{"url":"https://nivawealth.com/firms/retirement-planology-171302","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/171302","regulatoryAum":265936155,"crd":"171302","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4937989","suffix":null,"lastName":"JEFFERIS","firstName":"ADAM","middleName":"JOHN"},{"crd":"4433389","suffix":null,"lastName":"SHIPLEY","firstName":"COURTENAY","middleName":"VIRGINIA"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-02","regulatoryAum":257999706,"clients":46,"employees":2,"offices":1},{"filedOn":"2022-07-01","regulatoryAum":267675421,"clients":57,"employees":3,"offices":1},{"filedOn":"2023-03-10","regulatoryAum":146877562,"clients":59,"employees":3,"offices":1},{"filedOn":"2024-03-19","regulatoryAum":191643207,"clients":63,"employees":3,"offices":1},{"filedOn":"2025-03-25","regulatoryAum":204239286,"clients":58,"employees":3,"offices":1},{"filedOn":"2026-03-23","regulatoryAum":265936155,"clients":60,"employees":3,"offices":1}],"secFileNumber":"801-79679","legalName":"Retirement Planology, Inc.","displayName":"Retirement Planology","slug":"retirement-planology-171302","website":"https://retirementplanology.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/171302/d07dce3f7baa6aba-r1.webp","tone":"light","width":552,"height":200,"sourceUrl":"https://www.retirementplanology.com/","sourceLabel":"Retirement Planology, Inc., website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_asset_manager","typeLabel":"Asset manager","feeDisclosure":"payment_only"},"linkedinUrl":"https://www.linkedin.com/company/5283917/","xUrl":"https://twitter.com/retplanology","founded":null,"organization":"Virginia corporation","fiscalYearEnd":"December","headquarters":{"street":"600 Cameron Street, Suite 401","city":"Alexandria","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22314"},"tradeNames":[],"registration":{"secApproved":"8 May 2014","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":265936155,"discretionary":100965776,"discretionaryAccounts":43,"nonDiscretionary":164970379,"nonDiscretionaryAccounts":20,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Pension and profit-sharing plans","clients":60,"regulatoryAum":265936155}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Empower Financial Services, Inc.","shortName":"Empower","location":"Greenwood Village, CO","smaAssets":112857287},{"name":"Principal Securities, Inc.","shortName":"Principal Securities","location":"Des Moines, IA","smaAssets":33397392},{"name":"Ascensus Trust Company","shortName":"Ascensus Trust","location":"Fargo, ND","smaAssets":40140531}],"custodyNote":"Retirement Planology does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Adam Jefferis","title":"Vice President","crd":"4937989"},{"name":"Courtenay Shipley","title":"President and Chief Compliance Officer","crd":"4433389"}],"ownership":[{"label":"Courtenay Shipley","detail":"President and chief compliance officer in the 75% or more ownership band and a control person, since April 2014."},{"label":"Adam Jefferis","detail":"Vice president in the 10% to 25% ownership band and a control person, since July 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"600 Cameron Street, Suite 401","city":"Alexandria","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"703-595-2829","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Pension consulting services"],"financialPlanningClients":null,"assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":76},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":24}],"privateFunds":0},"sources":{"adv1FilingDate":"23 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/171302/PDF/171302.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Retirement Planology have?","answer":"Retirement Planology has 60 clients and manages $266 million for them, as of March 2026. They include 60 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Retirement Planology offer?","answer":"Retirement Planology provides pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Retirement Planology use?","answer":"Retirement Planology’s separately managed account assets are held at Empower Financial Services, Inc. (Greenwood Village, CO), with $113M, Ascensus Trust Company (Fargo, ND), with $40.1M and Principal Securities, Inc. (Des Moines, IA), with $33.4M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Retirement Planology have?","answer":"Retirement Planology has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Retirement Planology invest in?","answer":"At the end of its last fiscal year, Retirement Planology’s separately managed accounts held 76% registered funds (mutual funds, ETFs, BDCs) and 24% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Retirement Planology?","answer":"Retirement Planology’s direct owners are Courtenay Shipley (75% or more) and Adam Jefferis (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Retirement Planology get paid?","answer":"Retirement Planology is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Retirement Planology?","answer":"Retirement Planology’s main office is at 600 Cameron Street, Suite 401, Alexandria, VA 22314. Its phone number is 703-595-2829. Its website is retirementplanology.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}