Rinaldi Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars. Financial planning was provided to 251–500 clients last fiscal year.
Rinaldi Wealth Management reports 363 clients. They include 232 individual clients and 131 high-net-worth individuals. Of its assets, 100.0% ($243M across 841 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 30% |
| High-net-worth individuals | 36% | 70% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 232 | $72.1M | 29.6% | $311K |
| High-net-worth individuals | 131 | $171M | 70.4% | $1.31M |
| Total | 363 | $243M | 100% | $670K |
- Clients
- 232
- Regulatory AUM
- $72.1M
- AUM share
- 29.6%
- Avg. per client
- $311K
- Clients
- 131
- Regulatory AUM
- $171M
- AUM share
- 70.4%
- Avg. per client
- $1.31M
Total
- Clients
- 363
- Regulatory AUM
- $243M
- AUM share
- 100%
- Avg. per client
- $670K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Rinaldi Wealth Management charges up to 1.50% a year for its Asset Management Services. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- ERISA Plan Services
- ERISA plan services are an annual fee of up to 1% of included plan assets, negotiable, billed quarterly in advance.
- Financial Planning Services
- Financial planning is a fixed fee based on complexity, from $450 to $5,000, with an estimate given before the planning process.
Dustin Rinaldi owns 75% or more of Rinaldi Wealth Management. The leadership team of Rinaldi Wealth Management includes Chief Compliance Officer Dustin Rinaldi. It has 3 employees.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Rinaldi Wealth Management, Inc.
Dustin Rinaldi
Control person · since January 2017
Rinaldi Wealth Management’s regulatory assets grew 1.8× from $134M (May 2022) to $243M (February 2026); clients rose from 294 to 363 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $243M | 363 | 3 | 1 |
| Feb 2025February 2025 | $201M | 406 | 4 | 1 |
| Mar 2024March 2024 | $163M | 380 | 4 | 1 |
| Jul 2023July 2023 | $131M | 452 | 5 | 1 |
| May 2022May 2022 | $134M | 294 | 3 | 1 |
Besides its headquarters, Rinaldi Wealth Management has 0 offices, with 1 listed address in 1 state.
Florida · 1 listed address
- 24311 Walden Center Drive, Suite 100, Bonita SpringsHQ
Contact and registration details
- Legal name
- Rinaldi Wealth Management, Inc.
- Headquarters
- 24311 Walden Center Drive, Suite 100, Bonita Springs, FL 34134
- Website
- retirewithdustin.com
- Phone
- 239-444-6111
- @rinaldi-wealth-management-inc
- SEC file
- 801-122703
- Structure
- Florida corporation
- Fiscal year end
- December
Rinaldi Wealth Management’s named custodians for separately managed accounts are Charles Schwab ($241M, 99%) and Protective Life Insurance ($2.3M, 1%). Rinaldi Wealth Management does not have custody of client assets.
- Charles SchwabCharles Schwab · Orlando, FL · $241M99%
- Protective Life InsuranceProtective Life Insurance Company · Birmingham, AL · $2.3M1%
At year end, Rinaldi Wealth Management’s separately managed accounts were mostly in funds (80%) and bonds (12%).
What the accounts hold
- Stocks7%
- Funds80%
- Registered funds79%
- Pooled vehicles1%
- Bonds12%
- U.S. government and agency bonds11%
- State and local bonds1%
- Cash1%
How many clients does Rinaldi Wealth Management have?
Rinaldi Wealth Management has 363 clients and manages $243 million for them, as of February 2026. They include 232 individual clients and 131 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 22 February 2026
What services does Rinaldi Wealth Management offer?
Rinaldi Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Rinaldi Wealth Management charge?
Rinaldi Wealth Management charges up to 1.50% a year for its Asset Management Services. The fee is billed in advance and is negotiable.
Which custodians does Rinaldi Wealth Management use?
Rinaldi Wealth Management’s separately managed account assets are held at Charles Schwab (Orlando, FL), with $241M and Protective Life Insurance Company (Birmingham, AL), with $2.3M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 February 2026
How many financial advisors does Rinaldi Wealth Management have?
Rinaldi Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Rinaldi Wealth Management invest in?
At the end of its last fiscal year, Rinaldi Wealth Management’s separately managed accounts held 79% registered funds (mutual funds, ETFs, BDCs), 11% U.S. government and agency bonds, 7% exchange-traded equities, 1% state and local bonds, 1% pooled vehicles (private funds and similar) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Rinaldi Wealth Management?
Rinaldi Wealth Management’s direct owner is Dustin Rinaldi (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 22 February 2026
How does Rinaldi Wealth Management get paid?
Rinaldi Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Rinaldi Wealth Management?
Rinaldi Wealth Management’s main office is at 24311 Walden Center Drive, Suite 100, Bonita Springs, FL 34134. Its phone number is 239-444-6111. Its website is retirewithdustin.com.