{"url":"https://nivawealth.com/firms/red-oak-financial-group-166912","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/166912","regulatoryAum":1040249413,"crd":"166912","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2946906","suffix":null,"lastName":"COMPTON","firstName":"CHRISTOPHER","middleName":"PATRICK"},{"crd":"860283","suffix":"JR","lastName":"COMPTON","firstName":"ROBERT","middleName":"LESTER"},{"crd":"6461863","suffix":"Jr.","lastName":"DIMARINO","firstName":"ROBERT","middleName":"LLOYD"},{"crd":"7388746","suffix":null,"lastName":"Feeley","firstName":"David","middleName":"Wroth"},{"crd":"7024395","suffix":null,"lastName":"Kiely","firstName":"Maxwell","middleName":"Chi"},{"crd":"8011925","suffix":null,"lastName":"Pyne","firstName":"Greg","middleName":"Albert"},{"crd":"2909514","suffix":null,"lastName":"Simmons","firstName":"Jason","middleName":"Michael"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-19","regulatoryAum":529294837,"clients":671,"employees":12,"offices":2},{"filedOn":"2022-06-02","regulatoryAum":621854183,"clients":744,"employees":14,"offices":1},{"filedOn":"2023-05-16","regulatoryAum":589989322,"clients":803,"employees":20,"offices":1},{"filedOn":"2024-06-27","regulatoryAum":721019163,"clients":829,"employees":20,"offices":1},{"filedOn":"2025-03-21","regulatoryAum":836788025,"clients":895,"employees":19,"offices":1},{"filedOn":"2026-07-17","regulatoryAum":1040249413,"clients":1202,"employees":20,"offices":1}],"secFileNumber":"801-80860","legalName":"Red Oak Financial Group, LLC","displayName":"Red Oak Financial Group","slug":"red-oak-financial-group-166912","website":"https://redoak1978.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/166912/b273902dd2f7a920-r1.webp","tone":"light","width":684,"height":200,"sourceUrl":"https://www.redoak1978.com/","sourceLabel":"RED OAK Financial Group, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/redoak-financial-group/","founded":null,"organization":"Maryland limited liability company","fiscalYearEnd":"December","headquarters":{"street":"403 Allegheny Avenue","city":"Towson","state":"MD","stateName":"Maryland","country":"United States","postalCode":"21204"},"tradeNames":["Red Oak Retirement"],"registration":{"secApproved":"21 January 2015","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":585668.0437678401,"staff":{"employees":20,"advisory":6,"brokerDealerReps":5,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":1040249413,"discretionary":616703187,"discretionaryAccounts":1752,"nonDiscretionary":423546226,"nonDiscretionaryAccounts":133,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1051,"regulatoryAum":615537114},{"label":"Pension and profit-sharing plans","clients":151,"regulatoryAum":423546226},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":954447},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":211626}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061261","versionId":1061261,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-10-15","documentName":"RED OAK DISCLOSURE BROCHURE","fee_rate_low":null,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is billed hourly at $150 to $500 or as a fixed fee of $1,500 to $15,000 per engagement, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061261","versionId":1061261,"submittedOn":"2026-10-15","documentName":"RED OAK DISCLOSURE BROCHURE"},{"role":"other","program":"Retirement Plan Advisory Services","summary":"Retirement plan advisory services are charged an annual asset-based fee of up to 1.00%, negotiable with the plan sponsor.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061261","versionId":1061261,"submittedOn":"2026-10-15","documentName":"RED OAK DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T07:05:20.287515+00:00","documents":[{"name":"RED OAK DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061261","versionId":1061261,"submittedOn":"2026-10-15"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Boston, MA","smaAssets":610612897},{"name":"Vanguard Marketing Corporation","shortName":"Vanguard Marketing","location":"Malvern, PA","smaAssets":292872255}],"custodyNote":"Red Oak Financial Group has custody of $198M in client assets for 117 clients.","otherCustodians":[],"leadership":[{"name":"Christopher Compton","title":"Chief Compliance Officer/Managing Member","crd":"2946906"}],"ownership":[{"label":"RL Compton & Associates, Inc.","detail":"Owner in the 75% or more ownership band and a control person, since February 2013."},{"label":"Christopher Compton","detail":"Indirect owner: a managing member/owner of RL Compton & Associates, Inc. in the 75% or more band and a control person, since February 2013.","parent":"RL Compton & Associates, Inc."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"403 Allegheny Avenue","city":"Towson","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"410-321-0168","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":74},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":24},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"17 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/166912/PDF/166912.pdf","brochureDate":"15 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061261","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Red Oak Financial Group have?","answer":"Red Oak Financial Group has 1,202 clients and manages $1.04 billion for them, as of July 2026. They include 1,051 individuals and 151 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Red Oak Financial Group offer?","answer":"Red Oak Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Red Oak Financial Group charge?","answer":"Red Oak Financial Group charges up to 1.50% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.","source":"RED OAK DISCLOSURE BROCHURE, filed 15 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Red Oak Financial Group use?","answer":"Red Oak Financial Group’s separately managed account assets are held at LPL Financial LLC (Boston, MA), with $611M and Vanguard Marketing Corporation (Malvern, PA), with $293M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Red Oak Financial Group have?","answer":"Red Oak Financial Group has 6 investment adviser representatives registered with state securities authorities, out of 20 employees, and 6 perform investment advisory functions. 5 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Red Oak Financial Group invest in?","answer":"At the end of its last fiscal year, Red Oak Financial Group’s separately managed accounts held 74% exchange-traded equities, 24% registered funds (mutual funds, ETFs, BDCs), 1% U.S. government and agency bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Red Oak Financial Group?","answer":"Red Oak Financial Group is owned through a holding company by Christopher Compton. Its direct owner is RL Compton & Associates, Inc. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Red Oak Financial Group get paid?","answer":"Red Oak Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Red Oak Financial Group?","answer":"Red Oak Financial Group’s main office is at 403 Allegheny Avenue, Towson, MD 21204. Its phone number is 410-321-0168. Its website is redoak1978.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}