Schulz Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 101–250 clients last fiscal year.
Schulz Wealth reports 176 clients. They include 104 high-net-worth individuals, 66 individual clients, and 6 pension and profit-sharing plans. Of its assets, 71.1% ($312M across 608 accounts) are managed with discretion; $127M across 6 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 38% | 5% |
| High-net-worth individuals | 59% | 66% |
| Pension and profit-sharing plans | 3% | 29% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 66 | $22.6M | 5.2% | $342K |
| High-net-worth individuals | 104 | $289M | 66.0% | $2.78M |
| Pension and profit-sharing plans | 6 | $127M | 28.9% | $21.1M |
| Total | 176 | $438M | 100% | $2.49M |
- Clients
- 66
- Regulatory AUM
- $22.6M
- AUM share
- 5.2%
- Avg. per client
- $342K
- Clients
- 104
- Regulatory AUM
- $289M
- AUM share
- 66.0%
- Avg. per client
- $2.78M
- Clients
- 6
- Regulatory AUM
- $127M
- AUM share
- 28.9%
- Avg. per client
- $21.1M
Total
- Clients
- 176
- Regulatory AUM
- $438M
- AUM share
- 100%
- Avg. per client
- $2.49M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Schulz Wealth charges 0.55%–1.35% a year for its Comprehensive Wealth Planning (at Schwab). The fee is billed in advance and is negotiable. The brochure also prices 4 other services, listed under fee details.
Fee details and sources
Other fees
- Investment Management (at Betterment)
- Firm fee of an annual 1.07%, billed quarterly in arrears; Betterment's separate 0.18% wrap fee brings the total to 1.25%.
- Limited-Scope Financial Planning
- Fixed fee based on the scope of services and complexity; half is due on signing and the rest at the end of the engagement.
- Ongoing Financial Planning
- Fixed fee assessed semi-annually in arrears, based on the scope of services and complexity of the client's situation.
- Retirement Plan Consulting
- Flat fees generally $6,000 to $60,000, or annualized fees of 0.20% to 0.45% of plan assets depending on plan size.
Robert Schulz owns 75% or more of Schulz Wealth. The leadership team of Schulz Wealth includes President Robert Schulz and Chief Investment Officer Austin Smith. It has 3 employees.
Leadership
- Robert SchulzChief Compliance Officer and President
- Austin SmithVice President, Chief Investment Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Schulz Wealth, LTD.
Robert Schulz
Control person · since September 2014
- Owns 25% to 50% of Schulz Wealth, LTD.
Austin Smith
since January 2021
Schulz Wealth’s regulatory assets grew 2.6× from $167M (January 2021) to $438M (September 2026); clients rose from 125 to 176 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $438M | 176 | 3 | 3 |
| July 2025 | $363M | 176 | 3 | 3 |
| June 2024 | $321M | 164 | 3 | 2 |
| February 2023 | $228M | 177 | 4 | 2 |
| March 2022 | $238M | 162 | 4 | 1 |
| January 2021 | $167M | 125 | 3 | 1 |
Besides its headquarters, Schulz Wealth has 2 offices, with 3 listed addresses in Texas.
Texas · 3 listed addresses
- 560 N. Walnut Creek, Suite 120, MansfieldHQ
- 6363 State Hwy 161, Irving
- 1320 S. University DR., Fort Worth
Contact and registration details
- Legal name
- Schulz Wealth, LTD.
- Headquarters
- 560 N. Walnut Creek, Suite 120, Mansfield, TX 76063
- Website
- schulzwealth.com
- Phone
- 817-405-4014
- @schulz-wealth
- SEC file
- 801-113536
- Structure
- Texas corporation
- Fiscal year end
- December
Schulz Wealth uses Charles Schwab ($307M, 77%) and Empower ($91.7M, 23%) as custodians for its separately managed accounts. Schulz Wealth has custody of $132M in client assets for 113 clients.
- EmpowerEmpower Retirement, LLC · Greenwood Village, CO · $91.7M23%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $307M77%
At year end, Schulz Wealth’s separately managed accounts were mostly in funds (92%). Its reported 13F holdings for the quarter ended 30 June 2026 total $194M across 70 positions; the largest are Dimensional ETF Trust (21.8%), Vanguard Star Fds (7.9%) and First TR Exchng Traded FD VI (6.5%).
What the accounts hold
- Stocks4%
- Funds92%
- Bonds1%
- Cash1%
- Other2%
- Derivatives2%
Reported 13F holdings
- $194M
- Reported 13F value
- 70
- Positions
- 63.0%
- In the 10 largest
- —
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF21.8%
- Vanguard Star Fds · VG TL Intl Stk F7.9%
- First TR Exchng Traded FD VI · FT Ladd Buff ETF6.5%
- American Centy ETF TR · Intl Smcp Vlu5.5%
- Vanguard BD Index Fds · Vanguard Ultra4.5%
- First TR Exchng Traded FD VI · FT Vest UQ EQT4.2%
- First TR Exchange-traded FD · Vest Laddered3.7%
- First TR Exchng Traded FD VI · FT Vest US EQT3.4%
- First TR Exchng Traded FD VI · FT Vest US EQT2.9%
- First TR Exchng Traded FD VI · FT Vest US EQT2.7%
Together, the ten largest are 63.0% of reported value.
How many clients does Schulz Wealth have?
Schulz Wealth has 176 clients and manages $438 million for them, as of September 2026. They include 104 high-net-worth individuals, 66 individual clients, and 6 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 September 2026
What services does Schulz Wealth offer?
Schulz Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Schulz Wealth charge?
Schulz Wealth charges 0.55%–1.35% a year for its Comprehensive Wealth Planning (at Schwab). The fee is billed in advance and is negotiable.
Source: SWL ADV PART 2A AMENDMENT V.09.09.26, filed 9 September 2026
Which custodians does Schulz Wealth use?
Schulz Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $307M and Empower Retirement, LLC (Greenwood Village, CO), with $91.7M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 September 2026
How many financial advisors does Schulz Wealth have?
Schulz Wealth has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Schulz Wealth invest in?
At the end of its last fiscal year, Schulz Wealth’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 2% derivatives, 1% investment grade corporate bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Schulz Wealth?
Schulz Wealth’s direct owners are Robert Schulz (75% or more) and Austin Smith (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 September 2026
How does Schulz Wealth get paid?
Schulz Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Schulz Wealth?
Schulz Wealth’s main office is at 560 N. Walnut Creek, Suite 120, Mansfield, TX 76063. Its phone number is 817-405-4014. Its website is schulzwealth.com.