Retirement Strategies provides financial planning, portfolio management for individuals and small businesses, pension consulting, publishing newsletters, and educational seminars. Financial planning was provided to 251–500 clients last fiscal year.
Retirement Strategies reports 419 clients. They include 337 individual clients, 75 high-net-worth individuals, and 4 pension and profit-sharing plans. Of its assets, 97.5% ($266M across 997 accounts) are managed with discretion; $6.72M across 6 accounts are not. It advised 90 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 80% | 44% |
| High-net-worth individuals | 18% | 54% |
| Pension and profit-sharing plans | <1% | 1% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 337 | $119M | 43.6% | $352K |
| High-net-worth individuals | 75 | $146M | 53.6% | $1.95M |
| Pension and profit-sharing plans | Fewer than 5 | $3.07M | 1.1% | $766K |
| Charitable organizations | Fewer than 5 | $839K | 0.3% | $839K |
| Corporations and other businesses | 2 | $3.86M | 1.4% | $1.93M |
| Total | 419 | $273M | 100% | — |
- Clients
- 337
- Regulatory AUM
- $119M
- AUM share
- 43.6%
- Avg. per client
- $352K
- Clients
- 75
- Regulatory AUM
- $146M
- AUM share
- 53.6%
- Avg. per client
- $1.95M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.07M
- AUM share
- 1.1%
- Avg. per client
- $766K
- Clients
- Fewer than 5
- Regulatory AUM
- $839K
- AUM share
- 0.3%
- Avg. per client
- $839K
- Clients
- 2
- Regulatory AUM
- $3.86M
- AUM share
- 1.4%
- Avg. per client
- $1.93M
Total
- Clients
- 419
- Regulatory AUM
- $273M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 90
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Retirement Strategies charges 0.40%–1.20% a year for its Comprehensive Portfolio Management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$100K | 1.20% |
| $100K–$250K | 0.95% |
| $250K–$500K | 0.85% |
| $500K–$750K | 0.70% |
| $750K–$1.25M | 0.60% |
| $1.25M–$2.25M | 0.50% |
| $2.25M and above | 0.40% |
Fee details and sources
Other fees
- Employee Benefit Plan Consulting
- Annual fee of up to 0.50% of the plan assets under advisement, due quarterly in arrears.
- Employer Savings Plan Monitoring
- Flat annual fee generally $250 to $2,500, based on the scope and complexity of the engagement.
- Financial Planning and Consulting
- Flat fee generally $750 to $5,000 for comprehensive planning and consulting; Wealth Builder Plan $350 to $500 flat or $150 to $300 per hour; fees are negotiable.
James Lindner owns 75% or more of Retirement Strategies. The leadership team of Retirement Strategies includes Chief Compliance Officer Jeffrey Foster. It has 10 employees, 5 of them in advisory roles.
Leadership
- Jeffrey FosterChief Compliance Officer/Partner
- James LindnerManaging Member/Partner
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
- Jeffrey R Foster
- Nicholas Walter Leeper
- James A Lindner
- Nathan Patrick Quilter
- Jerry Snyder
Staff
- 10 employees
- 5 in advisory functions
- 5 state-registered reps
- 1 broker-dealer rep
- 2 insurance agents
- Owns 75% or more of Retirement Strategies, LTD.
James Lindner
Control person · since July 2012
- Owns 10% to 25% of Retirement Strategies, LTD.
Jeffrey Foster
Control person · since July 2012
Retirement Strategies’ regulatory assets grew 1.8× from $155M (March 2021) to $273M (April 2026); clients rose from 345 to 419 and employees from 7 to 10.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $273M | 419 | 10 | 1 |
| June 2025 | $243M | 415 | 9 | 1 |
| February 2024 | $206M | 382 | 7 | 1 |
| June 2023 | $174M | 376 | 7 | 1 |
| July 2022 | $186M | 356 | 7 | 1 |
| March 2021 | $155M | 345 | 7 | 1 |
Besides its headquarters, Retirement Strategies has 0 offices, with 1 listed address in Ohio.
Ohio · 1 listed address
- 5060 Parkcenter Ave., Suite A, DublinHQ
Contact and registration details
- Legal name
- Retirement Strategies, LTD.
- Headquarters
- 5060 Parkcenter Ave., Suite A, Dublin, OH 43017
- Website
- retirementstrategies.com
- Phone
- 614-799-8668
- SEC file
- 801-112738
- Structure
- Ohio LLC
- Fiscal year end
- December
Retirement Strategies uses Fidelity ($270M) as custodian for its separately managed accounts. Retirement Strategies does not have custody of client assets.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $270M100%
At year end, Retirement Strategies’ separately managed accounts were mostly in funds (86%).
What the accounts hold
- Stocks4%
- Funds86%
- Bonds4%
- U.S. government and agency bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash6%
How many clients does Retirement Strategies have?
Retirement Strategies has 419 clients and manages $273 million for them, as of April 2026. They include 337 individual clients, 75 high-net-worth individuals, and 4 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026
What services does Retirement Strategies offer?
Retirement Strategies provides financial planning, portfolio management for individuals and small businesses, pension consulting, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Retirement Strategies charge?
Retirement Strategies charges 0.40%–1.20% a year for its Comprehensive Portfolio Management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Retirement Strategies use?
Retirement Strategies’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $270M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026
How many financial advisors does Retirement Strategies have?
Retirement Strategies has 5 investment adviser representatives registered with state securities authorities, out of 10 employees, and 5 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Retirement Strategies invest in?
At the end of its last fiscal year, Retirement Strategies’ separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 6% cash and equivalents, 4% exchange-traded equities, 2% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Retirement Strategies?
Retirement Strategies’ direct owners are James Lindner (75% or more) and Jeffrey Foster (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 1 April 2026
How does Retirement Strategies get paid?
Retirement Strategies is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Retirement Strategies registered with the SEC?
Yes, Retirement Strategies has been registered with the SEC as an investment adviser since 2 April 2018. Its CRD number is 163701 and its SEC file number is 801-112738.
Source: Form ADV Part 1A, Item 1, filed 1 April 2026; IAPD firm record
How do I contact Retirement Strategies?
Retirement Strategies’ main office is at 5060 Parkcenter Ave., Suite A, Dublin, OH 43017. Its phone number is 614-799-8668. Its website is retirementstrategies.com.