Somnio Financial Group provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 101–250 clients last fiscal year.
Somnio Financial Group reports 103 clients. They include 71 high-net-worth individuals and 32 individual clients. Of its assets, 100.0% ($168M across 461 accounts) are managed with discretion. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 31% | 12% |
| High-net-worth individuals | 69% | 88% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 32 | $19.5M | 11.6% | $609K |
| High-net-worth individuals | 71 | $149M | 88.4% | $2.1M |
| Total | 103 | $168M | 100% | $1.63M |
- Clients
- 32
- Regulatory AUM
- $19.5M
- AUM share
- 11.6%
- Avg. per client
- $609K
- Clients
- 71
- Regulatory AUM
- $149M
- AUM share
- 88.4%
- Avg. per client
- $2.1M
Total
- Clients
- 103
- Regulatory AUM
- $168M
- AUM share
- 100%
- Avg. per client
- $1.63M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Somnio Financial Group charges 0.25%–1.00% a year for its Investment Management Fee. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$3M | 0.50% |
| $3M and above | 0.25% |
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting is an annual flat fee of $1,000 to $20,000 for clients whose management fee is under $8,000 a year.
Robert Roy owns 50% to 75% of Somnio Financial Group. The leadership team of Somnio Financial Group includes Chief Compliance Officer Robert Roy. It has 4 employees, 2 of them in advisory roles.
Leadership
- Robert RoyChief Compliance Officer
- Robert RoyMember
Nicholas RoyMember
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Somnio Financial Group, LLC
Robert Roy
Control person · since January 2009
- Owns 50% to 75% of Somnio Financial Group, LLC
Nicholas Roy
Control person · since January 2009
Somnio Financial Group’s regulatory assets grew from $117M (April 2024) to $168M (February 2026); clients rose from 93 to 103 and employees from 3 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $168M | 103 | 4 | 1 |
| January 2025 | $138M | 91 | 4 | 1 |
| April 2024 | $117M | 93 | 3 | 1 |
Besides its headquarters, Somnio Financial Group has 0 offices, with 1 listed address in Connecticut.
Connecticut · 1 listed address
- 140 Glastonbury BLVD, Suite 450, GlastonburyHQ
Contact and registration details
- Legal name
- Somnio Financial Group, LLC
- Headquarters
- 140 Glastonbury BLVD, Suite 450, Glastonbury, CT 06033
- Website
- somniofg.com
- Phone
- 860-430-5500
- SEC file
- 801-129727
- Structure
- Connecticut LLC
- Fiscal year end
- December
Somnio Financial Group uses Charles Schwab ($168M) as custodian for its separately managed accounts. Somnio Financial Group does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $168M100%
At year end, Somnio Financial Group’s separately managed accounts were mostly in funds (93%). Its reported 13F holdings for the quarter ended 30 June 2026 total $169M across 14 positions; the largest are iShares TR (26.2%), Vanguard Intl Equity Index F (19.5%) and Vanguard Index Fds (9.4%).
What the accounts hold
- Stocks1%
- Funds93%
- Bonds1%
- Cash5%
Reported 13F holdings
- $169M
- Reported 13F value
- 14
- Positions
- 97.9%
- In the 10 largest
- +10.9%
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF26.2%
- Vanguard Intl Equity Index F · Allwrld EX US19.5%
- Vanguard Index Fds · Mid Cap ETF9.4%
- iShares TR · Core US Aggbd ET8.3%
- Vanguard Index Fds · Real Estate ETF8.2%
- iShares TR · Core S&P Scp ETF8.0%
- SPDR Series Trust · ST Bloo High ETF6.1%
- Vanguard Charlotte Fds · Total Int BD ETF5.6%
- iShares TR · National Mun ETF3.7%
- Vanguard BD Index Fds · Short Trm Bond3.0%
Together, the ten largest are 97.9% of reported value.
How many clients does Somnio Financial Group have?
Somnio Financial Group has 103 clients and manages $168 million for them, as of February 2026. They include 71 high-net-worth individuals and 32 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 February 2026
What services does Somnio Financial Group offer?
Somnio Financial Group provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Somnio Financial Group charge?
Somnio Financial Group charges 0.25%–1.00% a year for its Investment Management Fee. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Somnio Financial Group use?
Somnio Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $168M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 February 2026
How many financial advisors does Somnio Financial Group have?
Somnio Financial Group has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Somnio Financial Group invest in?
At the end of its last fiscal year, Somnio Financial Group’s separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents, 1% exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Somnio Financial Group?
Somnio Financial Group’s direct owners are Robert Roy (50% to 75%) and Nicholas Roy (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 February 2026
How does Somnio Financial Group get paid?
Somnio Financial Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Somnio Financial Group registered with the SEC?
Yes, Somnio Financial Group has been registered with the SEC as an investment adviser since 21 March 2024. Its CRD number is 174217 and its SEC file number is 801-129727.
Source: Form ADV Part 1A, Item 1, filed 17 February 2026; IAPD firm record
How do I contact Somnio Financial Group?
Somnio Financial Group’s main office is at 140 Glastonbury BLVD, Suite 450, Glastonbury, CT 06033. Its phone number is 860-430-5500. Its website is somniofg.com.