{"url":"https://nivawealth.com/firms/ssb-wealth-management-306510","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/306510","regulatoryAum":2725709202,"crd":"306510","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7318547","suffix":null,"lastName":"Amoako","firstName":"Bob","middleName":"Brafo"},{"crd":"4559593","suffix":null,"lastName":"CANAVAN","firstName":"JEFFREY","middleName":"ALLEN"},{"crd":"5025284","suffix":null,"lastName":"CLOUGH","firstName":"ELIZABETH","middleName":"STEINER"},{"crd":"4667736","suffix":null,"lastName":"DREW VERDI","firstName":"ELIZABETH","middleName":"FRANCES"},{"crd":"2510975","suffix":null,"lastName":"IRBY","firstName":"LESLIE","middleName":"DAVID"},{"crd":"6366833","suffix":null,"lastName":"JACKSON","firstName":"DANIEL","middleName":"E"},{"crd":"2115621","suffix":null,"lastName":"JACKSON","firstName":"DWAYNE","middleName":"ANTHONY"},{"crd":"6962314","suffix":null,"lastName":"LARRABEE","firstName":"DANIEL","middleName":"JOSEPH"},{"crd":"4688800","suffix":null,"lastName":"MONGEON","firstName":"NICOLE","middleName":"MARIE"},{"crd":"8134003","suffix":null,"lastName":"Morris","firstName":"Tyler","middleName":"Theodore"},{"crd":"2138835","suffix":"III","lastName":"PENDLETON","firstName":"NEWTON","middleName":"GAY"},{"crd":"2287163","suffix":null,"lastName":"REMBERT","firstName":"CHARLES","middleName":"ELLIS"},{"crd":"8068087","suffix":null,"lastName":"Rembert","firstName":"Payton","middleName":"Adam"},{"crd":"4952846","suffix":null,"lastName":"ROPER","firstName":"BRETT","middleName":"WILLIAM"},{"crd":"7156475","suffix":null,"lastName":"Tebor","firstName":"David","middleName":"Seth"},{"crd":"6797809","suffix":null,"lastName":"Wolff","firstName":"John","middleName":"Kenneth"}],"total":16,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-26","regulatoryAum":1691339038,"clients":1174,"employees":14,"offices":2},{"filedOn":"2022-06-29","regulatoryAum":2080218714,"clients":1199,"employees":15,"offices":2},{"filedOn":"2023-07-11","regulatoryAum":1721486458,"clients":1157,"employees":15,"offices":2},{"filedOn":"2024-03-21","regulatoryAum":2120568897,"clients":1310,"employees":17,"offices":1},{"filedOn":"2025-07-16","regulatoryAum":2376306700,"clients":1390,"employees":17,"offices":1},{"filedOn":"2026-08-12","regulatoryAum":2725709202,"clients":1458,"employees":20,"offices":1}],"secFileNumber":"801-117848","legalName":"SSB Wealth Management, Inc.","displayName":"SSB Wealth Management","slug":"ssb-wealth-management-306510","website":"https://rpjadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/rembert-pendleton-jackson","founded":"2019","organization":"Maryland corporation","fiscalYearEnd":"December","headquarters":{"street":"1945 Old Gallows Road, Suite 750","city":"Vienna","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22182"},"tradeNames":[],"registration":{"secApproved":"2 January 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1831133.2733612272,"staff":{"employees":20,"advisory":15,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":2725709202,"discretionary":1353462826,"discretionaryAccounts":3053,"nonDiscretionary":1372246376,"nonDiscretionaryAccounts":2324,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":8},"clientTypes":[{"label":"Individuals (other than HNW)","clients":727,"regulatoryAum":301873764},{"label":"High-net-worth individuals","clients":707,"regulatoryAum":2323971350},{"label":"Banking or thrift institutions","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":141978},{"label":"Charitable organizations","clients":20,"regulatoryAum":96562391},{"label":"State or municipal government entities","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Other investment advisers","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Insurance companies","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Sovereign wealth funds and foreign official institutions","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Corporations and other businesses","clients":3,"fewerThan5":true,"regulatoryAum":3159719}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054691","versionId":1054691,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-08-12","documentName":"RPJ - 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ADV PART 2 (MARCH 26, 2021)","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054691","versionId":1054691,"submittedOn":"2026-08-12"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":2570808861}],"custodyNote":"SSB Wealth Management has custody of $859M in client assets for 741 clients.","otherCustodians":[],"leadership":[{"name":"Charles Rembert","title":"Chief Executive Officer, Director","crd":"2287163"},{"name":"Brett Roper","title":"President; Director","crd":"4952846"},{"name":"Anh Lam","title":"Chief Compliance Officer","crd":"6286196"},{"name":"Christy Powell","title":"Secretary","crd":"2123896"}],"ownership":[{"label":"Atlantic Union Bank","detail":"Shareholder in the 75% or more ownership band and a control person, since April 2025."},{"label":"Atlantic Union Bankshares Corporation","detail":"Indirect owner: a shareholder of Atlantic Union Bank in the 75% or more band and a control person, since April 2025.","parent":"Atlantic Union Bank"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"1945 Old Gallows Road, Suite 750","city":"Vienna","headquarters":true}]}],"brochureServices":["business succession planning","education planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"703-821-6655","stateRegisteredReps":15,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":18},{"label":"U.S. state and local bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":78},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"12 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/306510/PDF/306510.pdf","brochureDate":"12 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054691","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does SSB Wealth Management have?","answer":"SSB Wealth Management has 1,458 clients and manages $2.73 billion for them, as of August 2026. They include 727 individual clients, 707 high-net-worth individuals and 20 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 12 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does SSB Wealth Management offer?","answer":"SSB Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, educational seminars, business succession planning, education planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does SSB Wealth Management charge?","answer":"SSB Wealth Management charges up to 1.00% a year for its Investment Management Services. The fee is billed in advance, is negotiable and requires an account of at least $500,000.","source":"RPJ - ADV PART 2 (MARCH 26, 2021), filed 12 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does SSB Wealth Management use?","answer":"SSB Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $2.57B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does SSB Wealth Management have?","answer":"SSB Wealth Management has 15 investment adviser representatives registered with state securities authorities, out of 20 employees, and 15 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does SSB Wealth Management invest in?","answer":"At the end of its last fiscal year, SSB Wealth Management’s separately managed accounts held 78% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 2% state and local bonds and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does SSB Wealth Management have a minimum investment?","answer":"Yes, SSB Wealth Management’s minimum account size for its Investment Management Services is $500K.","source":"RPJ - ADV PART 2 (MARCH 26, 2021), filed 12 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns SSB Wealth Management?","answer":"SSB Wealth Management is owned through a holding company by Atlantic Union Bankshares Corporation. Its direct owner is Atlantic Union Bank (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 12 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does SSB Wealth Management get paid?","answer":"SSB Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact SSB Wealth Management?","answer":"SSB Wealth Management’s main office is at 1945 Old Gallows Road, Suite 750, Vienna, VA 22182. Its phone number is 703-821-6655. Its website is rpjadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 12 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}