Ricketts Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, education planning, estate planning, insurance, philanthropic planning, retirement plan services, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Ricketts Financial reports 115 clients. They include 66 individual clients and 49 high-net-worth individuals. Of its assets, 98.5% ($309M across 287 accounts) are managed with discretion; $4.7M across 1 account is not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 57% | 4% |
| High-net-worth individuals | 43% | 94% |
| Pension and profit-sharing plans | 0% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 66 | $13.9M | 4.4% | $211K |
| High-net-worth individuals | 49 | $295M | 94.1% | $6.03M |
| Pension and profit-sharing plans | Fewer than 5 | $4.7M | 1.5% | — |
| Total | 115 | $314M | 100% | — |
- Clients
- 66
- Regulatory AUM
- $13.9M
- AUM share
- 4.4%
- Avg. per client
- $211K
- Clients
- 49
- Regulatory AUM
- $295M
- AUM share
- 94.1%
- Avg. per client
- $6.03M
- Clients
- Fewer than 5
- Regulatory AUM
- $4.7M
- AUM share
- 1.5%
- Avg. per client
- —
Total
- Clients
- 115
- Regulatory AUM
- $314M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Ricketts Financial charges 0.25%–1.25% a year for its Investment and Wealth Management Fees. The fee is billed in advance and is negotiable.
Fee details and sources
Patrick Ricketts owns 50% to 75% of Ricketts Financial. The leadership team of Ricketts Financial includes Chief Compliance Officer Patrick Ricketts. It has 3 employees, 1 of them in advisory roles.
Staff
- 3 employees
- 1 in advisory functions
- 1 state-registered rep
- 1 broker-dealer rep
- 2 insurance agents
- Owns 50% to 75% of Ricketts Financial, LLC
Patrick Ricketts
Control person · since June 2021
- Owns 50% to 75% of Ricketts Financial, LLC
Christopher Ricketts
Control person · since June 2020
Ricketts Financial’s regulatory assets grew from $261M (June 2021) to $314M (March 2026); clients rose from 100 to 115 and employees fell from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $314M | 115 | 3 | 1 |
| Mar 2025March 2025 | $291M | 114 | 4 | 1 |
| Mar 2024March 2024 | $278M | 114 | 4 | 1 |
| Mar 2023March 2023 | $262M | 115 | 4 | 1 |
| Mar 2022March 2022 | $325M | 110 | 4 | 1 |
| Jun 2021June 2021 | $261M | 100 | 4 | 1 |
Besides its headquarters, Ricketts Financial has 0 offices, with 1 listed address in 1 state.
Kentucky · 1 listed address
- 4360 Brownsboro Road, Suite 115, LouisvilleHQ
Contact and registration details
- Legal name
- Ricketts Financial, LLC
- Headquarters
- 4360 Brownsboro Road, Suite 115, Louisville, KY 40207
- Website
- ricketts-financial.com
- Phone
- 502-396-4055
- SEC file
- 801-118963
- Structure
- Delaware LLC
- Fiscal year end
- December
Ricketts Financial’s named custodian for separately managed accounts is Charles Schwab ($314M). Ricketts Financial does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $314M100%
At year end, Ricketts Financial’s separately managed accounts were mostly in stocks (65%) and bonds (21%).
What the accounts hold
- Stocks65%
- Funds12%
- Registered funds10%
- Pooled vehicles2%
- Bonds21%
- State and local bonds18%
- U.S. government and agency bonds2%
- Investment grade corporate bonds1%
- Cash2%
How many clients does Ricketts Financial have?
Ricketts Financial has 115 clients and manages $314 million for them, as of March 2026. They include 66 individual clients and 49 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026
What services does Ricketts Financial offer?
Ricketts Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, education planning, estate planning, insurance, philanthropic planning, retirement plan services, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Ricketts Financial charge?
Ricketts Financial charges 0.25%–1.25% a year for its Investment and Wealth Management Fees. The fee is billed in advance and is negotiable.
Source: DISCLOSURE BROCHURE FOR RICKETTS FINANCIAL, LLC, filed 26 March 2026
Which custodians does Ricketts Financial use?
Ricketts Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $314M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026
How many financial advisors does Ricketts Financial have?
Ricketts Financial has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ricketts Financial invest in?
At the end of its last fiscal year, Ricketts Financial’s separately managed accounts held 65% exchange-traded equities, 18% state and local bonds, 10% registered funds (mutual funds, ETFs, BDCs), 2% U.S. government and agency bonds, 2% pooled vehicles (private funds and similar), 2% cash and equivalents and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Ricketts Financial?
Ricketts Financial’s direct owners are Patrick Ricketts (50% to 75%) and Christopher Ricketts (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 26 March 2026
How does Ricketts Financial get paid?
Ricketts Financial is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ricketts Financial?
Ricketts Financial’s main office is at 4360 Brownsboro Road, Suite 115, Louisville, KY 40207. Its phone number is 502-396-4055. Its website is ricketts-financial.com.