Red Oak Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Red Oak Financial Group reports 1,202 clients. They include 1,051 individuals and 151 pension and profit-sharing plans. Of its assets, 59.3% ($617M across 1,752 accounts) are managed with discretion; $424M across 133 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 87% | 59% |
| Pension and profit-sharing plans | 13% | 41% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,051 | $616M | 59.2% | $586K |
| Pension and profit-sharing plans | 151 | $424M | 40.7% | $2.8M |
| Charitable organizations | Fewer than 5 | $954K | 0.1% | — |
| Corporations and other businesses | Fewer than 5 | $212K | 0.0% | — |
| Total | 1,202 | $1.04B | 100% | — |
- Clients
- 1,051
- Regulatory AUM
- $616M
- AUM share
- 59.2%
- Avg. per client
- $586K
- Clients
- 151
- Regulatory AUM
- $424M
- AUM share
- 40.7%
- Avg. per client
- $2.8M
- Clients
- Fewer than 5
- Regulatory AUM
- $954K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $212K
- AUM share
- 0.0%
- Avg. per client
- —
Total
- Clients
- 1,202
- Regulatory AUM
- $1.04B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Red Oak Financial Group charges up to 1.50% a year for its Wealth Management Services. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Financial planning is billed hourly at $150 to $500 or as a fixed fee of $1,500 to $15,000 per engagement, negotiable.
- Retirement Plan Advisory Services
- Retirement plan advisory services are charged an annual asset-based fee of up to 1.00%, negotiable with the plan sponsor.
RL Compton & Associates, Inc. owns 75% or more of Red Oak Financial Group and is in turn owned by Christopher Compton (75% or more). The leadership team of Red Oak Financial Group includes Chief Compliance Officer Christopher Compton. It has 20 employees, 6 of them in advisory roles.
Staff
- 20 employees
- 6 in advisory functions
- 6 state-registered reps
- 5 broker-dealer reps
- 4 insurance agents
- Owns 75% or more of Red Oak Financial Group, LLC
RL Compton & Associates, Inc.
Control person · since February 2013
- Owns 75% or more of RL Compton & Associates, Inc.
Christopher Compton
Control person · since February 2013
Red Oak Financial Group’s regulatory assets grew 2.0× from $529M (March 2021) to $1.04B (July 2026); clients rose from 671 to 1,202 and employees from 12 to 20.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jul 2026July 2026 | $1.04B | 1,202 | 20 | 1 |
| Mar 2025March 2025 | $837M | 895 | 19 | 1 |
| Jun 2024June 2024 | $721M | 829 | 20 | 1 |
| May 2023May 2023 | $590M | 803 | 20 | 1 |
| Jun 2022June 2022 | $622M | 744 | 14 | 1 |
| Mar 2021March 2021 | $529M | 671 | 12 | 2 |
Besides its headquarters, Red Oak Financial Group has 0 offices, with 1 listed address in 1 state.
Maryland · 1 listed address
- 403 Allegheny Avenue, TowsonHQ
Other business names
Red Oak Financial Group has reported 1 other business name to the SEC.
- Red Oak Retirement
Contact and registration details
- Legal name
- Red Oak Financial Group, LLC
- Headquarters
- 403 Allegheny Avenue, Towson, MD 21204
- Website
- redoak1978.com
- Phone
- 410-321-0168
- @redoak-financial-group
- SEC file
- 801-80860
- Structure
- Maryland LLC
- Fiscal year end
- December
Red Oak Financial Group’s named custodians for separately managed accounts are LPL Financial ($611M, 68%) and Vanguard Marketing ($293M, 32%). Red Oak Financial Group has custody of $198M for 117 clients.
- LPL FinancialLPL Financial LLC · Boston, MA · $611M68%
- Vanguard MarketingVanguard Marketing Corporation · Malvern, PA · $293M32%
At year end, Red Oak Financial Group’s separately managed accounts were mostly in stocks (74%) and funds (24%).
What the accounts hold
- Stocks74%
- Funds24%
- Bonds1%
- Cash1%
How many clients does Red Oak Financial Group have?
Red Oak Financial Group has 1,202 clients and manages $1.04 billion for them, as of July 2026. They include 1,051 individuals and 151 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 July 2026
What services does Red Oak Financial Group offer?
Red Oak Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Red Oak Financial Group charge?
Red Oak Financial Group charges up to 1.50% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.
Which custodians does Red Oak Financial Group use?
Red Oak Financial Group’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $611M and Vanguard Marketing Corporation (Malvern, PA), with $293M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 July 2026
How many financial advisors does Red Oak Financial Group have?
Red Oak Financial Group has 6 investment adviser representatives registered with state securities authorities, out of 20 employees, and 6 perform investment advisory functions. 5 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Red Oak Financial Group invest in?
At the end of its last fiscal year, Red Oak Financial Group’s separately managed accounts held 74% exchange-traded equities, 24% registered funds (mutual funds, ETFs, BDCs), 1% U.S. government and agency bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Red Oak Financial Group?
Red Oak Financial Group is owned through a holding company by Christopher Compton. Its direct owner is RL Compton & Associates, Inc. (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 17 July 2026
How does Red Oak Financial Group get paid?
Red Oak Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Red Oak Financial Group?
Red Oak Financial Group’s main office is at 403 Allegheny Avenue, Towson, MD 21204. Its phone number is 410-321-0168. Its website is redoak1978.com.