{"url":"https://nivawealth.com/firms/stawnychy-financial-services-128859","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/128859","regulatoryAum":131213053,"crd":"128859","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"849856","suffix":null,"lastName":"STAWNYCHY","firstName":"ZORIANA","middleName":"MARIA"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-18","regulatoryAum":113900000,"clients":121,"employees":4,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":131213053,"clients":121,"employees":4,"offices":1}],"secFileNumber":"801-133023","legalName":"Stawnychy Financial Services, Inc.","displayName":"Stawnychy Financial Services","slug":"stawnychy-financial-services-128859","website":"https://stawnychyfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/stawnychy-financial-services-inc","founded":null,"organization":"New Jersey corporation","fiscalYearEnd":"December","headquarters":{"street":"135 Kinnelon Road, Suite 101","city":"Kinnelon","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"07405"},"tradeNames":[],"registration":{"secApproved":"18 June 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":981335.3448275862,"staff":{"employees":4,"advisory":1,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":131213053,"discretionary":130073118,"discretionaryAccounts":304,"nonDiscretionary":1139935,"nonDiscretionaryAccounts":2,"wrapProgram":18303355,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":91,"regulatoryAum":33432236},{"label":"High-net-worth individuals","clients":25,"regulatoryAum":80402664},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":3294694},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":4721472},{"label":"State or municipal government entities","clients":5,"regulatoryAum":9361987}],"feePrograms":[{"role":"main","program":"Asset Management Fee","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031473","versionId":1031473,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-30","documentName":"STAWNYCHY FINANCIAL SERVICES, INC. BROCHURE","fee_rate_low":null,"fee_rate_high":1.55,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Comprehensive Financial Planning (Fixed Fee)","summary":"Fixed fee for comprehensive financial planning ranges from $500 to $15,000, depending on scope and complexity, and is negotiated in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031473","versionId":1031473,"submittedOn":"2026-03-30","documentName":"STAWNYCHY FINANCIAL SERVICES, INC. BROCHURE"},{"role":"other","program":"Hourly Consulting and Planning","summary":"Hourly fees range from $100 per hour for clerical or administrative services to $300 per hour for planning by a senior CFP.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031473","versionId":1031473,"submittedOn":"2026-03-30","documentName":"STAWNYCHY FINANCIAL SERVICES, INC. BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:59:56.067021+00:00","documents":[{"name":"STAWNYCHY FINANCIAL SERVICES, INC. BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031473","versionId":1031473,"submittedOn":"2026-03-30"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031320","versionId":1031320,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":130073118}],"custodyNote":"Stawnychy Financial Services has custody of $5.62M in client assets for 2 clients.","leadership":[{"name":"Zoriana Stawnychy","title":"President and CCO","crd":"849856"}],"ownership":[{"label":"Zoriana Stawnychy","detail":"President and cco in the 75% or more ownership band and a control person, since November 1993."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":1,"addresses":[{"street":"135 Kinnelon Road, Suite 101","city":"Kinnelon","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"973-283-0024","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":23},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":67},{"label":"Cash and cash equivalents","percent":9}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/128859/PDF/128859.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031473","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Stawnychy Financial Services have?","answer":"Stawnychy Financial Services has 121 clients and manages $131 million for them, as of March 2026. They include 91 individual clients, 25 high-net-worth individuals and 5 state or municipal government entities.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Stawnychy Financial Services offer?","answer":"Stawnychy Financial Services provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Stawnychy Financial Services charge?","answer":"Stawnychy Financial Services charges up to 1.55% a year for its Asset Management Fee. The fee is billed in advance and is negotiable.","source":"STAWNYCHY FINANCIAL SERVICES, INC. BROCHURE, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Stawnychy Financial Services use?","answer":"Stawnychy Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $130M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Stawnychy Financial Services have?","answer":"Stawnychy Financial Services has 1 investment adviser representative registered with state securities authorities, out of 4 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Stawnychy Financial Services invest in?","answer":"At the end of its last fiscal year, Stawnychy Financial Services’ separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 9% cash and equivalents and 1% non-exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Stawnychy Financial Services?","answer":"Stawnychy Financial Services’ direct owner is Zoriana Stawnychy (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Stawnychy Financial Services get paid?","answer":"Stawnychy Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Stawnychy Financial Services registered with the SEC?","answer":"Yes, Stawnychy Financial Services has been registered with the SEC as an investment adviser since 18 June 2025. Its CRD number is 128859 and its SEC file number is 801-133023.","source":"Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Stawnychy Financial Services?","answer":"Stawnychy Financial Services’ main office is at 135 Kinnelon Road, Suite 101, Kinnelon, NJ 07405. Its phone number is 973-283-0024. Its website is stawnychyfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}