SSB Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, business succession planning, education planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
SSB Wealth Management reports 1,458 clients. They include 727 individual clients, 707 high-net-worth individuals and 20 charitable organizations. Of its assets, 49.7% ($1.35B across 3,053 accounts) are managed with discretion; $1.37B across 2,324 accounts are not. It advised 8 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 11% |
| High-net-worth individuals | 48% | 85% |
| Banking or thrift institutions | 0% | 0% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | 1% | 4% |
| Other client typesState or municipal government entities; Other investment advisers; Insurance companies; Sovereign wealth funds and foreign official institutions; Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 727 | $302M | 11.1% | $415K |
| High-net-worth individuals | 707 | $2.32B | 85.3% | $3.29M |
| Banking or thrift institutions | Fewer than 5 | $0 | 0.0% | — |
| Pension and profit-sharing plans | Fewer than 5 | $142K | 0.0% | $142K |
| Charitable organizations | 20 | $96.6M | 3.5% | $4.83M |
| State or municipal government entities | Fewer than 5 | $0 | 0.0% | — |
| Other investment advisers | Fewer than 5 | $0 | 0.0% | — |
| Insurance companies | Fewer than 5 | $0 | 0.0% | — |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | $0 | 0.0% | — |
| Corporations and other businesses | Fewer than 5 | $3.16M | 0.1% | $1.05M |
| Total | 1,458 | $2.73B | 100% | — |
- Clients
- 727
- Regulatory AUM
- $302M
- AUM share
- 11.1%
- Avg. per client
- $415K
- Clients
- 707
- Regulatory AUM
- $2.32B
- AUM share
- 85.3%
- Avg. per client
- $3.29M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $142K
- AUM share
- 0.0%
- Avg. per client
- $142K
- Clients
- 20
- Regulatory AUM
- $96.6M
- AUM share
- 3.5%
- Avg. per client
- $4.83M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $3.16M
- AUM share
- 0.1%
- Avg. per client
- $1.05M
Total
- Clients
- 1,458
- Regulatory AUM
- $2.73B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 8
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
SSB Wealth Management charges up to 1.00% a year for its Investment Management Services. The fee is billed in advance, is negotiable and requires an account of at least $500,000. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Fixed fees, typically $3,000 to $15,000 and negotiable; a retainer of up to 50% of the expected cost may be required at the outset.
- Retirement Plan Consulting Services
- Fees generally up to 1.00% per annum of plan assets, negotiable; a flat compliance testing fee of $1,250 is typically charged.
Atlantic Union Bank owns 75% or more of SSB Wealth Management and is in turn owned by Atlantic Union Bankshares Corporation (75% or more). Charles Rembert is CEO; the leadership team includes President Brett Roper and Chief Compliance Officer Anh Lam. It has 20 employees, 15 of them in advisory roles.
Leadership
- Charles RembertChief Executive Officer, Director
- Brett RoperPresident; Director
- Anh LamChief Compliance Officer
- Christy PowellSecretary
Investment adviser representatives
16 representatives listed in the SEC register as of 9 October 2026.
- Bob Brafo Amoako
- Jeffrey Allen Canavan
- Elizabeth Steiner Clough
- Elizabeth Frances Drew Verdi
- Leslie David Irby
- Daniel E Jackson
- Dwayne Anthony Jackson
- Daniel Joseph Larrabee
- Nicole Marie Mongeon
- Tyler Theodore Morris
- Newton Gay Pendleton III
- Charles Ellis Rembert
- Payton Adam Rembert
- Brett William Roper
- David Seth Tebor
- John Kenneth Wolff
Staff
- 20 employees
- 15 in advisory functions
- 15 state-registered reps
- Owns 75% or more of SSB Wealth Management, Inc.
Atlantic Union Bank
Control person · since April 2025
- Owns 75% or more of Atlantic Union Bank
Atlantic Union Bankshares Corporation
Control person · since April 2025
SSB Wealth Management’s regulatory assets grew 1.6× from $1.69B (March 2021) to $2.73B (August 2026); clients rose from 1,174 to 1,458 and employees from 14 to 20.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $2.73B | 1,458 | 20 | 1 |
| July 2025 | $2.38B | 1,390 | 17 | 1 |
| March 2024 | $2.12B | 1,310 | 17 | 1 |
| July 2023 | $1.72B | 1,157 | 15 | 2 |
| June 2022 | $2.08B | 1,199 | 15 | 2 |
| March 2021 | $1.69B | 1,174 | 14 | 2 |
Besides its headquarters, SSB Wealth Management has 0 offices, with 1 listed address in Virginia.
Virginia · 1 listed address
- 1945 Old Gallows Road, Suite 750, ViennaHQ
Contact and registration details
- Legal name
- SSB Wealth Management, Inc.
- Headquarters
- 1945 Old Gallows Road, Suite 750, Vienna, VA 22182
- Website
- rpjadvisors.com
- Phone
- 703-821-6655
- @rembert-pendleton-jackson
- SEC file
- 801-117848
- Founded
- 2019
- Structure
- Maryland corporation
- Fiscal year end
- December
SSB Wealth Management uses Charles Schwab ($2.57B) as custodian for its separately managed accounts. SSB Wealth Management has custody of $859M in client assets for 741 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $2.57B100%
At year end, SSB Wealth Management’s separately managed accounts were mostly in funds (78%) and stocks (18%).
What the accounts hold
- Stocks18%
- Funds78%
- Bonds2%
- Cash2%
How many clients does SSB Wealth Management have?
SSB Wealth Management has 1,458 clients and manages $2.73 billion for them, as of August 2026. They include 727 individual clients, 707 high-net-worth individuals and 20 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 August 2026
What services does SSB Wealth Management offer?
SSB Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, business succession planning, education planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does SSB Wealth Management charge?
SSB Wealth Management charges up to 1.00% a year for its Investment Management Services. The fee is billed in advance, is negotiable and requires an account of at least $500,000.
Source: RPJ - ADV PART 2 (MARCH 26, 2021), filed 12 August 2026
Which custodians does SSB Wealth Management use?
SSB Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $2.57B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 August 2026
How many financial advisors does SSB Wealth Management have?
SSB Wealth Management has 15 investment adviser representatives registered with state securities authorities, out of 20 employees, and 15 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does SSB Wealth Management invest in?
At the end of its last fiscal year, SSB Wealth Management’s separately managed accounts held 78% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 2% state and local bonds and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does SSB Wealth Management have a minimum investment?
Yes, SSB Wealth Management’s minimum account size for its Investment Management Services is $500K.
Source: RPJ - ADV PART 2 (MARCH 26, 2021), filed 12 August 2026
Who owns SSB Wealth Management?
SSB Wealth Management is owned through a holding company by Atlantic Union Bankshares Corporation. Its direct owner is Atlantic Union Bank (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 12 August 2026
How does SSB Wealth Management get paid?
SSB Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact SSB Wealth Management?
SSB Wealth Management’s main office is at 1945 Old Gallows Road, Suite 750, Vienna, VA 22182. Its phone number is 703-821-6655. Its website is rpjadvisors.com.