St. Clair Financial provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year.
St. Clair Financial reports 93 clients. They include 55 individual clients and 38 high-net-worth individuals. Of its assets, 99.1% ($140M across 261 accounts) are managed with discretion; $1.25M across 21 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 59% | 15% |
| High-net-worth individuals | 41% | 85% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 55 | $21M | 14.8% | $381K |
| High-net-worth individuals | 38 | $120M | 85.0% | $3.16M |
| Charitable organizations | Fewer than 5 | $245K | 0.2% | — |
| Total | 93 | $141M | 100% | — |
- Clients
- 55
- Regulatory AUM
- $21M
- AUM share
- 14.8%
- Avg. per client
- $381K
- Clients
- 38
- Regulatory AUM
- $120M
- AUM share
- 85.0%
- Avg. per client
- $3.16M
- Clients
- Fewer than 5
- Regulatory AUM
- $245K
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 93
- Regulatory AUM
- $141M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
St. Clair Financial charges 0.10%–1.25% a year for its Portfolio management. The fee is billed in advance or in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Initial financial assessment flat fees generally range from $4,500 to $7,500; ongoing annual flat fees $4,500 to $15,000, waived for clients with at least $750,000 under management.
- Hourly services
- Hourly fees generally range from $275 to $625 per hour, charged monthly or quarterly in arrears.
Donald St. Clair owns 75% or more of St. Clair Financial. The leadership team of St. Clair Financial includes President Donald St. Clair. It has 2 employees.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of St. Clair Financial LLC
Donald St. Clair
Control person · since December 2009
St. Clair Financial’s regulatory assets grew from $118M (May 2025) to $141M (February 2026); clients fell from 100 to 93 and employees rose from 1 to 2.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $141M | 93 | 2 | 1 |
| May 2025May 2025 | $118M | 100 | 1 | 1 |
Besides its headquarters, St. Clair Financial has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 2140 Professional Drive, Suite 250, RosevilleHQ
Contact and registration details
- Legal name
- St. Clair Financial LLC
- Headquarters
- 2140 Professional Drive, Suite 250, Roseville, CA 95661
- Website
- stclairfinancial.com
- Phone
- 916-780-1848
- SEC file
- 801-133020
- Structure
- California LLC
- Fiscal year end
- December
St. Clair Financial’s named custodian for separately managed accounts is Charles Schwab ($134M). St. Clair Financial has custody of $129M for 87 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $134M100%
At year end, St. Clair Financial’s separately managed accounts were mostly in funds (84%) and stocks (10%).
What the accounts hold
- Stocks10%
- Funds84%
- Cash6%
How many clients does St. Clair Financial have?
St. Clair Financial has 93 clients and manages $141 million for them, as of February 2026. They include 55 individual clients and 38 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 February 2026
What services does St. Clair Financial offer?
St. Clair Financial provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does St. Clair Financial charge?
St. Clair Financial charges 0.10%–1.25% a year for its Portfolio management. The fee is billed in advance or in arrears and is negotiable.
Source: 2026-02-27 ST. CLAIR FINANCIAL FORM ADV PART 2A, filed 27 February 2026
Which custodians does St. Clair Financial use?
St. Clair Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $134M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 February 2026
How many financial advisors does St. Clair Financial have?
St. Clair Financial has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does St. Clair Financial invest in?
At the end of its last fiscal year, St. Clair Financial’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 10% exchange-traded equities and 6% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns St. Clair Financial?
St. Clair Financial’s direct owner is Donald St. Clair (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 27 February 2026
How does St. Clair Financial get paid?
St. Clair Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact St. Clair Financial?
St. Clair Financial’s main office is at 2140 Professional Drive, Suite 250, Roseville, CA 95661. Its phone number is 916-780-1848. Its website is stclairfinancial.com.
