Redwood Coast Financial Partners provides financial planning, portfolio management for individuals and small businesses, and publishing newsletters. Financial planning was provided to 1–10 clients last fiscal year.
Redwood Coast Financial Partners reports 995 clients. They include 984 individual clients, 4 pension and profit-sharing plans, and 3 high-net-worth individuals. Of its assets, 0.0% ($0 across 0 accounts) are managed with discretion; $152M across 933 accounts are not. A wrap fee program the firm both sponsors and manages holds $152M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 99% | 91% |
| High-net-worth individuals | <1% | 6% |
| Pension and profit-sharing plans | <1% | 2% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 984 | $138M | 90.6% | $140K |
| High-net-worth individuals | Fewer than 5 | $9.1M | 6.0% | $3.03M |
| Pension and profit-sharing plans | Fewer than 5 | $3M | 2.0% | $750K |
| Charitable organizations | Fewer than 5 | $1.51M | 1.0% | $756K |
| Corporations and other businesses | Fewer than 5 | $678K | 0.4% | $339K |
| Total | 995 | $152M | 100% | — |
- Clients
- 984
- Regulatory AUM
- $138M
- AUM share
- 90.6%
- Avg. per client
- $140K
- Clients
- Fewer than 5
- Regulatory AUM
- $9.1M
- AUM share
- 6.0%
- Avg. per client
- $3.03M
- Clients
- Fewer than 5
- Regulatory AUM
- $3M
- AUM share
- 2.0%
- Avg. per client
- $750K
- Clients
- Fewer than 5
- Regulatory AUM
- $1.51M
- AUM share
- 1.0%
- Avg. per client
- $756K
- Clients
- Fewer than 5
- Regulatory AUM
- $678K
- AUM share
- 0.4%
- Avg. per client
- $339K
Total
- Clients
- 995
- Regulatory AUM
- $152M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Redwood Coast Financial Partners charges 1.00%–2.00% a year for its Asset-Based Fees for Portfolio Management. The fee is billed in advance and is negotiable.
Fee details and sources
Nicholas Bertell owns 75% or more of Redwood Coast Financial Partners. The leadership team of Redwood Coast Financial Partners includes President Nicholas Bertell. It has 4 employees, 2 of them in advisory roles.
Leadership
Nicholas BertellPresident & Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 2 in advisory functions
- 2 state-registered reps
- 1 insurance agent
- Owns 75% or more of Redwood Coast Financial Partners
Nicholas Bertell
Control person · since June 2011
Redwood Coast Financial Partners’ regulatory assets grew from $126M (July 2021) to $152M (January 2026); clients rose from 200 to 995 and employees fell from 6 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $152M | 995 | 4 | 3 |
| February 2025 | $142M | 901 | 4 | 3 |
| February 2024 | $136M | 932 | 6 | 4 |
| August 2023 | $124M | 930 | 6 | 4 |
| April 2022 | $143M | 416 | 6 | 4 |
| July 2021 | $126M | 200 | 6 | 4 |
Besides its headquarters, Redwood Coast Financial Partners has 2 offices, with 3 listed addresses in Arizona, California and New Jersey.
Arizona · 1 listed address
- 5215 N. Sabino Canyon RD., Tucson
California · 1 listed address
- 923 3rd Street, EurekaHQ
New Jersey · 1 listed address
- 923 Haddonfield RD, Cherry Hill
Contact and registration details
- Legal name
- Redwood Coast Financial Partners
- Headquarters
- 923 3rd Street, Eureka, CA 95501
- Phone
- 707-444-9212
- SEC file
- 801-121206
- Structure
- California corporation
- Fiscal year end
- December
Redwood Coast Financial Partners uses Charles Schwab ($150M) as custodian for its separately managed accounts. Redwood Coast Financial Partners does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $150M100%
At year end, Redwood Coast Financial Partners’ separately managed accounts were mostly in stocks (72%) and funds (10%).
What the accounts hold
- Stocks72%
- Funds10%
- Bonds10%
- Cash8%
How many clients does Redwood Coast Financial Partners have?
Redwood Coast Financial Partners has 995 clients and manages $152 million for them, as of January 2026. They include 984 individual clients, 4 pension and profit-sharing plans, and 3 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 January 2026
What services does Redwood Coast Financial Partners offer?
Redwood Coast Financial Partners provides financial planning, portfolio management for individuals and small businesses, and publishing newsletters.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Redwood Coast Financial Partners charge?
Redwood Coast Financial Partners charges 1.00%–2.00% a year for its Asset-Based Fees for Portfolio Management. The fee is billed in advance and is negotiable.
Source: ADV PART 2A - REDWOOD COAST FINANCIAL PARTNERS, filed 20 January 2026
Which custodians does Redwood Coast Financial Partners use?
Redwood Coast Financial Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $150M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 January 2026
How many financial advisors does Redwood Coast Financial Partners have?
Redwood Coast Financial Partners has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Redwood Coast Financial Partners invest in?
At the end of its last fiscal year, Redwood Coast Financial Partners’ separately managed accounts held 72% exchange-traded equities, 10% U.S. government and agency bonds, 10% registered funds (mutual funds, ETFs, BDCs) and 8% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Redwood Coast Financial Partners?
Redwood Coast Financial Partners’ direct owner is Nicholas Bertell (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 20 January 2026
How does Redwood Coast Financial Partners get paid?
Redwood Coast Financial Partners is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Redwood Coast Financial Partners registered with the SEC?
Yes, Redwood Coast Financial Partners has been registered with the SEC as an investment adviser since 13 May 2021. Its CRD number is 226560 and its SEC file number is 801-121206.
Source: Form ADV Part 1A, Item 1, filed 20 January 2026; IAPD firm record
How do I contact Redwood Coast Financial Partners?
Redwood Coast Financial Partners’ main office is at 923 3rd Street, Eureka, CA 95501. Its phone number is 707-444-9212. Its website is redwoodcoastfinancialpartners.com.