Retirement Planology provides pension consulting.
Retirement Planology reports 60 pension and profit-sharing plans. Of its assets, 38.0% ($101M across 43 accounts) are managed with discretion; $165M across 20 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Pension and profit-sharing plans | 100% | 100% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Pension and profit-sharing plans | 60 | $266M | 100.0% | $4.43M |
| Total | 60 | $266M | 100% | $4.43M |
- Clients
- 60
- Regulatory AUM
- $266M
- AUM share
- 100.0%
- Avg. per client
- $4.43M
Total
- Clients
- 60
- Regulatory AUM
- $266M
- AUM share
- 100%
- Avg. per client
- $4.43M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Retirement Planology is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Courtenay Shipley owns 75% or more of Retirement Planology. The leadership team of Retirement Planology includes President Adam Jefferis and Chief Compliance Officer Courtenay Shipley. It has 3 employees, 2 of them in advisory roles.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Retirement Planology, Inc.
Courtenay Shipley
Control person · since April 2014
- Owns 10% to 25% of Retirement Planology, Inc.
Adam Jefferis
Control person · since July 2022
Retirement Planology’s regulatory assets went from $258M (April 2021) to $266M (March 2026); clients rose from 46 to 60 and employees from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $266M | 60 | 3 | 1 |
| Mar 2025March 2025 | $204M | 58 | 3 | 1 |
| Mar 2024March 2024 | $192M | 63 | 3 | 1 |
| Mar 2023March 2023 | $147M | 59 | 3 | 1 |
| Jul 2022July 2022 | $268M | 57 | 3 | 1 |
| Apr 2021April 2021 | $258M | 46 | 2 | 1 |
Besides its headquarters, Retirement Planology has 0 offices, with 1 listed address in 1 state.
Virginia · 1 listed address
- 600 Cameron Street, Suite 401, AlexandriaHQ
Contact and registration details
- Legal name
- Retirement Planology, Inc.
- Headquarters
- 600 Cameron Street, Suite 401, Alexandria, VA 22314
- Website
- retirementplanology.com
- Phone
- 703-595-2829
- @5283917
- SEC file
- 801-79679
- Structure
- Virginia corporation
- Fiscal year end
- December
Retirement Planology’s named custodians for separately managed accounts are Empower ($113M, 61%), Ascensus Trust ($40.1M, 22%) and Principal Securities ($33.4M, 18%). Retirement Planology does not have custody of client assets.
- EmpowerEmpower Financial Services, Inc. · Greenwood Village, CO · $113M61%
- Principal SecuritiesPrincipal Securities, Inc. · Des Moines, IA · $33.4M18%
- Ascensus TrustAscensus Trust Company · Fargo, ND · $40.1M22%
At year end, Retirement Planology’s separately managed accounts were mostly in funds (100%).
What the accounts hold
- Funds100%
- Registered funds76%
- Pooled vehicles24%
How many clients does Retirement Planology have?
Retirement Planology has 60 clients and manages $266 million for them, as of March 2026. They include 60 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Retirement Planology offer?
Retirement Planology provides pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Retirement Planology use?
Retirement Planology’s separately managed account assets are held at Empower Financial Services, Inc. (Greenwood Village, CO), with $113M, Ascensus Trust Company (Fargo, ND), with $40.1M and Principal Securities, Inc. (Des Moines, IA), with $33.4M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Retirement Planology have?
Retirement Planology has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Retirement Planology invest in?
At the end of its last fiscal year, Retirement Planology’s separately managed accounts held 76% registered funds (mutual funds, ETFs, BDCs) and 24% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Retirement Planology?
Retirement Planology’s direct owners are Courtenay Shipley (75% or more) and Adam Jefferis (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Retirement Planology get paid?
Retirement Planology is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Retirement Planology?
Retirement Planology’s main office is at 600 Cameron Street, Suite 401, Alexandria, VA 22314. Its phone number is 703-595-2829. Its website is retirementplanology.com.