Retirable provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1,500 clients last fiscal year.
Retirable reports 2,210 clients. They include 1,953 individual clients and 257 high-net-worth individuals. Of its assets, 100.0% ($301M across 2,210 accounts) are managed with discretion. It advised 38 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 88% | 65% |
| High-net-worth individuals | 12% | 35% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,953 | $194M | 64.6% | $99.5K |
| High-net-worth individuals | 257 | $107M | 35.4% | $415K |
| Total | 2,210 | $301M | 100% | $136K |
- Clients
- 1,953
- Regulatory AUM
- $194M
- AUM share
- 64.6%
- Avg. per client
- $99.5K
- Clients
- 257
- Regulatory AUM
- $107M
- AUM share
- 35.4%
- Avg. per client
- $415K
Total
- Clients
- 2,210
- Regulatory AUM
- $301M
- AUM share
- 100%
- Avg. per client
- $136K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 38
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1500
Retirable charges 1.00% a year for its Investment Advisory Fee. The fee is billed in arrears. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Subscription
- Clients who elect general financial planning advice pay an annual subscription fee of $500 per year, refunded pro rata if they opt into a portfolio.
It has 23 employees, 12 of them in advisory roles.
Staff
- 23 employees
- 12 in advisory functions
- 12 state-registered reps
- 10 soliciting firms
- Owns 10% to 25% of Retirable Inc.
Robert End
Control person · since October 2019
- Owns 10% to 25% of Retirable Inc.
Ian Yamey
Control person · since October 2019
Retirable’s regulatory assets grew Infinity× from $0 (June 2021) to $301M (March 2026); employees rose from 9 to 23.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $301M | 2,210 | 23 | 1 |
| Apr 2025April 2025 | $131M | 1,396 | 16 | 1 |
| Mar 2024March 2024 | $60.5M | 429 | 12 | 1 |
| Jun 2023June 2023 | $20.2M | 231 | 15 | 1 |
| Jun 2022June 2022 | $5.02M | 71 | 13 | 1 |
| Jun 2021June 2021 | $0 | 0 | 9 | 1 |
Besides its headquarters, Retirable has 0 offices, with 1 listed address in 1 state.
New York · 1 listed address
- 900 Broadway, Suite 808, New YorkHQ
Contact and registration details
- Legal name
- Retirable Inc.
- Headquarters
- 900 Broadway, Suite 808, New York, NY 10003
- Website
- retirable.com
- Phone
- 833-222-1807
- @retirable
- SEC file
- 801-118535
- Structure
- Delaware corporation
- Fiscal year end
- December
Retirable’s named custodian for separately managed accounts is Altruist ($301M). Retirable has custody of $300M for 2,202 clients.
The filed custodian amounts total more than regulatory assets under management. Each amount is shown as filed.
- AltruistAltruist Financial LLC · Culver City, CA · $301M100%
At year end, Retirable’s separately managed accounts were mostly in stocks (97%).
What the accounts hold
- Stocks97%
- Cash3%
How many clients does Retirable have?
Retirable has 2,210 clients and manages $301 million for them, as of March 2026. They include 1,953 individual clients and 257 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Retirable offer?
Retirable provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Retirable charge?
Retirable charges 1.00% a year for its Investment Advisory Fee. The fee is billed in arrears.
Source: RETIRABLE ADV OTA PART 2A FYE 2025, filed 12 October 2026
Which custodians does Retirable use?
Retirable’s separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $301M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Retirable have?
Retirable has 12 investment adviser representatives registered with state securities authorities, out of 23 employees, and 12 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Retirable invest in?
At the end of its last fiscal year, Retirable’s separately managed accounts held 97% exchange-traded equities and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Retirable?
Retirable’s direct owners are Robert End and Ian Yamey, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Retirable get paid?
Retirable is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Retirable?
Retirable’s main office is at 900 Broadway, Suite 808, New York, NY 10003. Its phone number is 833-222-1807. Its website is retirable.com.