{"url":"https://nivawealth.com/firms/retirable-307472","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/307472","regulatoryAum":300968274,"crd":"307472","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7405894","suffix":null,"lastName":"Boghos","firstName":"Sami","middleName":null},{"crd":"6298665","suffix":null,"lastName":"COLEMAN","firstName":"MICHAEL","middleName":"CRANDALL"},{"crd":"7049854","suffix":null,"lastName":"DiStasi","firstName":"James","middleName":"Anthony"},{"crd":"5500003","suffix":null,"lastName":"END","firstName":"ROBERT","middleName":"TYLER"},{"crd":"6367953","suffix":null,"lastName":"Epes","firstName":"Robert","middleName":"Fredricks"},{"crd":"7252021","suffix":null,"lastName":"Neumayer","firstName":"Hunter","middleName":null},{"crd":"7318526","suffix":null,"lastName":"NOSTDAHL","firstName":"TREVA","middleName":"MARIE"},{"crd":"6926891","suffix":null,"lastName":"RUSSO","firstName":"MICHAEL","middleName":"ANTHONY"},{"crd":"7353527","suffix":null,"lastName":"Schaefer","firstName":"Harrison","middleName":"William"},{"crd":"6826428","suffix":null,"lastName":"SCHWARTZ","firstName":"ERIC","middleName":null}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-15","regulatoryAum":0,"clients":0,"employees":9,"offices":1},{"filedOn":"2022-06-06","regulatoryAum":5021612,"clients":71,"employees":13,"offices":1},{"filedOn":"2023-06-20","regulatoryAum":20230771,"clients":231,"employees":15,"offices":1},{"filedOn":"2024-03-25","regulatoryAum":60466660,"clients":429,"employees":12,"offices":1},{"filedOn":"2025-04-18","regulatoryAum":130640709,"clients":1396,"employees":16,"offices":1},{"filedOn":"2026-03-23","regulatoryAum":300968274,"clients":2210,"employees":23,"offices":1}],"secFileNumber":"801-118535","legalName":"Retirable 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LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":300968275}],"custodyNote":"Retirable has custody of $300M for 2,202 clients.","otherCustodians":[],"leadership":[{"name":"Robert End","title":"CEO/CCO","crd":"5500003"},{"name":"Ian Yamey","title":"CTO","crd":"7531496"}],"ownership":[{"label":"Robert End","detail":"Ceo/cco in the 10% to 25% ownership band and a control person, since October 2019."},{"label":"Ian Yamey","detail":"Cto in the 10% to 25% ownership band and a control person, since October 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"900 Broadway, Suite 808","city":"New York","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"833-222-1807","stateRegisteredReps":12,"otherAdviserReps":0,"compensation":["A percentage of assets under 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They include 1,953 individual clients and 257 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Retirable offer?","answer":"Retirable provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Retirable charge?","answer":"Retirable charges 1.00% a year for its Investment Advisory Fee. The fee is billed in arrears.","source":"RETIRABLE ADV OTA PART 2A FYE 2025, filed 12 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Retirable use?","answer":"Retirable’s separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $301M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Retirable have?","answer":"Retirable has 12 investment adviser representatives registered with state securities authorities, out of 23 employees, and 12 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Retirable invest in?","answer":"At the end of its last fiscal year, Retirable’s separately managed accounts held 97% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Retirable?","answer":"Retirable’s direct owners are Robert End and Ian Yamey, each holding 25% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Retirable get paid?","answer":"Retirable is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Retirable?","answer":"Retirable’s main office is at 900 Broadway, Suite 808, New York, NY 10003. Its phone number is 833-222-1807. Its website is retirable.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}