James Cipriotti has been Managing Principal / CCO of Retire Ready Wealth Management since April 2021, is a control person of the firm and directly owns 75% or more of it. James Cipriotti holds a Bachelor's degree in finance from St. Joseph's University.
Retire Ready Wealth Management, LLC is a Radnor, PA firm with $100M under management, 535 clients and 1 adviser across 2 offices, as of its March 2026 filing.
Jim Cipriotti is Founder of Retire Ready Financial Group. He has served clients in the greater Philadelphia and southern New Jersey area for nearly 28 years. Earlier in his career he was hired by Prudential as a full-service financial advisor and later became general manager of his own ING agency.
- – present · 4 yearsRadnor, PA · Adviser representative · Firm CRD 316942
Professional designations
Listed by Retire Ready Wealth Management
- Chartered Mutual Fund Counselor (CMFC)
- Accredited Investment Fiduciary (AIF®)
Investment adviser representative registrations
James Cipriotti is registered as an investment adviser representative in 3 states. The first approvals date from February 2022; the most recent is Florida, in July 2025.
- FloridaSince 10 July 2025
- New JerseySince 29 October 2024
- PennsylvaniaSince 11 February 2022
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 28 December 2021 |
| Series 63 | Uniform Securities Agent State Law Examination | 14 May 1998 |
| Series 7 | General Securities Representative Examination | 16 April 1998 |
- Name
- Uniform Investment Adviser Law Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Full name
- James Vincent Cipriotti
- CRD
- 3021100
- Firm
- Retire Ready Wealth Management · CRD 316942
- Role
- Managing Principal / CCO
- Office
- 150 NORTH RADNOR CHESTER ROAD, SUITE F-200, Radnor, PA 19087
- Registration
- Investment adviser registration
- In the industry since
- December 2014
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- retirereadyfg.com
Where does James Cipriotti work?
James Cipriotti has been Managing Principal / CCO of Retire Ready Wealth Management, LLC since April 2021, and is a control person of the firm.
Is James Cipriotti a financial advisor?
Yes. James Cipriotti has a current investment-adviser registration in Florida, New Jersey and Pennsylvania, through Retire Ready Wealth Management since February 2022.
How many years of experience does James Cipriotti have?
James Cipriotti has 11 years in the financial industry, since December 2014, across 1 adviser firm.
What exams has James Cipriotti passed?
James Cipriotti has passed 3 licensing exams: the Series 7, Series 63 and Series 65. The earliest, the Series 7, was passed in April 1998.
Where is James Cipriotti based?
James Cipriotti’s registered office is in Radnor, PA.
Is James Cipriotti registered with FINRA?
No. James Cipriotti has no current broker registration.
How can I verify James Cipriotti’s record?
Search CRD 3021100 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes James Cipriotti’s full registration record.