RDG Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 26–50 clients last fiscal year.
RDG Capital Management reports 91 clients. They include 39 pension and profit-sharing plans, 25 individual clients, and 21 high-net-worth individuals. Of its assets, 58.3% ($76.9M across 52 accounts) are managed with discretion; $54.9M across 39 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 27% | 10% |
| High-net-worth individuals | 23% | 45% |
| Pension and profit-sharing plans | 43% | 42% |
| Corporations and other businesses | 7% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 25 | $12.6M | 9.5% | $503K |
| High-net-worth individuals | 21 | $58.9M | 44.7% | $2.8M |
| Pension and profit-sharing plans | 39 | $54.9M | 41.7% | $1.41M |
| Corporations and other businesses | 6 | $5.44M | 4.1% | $906K |
| Total | 91 | $132M | 100% | $1.45M |
- Clients
- 25
- Regulatory AUM
- $12.6M
- AUM share
- 9.5%
- Avg. per client
- $503K
- Clients
- 21
- Regulatory AUM
- $58.9M
- AUM share
- 44.7%
- Avg. per client
- $2.8M
- Clients
- 39
- Regulatory AUM
- $54.9M
- AUM share
- 41.7%
- Avg. per client
- $1.41M
- Clients
- 6
- Regulatory AUM
- $5.44M
- AUM share
- 4.1%
- Avg. per client
- $906K
Total
- Clients
- 91
- Regulatory AUM
- $132M
- AUM share
- 100%
- Avg. per client
- $1.45M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
RDG Capital Management charges 0.85% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Hourly fees range from $250 to $500 per hour, depending on the scope and complexity of the engagement, billed in arrears.
Whitney Baniewicz owns 75% or more of RDG Capital Management. The leadership team of RDG Capital Management includes Chief Compliance Officer Whitney Baniewicz. It has 2 employees.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- 1 soliciting firm
- Owns 75% or more of RDG Capital Management LLC
Whitney Baniewicz
Control person · since October 2026
- Owns 5% to 10% of RDG Capital Management LLC
Kate Kenney
Control person · since March 2026
RDG Capital Management’s regulatory assets grew 2.4× from $55.4M (June 2024) to $132M (September 2026); clients rose from 43 to 91 and employees from 1 to 2.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $132M | 91 | 2 | 1 |
| Mar 2025March 2025 | $105M | 91 | 3 | 1 |
| Jun 2024June 2024 | $55.4M | 43 | 1 | 1 |
Besides its headquarters, RDG Capital Management has 0 offices, with 1 listed address in 1 state.
New York · 1 listed address
- 20 Office Park Way, Suite 140, PittsfordHQ
Contact and registration details
- Legal name
- RDG Capital Management LLC
- Headquarters
- 20 Office Park Way, Suite 140, Pittsford, NY 14534
- Website
- rdgcapitalmanagement.com
- Phone
- 585-673-2690
- SEC file
- 801-129543
- Structure
- New York LLC
- Fiscal year end
- December
RDG Capital Management’s named custodians for separately managed accounts are Charles Schwab ($76.9M, 68%), Mid Atlantic Clearing & Settlement ($19.1M, 17%) and Adp Retirement Trust Services ($16.9M, 15%). RDG Capital Management has custody of $4.19M for 3 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $76.9M68%
- Mid Atlantic Clearing & SettlementMid Atlantic Clearing & Settlement Corporation · Pittsburg, PA · $19.1M17%
- Adp Retirement Trust ServicesAdp Retirement Trust Services, LLC · Cherry Hill, NJ · $16.9M15%
At year end, RDG Capital Management’s separately managed accounts were mostly in funds (96%).
What the accounts hold
- Stocks2%
- Funds96%
- Bonds1%
- Cash1%
How many clients does RDG Capital Management have?
RDG Capital Management has 91 clients and manages $132 million for them, as of September 2026. They include 39 pension and profit-sharing plans, 25 individual clients, and 21 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 September 2026
What services does RDG Capital Management offer?
RDG Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does RDG Capital Management charge?
RDG Capital Management charges 0.85% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.
Which custodians does RDG Capital Management use?
RDG Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $76.9M, Mid Atlantic Clearing & Settlement Corporation (Pittsburg, PA), with $19.1M and Adp Retirement Trust Services, LLC (Cherry Hill, NJ), with $16.9M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 September 2026
How many financial advisors does RDG Capital Management have?
RDG Capital Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does RDG Capital Management invest in?
At the end of its last fiscal year, RDG Capital Management’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities, 1% U.S. government and agency bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns RDG Capital Management?
RDG Capital Management’s direct owners are Kate Kenney (5% to 10%) and Whitney Baniewicz (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 17 September 2026
How does RDG Capital Management get paid?
RDG Capital Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact RDG Capital Management?
RDG Capital Management’s main office is at 20 Office Park Way, Suite 140, Pittsford, NY 14534. Its phone number is 585-673-2690. Its website is rdgcapitalmanagement.com.
