Retire Ready Wealth Management provides portfolio management for individuals and small businesses and selecting other managers.
Retire Ready Wealth Management reports 535 clients. They include 524 individual clients and 11 high-net-worth individuals. Of its assets, 100.0% ($100M across 535 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 98% | 83% |
| High-net-worth individuals | 2% | 17% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 524 | $83M | 82.9% | $158K |
| High-net-worth individuals | 11 | $17.1M | 17.1% | $1.55M |
| Total | 535 | $100M | 100% | $187K |
- Clients
- 524
- Regulatory AUM
- $83M
- AUM share
- 82.9%
- Avg. per client
- $158K
- Clients
- 11
- Regulatory AUM
- $17.1M
- AUM share
- 17.1%
- Avg. per client
- $1.55M
Total
- Clients
- 535
- Regulatory AUM
- $100M
- AUM share
- 100%
- Avg. per client
- $187K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Retire Ready Wealth Management charges 1.50% a year for its Asset Management. The fee is billed in arrears, is negotiable and requires an account of at least $100,000.
Fee details and sources
James Cipriotti owns 75% or more of Retire Ready Wealth Management. It has 1 employee.
Leadership
James CipriottiManaging Principal / CCO
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of Retire Ready Wealth Management, LLC
James Cipriotti
Control person · since April 2021
Besides its headquarters, Retire Ready Wealth Management has 1 office, with 2 listed addresses in New Jersey and Pennsylvania.
New Jersey · 1 listed address
- One Greentree Center, Marlton
Pennsylvania · 1 listed address
- 150 North Radnor Chester Road, Suite F-200, RadnorHQ
Contact and registration details
- Legal name
- Retire Ready Wealth Management, LLC
- Headquarters
- 150 North Radnor Chester Road, Suite F-200, Radnor, PA 19087
- Website
- retirereadyfg.com
- Phone
- 610-727-1727
- SEC file
- 801-136027
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Retire Ready Wealth Management uses Fidelity ($100M) as custodian for its separately managed accounts. Retire Ready Wealth Management does not have custody of client assets.
- FidelityFidelity Investments · Boston, MA · $100M100%
At year end, Retire Ready Wealth Management’s separately managed accounts were mostly in stocks (86%) and funds (10%).
What the accounts hold
- Stocks86%
- Funds10%
- Registered funds9%
- Pooled vehicles1%
- Bonds1%
- Cash3%
How many clients does Retire Ready Wealth Management have?
Retire Ready Wealth Management has 535 clients and manages $100 million for them, as of March 2026. They include 524 individual clients and 11 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026
What services does Retire Ready Wealth Management offer?
Retire Ready Wealth Management provides portfolio management for individuals and small businesses and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Retire Ready Wealth Management charge?
Retire Ready Wealth Management charges 1.50% a year for its Asset Management. The fee is billed in arrears, is negotiable and requires an account of at least $100,000.
Which custodians does Retire Ready Wealth Management use?
Retire Ready Wealth Management’s separately managed account assets are held at Fidelity Investments (Boston, MA), with $100M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026
How many financial advisors does Retire Ready Wealth Management have?
Retire Ready Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Retire Ready Wealth Management invest in?
At the end of its last fiscal year, Retire Ready Wealth Management’s separately managed accounts held 86% exchange-traded equities, 9% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Retire Ready Wealth Management have a minimum investment?
Yes, Retire Ready Wealth Management’s minimum account size for its Asset Management is $100K.
Who owns Retire Ready Wealth Management?
Retire Ready Wealth Management’s direct owner is James Cipriotti (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 27 March 2026
How does Retire Ready Wealth Management get paid?
Retire Ready Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Retire Ready Wealth Management registered with the SEC?
Yes, Retire Ready Wealth Management has been registered with the SEC as an investment adviser since 28 April 2026. Its CRD number is 316942 and its SEC file number is 801-136027.
Source: Form ADV Part 1A, Item 1, filed 27 March 2026; IAPD firm record
How do I contact Retire Ready Wealth Management?
Retire Ready Wealth Management’s main office is at 150 North Radnor Chester Road, Suite F-200, Radnor, PA 19087. Its phone number is 610-727-1727. Its website is retirereadyfg.com.