Total | 121 | $131M | 100% | — |
- Clients
- 91
- Regulatory AUM
- $33.4M
- AUM share
- 25.5%
- Avg. per client
- $367K
- Clients
- 25
- Regulatory AUM
- $80.4M
- AUM share
- 61.3%
- Avg. per client
- $3.22M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.29M
- AUM share
- 2.5%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $4.72M
- AUM share
- 3.6%
- Avg. per client
- —
- Clients
- 5
- Regulatory AUM
- $9.36M
- AUM share
- 7.1%
- Avg. per client
- $1.87M
Total
- Clients
- 121
- Regulatory AUM
- $131M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Stawnychy Financial Services charges up to 1.55% a year for its Asset Management Fee. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Comprehensive Financial Planning (Fixed Fee)
- Fixed fee for comprehensive financial planning ranges from $500 to $15,000, depending on scope and complexity, and is negotiated in advance.
- Hourly Consulting and Planning
- Hourly fees range from $100 per hour for clerical or administrative services to $300 per hour for planning by a senior CFP.
Zoriana Stawnychy owns 75% or more of Stawnychy Financial Services. The leadership team of Stawnychy Financial Services includes President Zoriana Stawnychy. It has 4 employees, 1 of them in advisory roles.
Leadership
- Zoriana StawnychyPresident and CCO
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 1 in advisory functions
- 1 state-registered rep
- 2 insurance agents
- Owns 75% or more of Stawnychy Financial Services, Inc.
Zoriana Stawnychy
Control person · since November 1993
Stawnychy Financial Services’ regulatory assets grew from $114M (June 2025) to $131M (March 2026); clients were 121 in both filings and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $131M | 121 | 4 | 1 |
| June 2025 | $114M | 121 | 4 | 1 |
Besides its headquarters, Stawnychy Financial Services has 0 offices, with 1 listed address in New Jersey.
New Jersey · 1 listed address
- 135 Kinnelon Road, Suite 101, KinnelonHQ
Contact and registration details
- Legal name
- Stawnychy Financial Services, Inc.
- Headquarters
- 135 Kinnelon Road, Suite 101, Kinnelon, NJ 07405
- Website
- stawnychyfinancial.com
- Phone
- 973-283-0024
- SEC file
- 801-133023
- Structure
- New Jersey corporation
- Fiscal year end
- December
Stawnychy Financial Services uses Charles Schwab ($130M) as custodian for its separately managed accounts. Stawnychy Financial Services has custody of $5.62M in client assets for 2 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $130M100%
At year end, Stawnychy Financial Services’ separately managed accounts were mostly in funds (67%) and stocks (24%).
What the accounts hold
- Stocks24%
- Exchange-traded equities23%
- Non-exchange-traded equities1%
- Funds67%
- Cash9%
How many clients does Stawnychy Financial Services have?
Stawnychy Financial Services has 121 clients and manages $131 million for them, as of March 2026. They include 91 individual clients, 25 high-net-worth individuals and 5 state or municipal government entities.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Stawnychy Financial Services offer?
Stawnychy Financial Services provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Stawnychy Financial Services charge?
Stawnychy Financial Services charges up to 1.55% a year for its Asset Management Fee. The fee is billed in advance and is negotiable.
Source: STAWNYCHY FINANCIAL SERVICES, INC. BROCHURE, filed 30 March 2026
Which custodians does Stawnychy Financial Services use?
Stawnychy Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $130M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Stawnychy Financial Services have?
Stawnychy Financial Services has 1 investment adviser representative registered with state securities authorities, out of 4 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Stawnychy Financial Services invest in?
At the end of its last fiscal year, Stawnychy Financial Services’ separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 9% cash and equivalents and 1% non-exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Stawnychy Financial Services?
Stawnychy Financial Services’ direct owner is Zoriana Stawnychy (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Stawnychy Financial Services get paid?
Stawnychy Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Stawnychy Financial Services registered with the SEC?
Yes, Stawnychy Financial Services has been registered with the SEC as an investment adviser since 18 June 2025. Its CRD number is 128859 and its SEC file number is 801-133023.
Source: Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record
How do I contact Stawnychy Financial Services?
Stawnychy Financial Services’ main office is at 135 Kinnelon Road, Suite 101, Kinnelon, NJ 07405. Its phone number is 973-283-0024. Its website is stawnychyfinancial.com.