Sage Investment Advisers provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, and philanthropic planning. Financial planning was provided to 26–50 clients last fiscal year.
Sage Investment Advisers reports 307 clients. They include 232 individual clients and 75 high-net-worth individuals. Of its assets, 100.0% ($268M across 750 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $268M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 25% |
| High-net-worth individuals | 24% | 75% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 232 | $68.4M | 25.5% | $295K |
| High-net-worth individuals | 75 | $200M | 74.5% | $2.67M |
| Total | 307 | $268M | 100% | $874K |
- Clients
- 232
- Regulatory AUM
- $68.4M
- AUM share
- 25.5%
- Avg. per client
- $295K
- Clients
- 75
- Regulatory AUM
- $200M
- AUM share
- 74.5%
- Avg. per client
- $2.67M
Total
- Clients
- 307
- Regulatory AUM
- $268M
- AUM share
- 100%
- Avg. per client
- $874K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Sage Investment Advisers charges 0.75%–2.00% a year for its Investment management services. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Hourly rate of up to $250, negotiable, with an estimate of hours or costs before engagement; project fees are invoiced up to 50% on signing and the balance on completion.
Jerry Schuder owns 75% or more of Sage Investment Advisers. The leadership team of Sage Investment Advisers includes President Jerry Schuder. It has 5 employees, 3 of them in advisory roles.
Leadership
- Jerry SchuderPresident and Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Joseph Guarneri
- Charles B. Levinson
- Jerry James Schuder
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 insurance agent
- Owns 75% or more of Sage Investment Advisers LLC
Jerry Schuder
Control person · since June 2019
- Owns 25% to 50% of Sage Investment Advisers LLC
Crossix LLC
Control person · since February 2020
- Owns 75% or more of Crossix LLC
Joseph Guarneri
Control person · since February 2020
Sage Investment Advisers’ regulatory assets grew 5.1× from $52.5M (March 2021) to $268M (March 2026); clients rose from 92 to 307 and employees from 3 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $268M | 307 | 5 | 2 |
| March 2025 | $225M | 245 | 5 | 1 |
| February 2024 | $190M | 239 | 5 | 1 |
| April 2023 | $149M | 271 | 5 | 1 |
| March 2022 | $152M | 214 | 4 | 1 |
| March 2021 | $52.5M | 92 | 3 | 1 |
Besides its headquarters, Sage Investment Advisers has 1 office (1 private residence, listed without an address), with 1 listed address in New York.
New York · 1 listed address
- 1829 South Road, Wappingers FallsHQ
Contact and registration details
- Legal name
- Sage Investment Advisers LLC
- Headquarters
- 1829 South Road, Wappingers Falls, NY 12590
- Phone
- 845-240-1551
- @sage-investment-advisers-llc
- SEC file
- 801-116929
- Founded
- 2019
- Structure
- New York LLC
- Fiscal year end
- December
Sage Investment Advisers uses Charles Schwab ($268M) as custodian for its separately managed accounts. Sage Investment Advisers does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $268M100%
At year end, Sage Investment Advisers’ separately managed accounts were mostly in stocks (61%) and bonds (33%). Its reported 13F holdings for the quarter ended 30 June 2026 total $149M across 98 positions; the largest are Vanguard Index Fds (14.3%), iShares Gold TR (4.8%) and Vanguard Star Fds (4.0%).
What the accounts hold
- Stocks61%
- Exchange-traded equities60%
- Non-exchange-traded equities1%
- Funds2%
- Bonds33%
- U.S. government and agency bonds28%
- State and local bonds5%
- Cash4%
Reported 13F holdings
- $149M
- Reported 13F value
- 98
- Positions
- 43.6%
- In the 10 largest
- +10.1%
- Value vs. prior quarter
- Vanguard Index Fds · S&P 500 ETF Shs14.3%
- iShares Gold TR · iShares New4.8%
- Vanguard Star Fds · VG TL Intl Stk F4.0%
- Visa Inc. · Com CL A3.6%
- Vanguard BD Index Fds · Short Trm Bond3.5%
- Vanguard BD Index Fds · Total Bnd Mrkt2.8%
- iShares TR · S&P 500 Val ETF2.8%
- JPMORGAN Chase & CO2.7%
- Chevron Corporation2.6%
- International Business Machs2.5%
Together, the ten largest are 43.6% of reported value.
How many clients does Sage Investment Advisers have?
Sage Investment Advisers has 307 clients and manages $268 million for them, as of March 2026. They include 232 individual clients and 75 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 March 2026
What services does Sage Investment Advisers offer?
Sage Investment Advisers provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Sage Investment Advisers charge?
Sage Investment Advisers charges 0.75%–2.00% a year for its Investment management services. The fee is billed in advance and is negotiable.
Source: SAGE DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT, filed 17 March 2026
Which custodians does Sage Investment Advisers use?
Sage Investment Advisers’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $268M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 March 2026
How many financial advisors does Sage Investment Advisers have?
Sage Investment Advisers has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Sage Investment Advisers invest in?
At the end of its last fiscal year, Sage Investment Advisers’ separately managed accounts held 60% exchange-traded equities, 28% U.S. government and agency bonds, 5% state and local bonds, 4% cash and equivalents, 2% registered funds (mutual funds, ETFs, BDCs) and 1% non-exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Sage Investment Advisers?
Sage Investment Advisers is owned through a holding company by Joseph Guarneri. Its direct owners are Jerry Schuder (75% or more) and Crossix LLC (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 March 2026
How does Sage Investment Advisers get paid?
Sage Investment Advisers is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Sage Investment Advisers registered with the SEC?
Yes, Sage Investment Advisers has been registered with the SEC as an investment adviser since 11 July 2019. Its CRD number is 304559 and its SEC file number is 801-116929.
Source: Form ADV Part 1A, Item 1, filed 17 March 2026; IAPD firm record
How do I contact Sage Investment Advisers?
Sage Investment Advisers’ main office is at 1829 South Road, Wappingers Falls, NY 12590. Its phone number is 845-240-1551. Its website is sageinvestmentadvisersllc.com.