{"url":"https://nivawealth.com/firms/redwood-coast-financial-partners-226560","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/226560","regulatoryAum":151840000,"crd":"226560","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5386765","suffix":null,"lastName":"BERTELL","firstName":"NICHOLAS","middleName":"WESLEY"},{"crd":"6616804","suffix":null,"lastName":"Hudson","firstName":"John","middleName":"Thomas"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-28","regulatoryAum":126300000,"clients":200,"employees":6,"offices":4},{"filedOn":"2022-04-05","regulatoryAum":143030000,"clients":416,"employees":6,"offices":4},{"filedOn":"2023-08-03","regulatoryAum":123868000,"clients":930,"employees":6,"offices":4},{"filedOn":"2024-02-20","regulatoryAum":136254000,"clients":932,"employees":6,"offices":4},{"filedOn":"2025-02-19","regulatoryAum":141601000,"clients":901,"employees":4,"offices":3},{"filedOn":"2026-01-20","regulatoryAum":151840000,"clients":995,"employees":4,"offices":3}],"secFileNumber":"801-121206","legalName":"Redwood Coast Financial Partners","displayName":"Redwood Coast Financial Partners","slug":"redwood-coast-financial-partners-226560","website":"https://redwoodcoastfinancialpartners.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"923 3rd Street","city":"Eureka","state":"CA","stateName":"California","country":"United States","postalCode":"95501"},"tradeNames":[],"registration":{"secApproved":"13 May 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":4,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":151840000,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":151840000,"nonDiscretionaryAccounts":933,"wrapProgram":151840000,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":984,"regulatoryAum":137550380},{"label":"High-net-worth individuals","clients":3,"fewerThan5":true,"regulatoryAum":9100000},{"label":"Pension and profit-sharing plans","clients":4,"fewerThan5":true,"regulatoryAum":3000000},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":1511620},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":678000}],"feePrograms":[{"role":"main","program":"Asset-Based Fees for Portfolio Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1002865","versionId":1002865,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-01-20","documentName":"ADV PART 2A - REDWOOD COAST FINANCIAL PARTNERS","fee_rate_low":1,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:12:20.939721+00:00","documents":[{"name":"ADV PART 2A - REDWOOD COAST FINANCIAL PARTNERS","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1002865","versionId":1002865,"submittedOn":"2026-01-20"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1002864","versionId":1002864,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":149800000}],"custodyNote":"Redwood Coast Financial Partners does not have custody of client assets.","leadership":[{"name":"Nicholas Bertell","title":"President & Chief Compliance Officer","crd":"5386765"}],"ownership":[{"label":"Nicholas Bertell","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since June 2011."}],"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Arizona","offices":1,"addresses":[{"street":"5215 N. Sabino Canyon RD.","city":"Tucson"}]},{"state":"California","offices":1,"addresses":[{"street":"923 3rd Street","city":"Eureka","headquarters":true}]},{"state":"New Jersey","offices":1,"addresses":[{"street":"923 Haddonfield RD","city":"Cherry Hill"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"707-444-9212","stateRegisteredReps":2,"otherAdviserReps":2,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Publication of periodicals or newsletters"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":72},{"label":"U.S. government/agency bonds","percent":10},{"label":"Securities issued by registered investment companies or business development companies","percent":10},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"20 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/226560/PDF/226560.pdf","brochureDate":"20 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1002865","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Redwood Coast Financial Partners have?","answer":"Redwood Coast Financial Partners has 995 clients and manages $152 million for them, as of January 2026. They include 984 individual clients, 4 pension and profit-sharing plans, and 3 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Redwood Coast Financial Partners offer?","answer":"Redwood Coast Financial Partners provides financial planning, portfolio management for individuals and small businesses, and publishing newsletters.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Redwood Coast Financial Partners charge?","answer":"Redwood Coast Financial Partners charges 1.00%–2.00% a year for its Asset-Based Fees for Portfolio Management. The fee is billed in advance and is negotiable.","source":"ADV PART 2A - REDWOOD COAST FINANCIAL PARTNERS, filed 20 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Redwood Coast Financial Partners use?","answer":"Redwood Coast Financial Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $150M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Redwood Coast Financial Partners have?","answer":"Redwood Coast Financial Partners has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Redwood Coast Financial Partners invest in?","answer":"At the end of its last fiscal year, Redwood Coast Financial Partners’ separately managed accounts held 72% exchange-traded equities, 10% U.S. government and agency bonds, 10% registered funds (mutual funds, ETFs, BDCs) and 8% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Redwood Coast Financial Partners?","answer":"Redwood Coast Financial Partners’ direct owner is Nicholas Bertell (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 20 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Redwood Coast Financial Partners get paid?","answer":"Redwood Coast Financial Partners is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Redwood Coast Financial Partners registered with the SEC?","answer":"Yes, Redwood Coast Financial Partners has been registered with the SEC as an investment adviser since 13 May 2021. Its CRD number is 226560 and its SEC file number is 801-121206.","source":"Form ADV Part 1A, Item 1, filed 20 January 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Redwood Coast Financial Partners?","answer":"Redwood Coast Financial Partners’ main office is at 923 3rd Street, Eureka, CA 95501. Its phone number is 707-444-9212. Its website is redwoodcoastfinancialpartners.com.","source":"Form ADV Part 1A, Item 1.F, filed 20 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}