{"url":"https://nivawealth.com/firms/rdg-capital-management-329749","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/329749","regulatoryAum":131785345,"crd":"329749","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5480153","suffix":null,"lastName":"Baniewicz","firstName":"WHITNEY","middleName":"Lorene"},{"crd":"7855260","suffix":null,"lastName":"Kenney","firstName":"Kate","middleName":"Sally"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-17","regulatoryAum":55358683,"clients":43,"employees":1,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":104827223,"clients":91,"employees":3,"offices":1},{"filedOn":"2026-09-17","regulatoryAum":131785345,"clients":91,"employees":2,"offices":1}],"secFileNumber":"801-129543","legalName":"RDG Capital Management LLC","displayName":"RDG Capital Management","slug":"rdg-capital-management-329749","website":"https://rdgcapitalmanagement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New York limited liability company","fiscalYearEnd":"December","headquarters":{"street":"20 Office Park Way, Suite 140","city":"Pittsford","state":"NY","stateName":"New York","country":"United States","postalCode":"14534"},"tradeNames":[],"registration":{"secApproved":"20 February 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1553352.847826087,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":131785345,"discretionary":76892431,"discretionaryAccounts":52,"nonDiscretionary":54892914,"nonDiscretionaryAccounts":39,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":25,"regulatoryAum":12579959},{"label":"High-net-worth individuals","clients":21,"regulatoryAum":58874272},{"label":"Pension and profit-sharing plans","clients":39,"regulatoryAum":54892914},{"label":"Corporations and other businesses","clients":6,"regulatoryAum":5438200}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058192","versionId":1058192,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-09-17","documentName":"2026 RDGCM ADV PART 2","fee_rate_low":0.85,"fee_rate_high":0.85,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Hourly fees range from $250 to $500 per hour, depending on the scope and complexity of the engagement, billed in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058192","versionId":1058192,"submittedOn":"2026-09-17","documentName":"2026 RDGCM ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:40:20.183627+00:00","documents":[{"name":"2026 RDGCM ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058192","versionId":1058192,"submittedOn":"2026-09-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":76892431},{"name":"Mid Atlantic Clearing & Settlement Corporation","shortName":"Mid Atlantic Clearing & Settlement","location":"Pittsburg, PA","smaAssets":19090845},{"name":"Adp Retirement Trust Services, LLC","shortName":"Adp Retirement Trust Services","location":"Cherry Hill, NJ","smaAssets":16922740}],"custodyNote":"RDG Capital Management has custody of $4.19M for 3 clients.","otherCustodians":[],"leadership":[{"name":"Whitney Baniewicz","title":"Principal, Chief Compliance Officer","crd":"5480153"},{"name":"Kate Kenney","title":"Principal","crd":"7855260"}],"ownership":[{"label":"Kate Kenney","detail":"Principal in the 5% to 10% ownership band and a control person, since March 2026."},{"label":"Whitney Baniewicz","detail":"Principal, chief compliance officer in the 75% or more ownership band and a control person, since October 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"20 Office Park Way, Suite 140","city":"Pittsford","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"585-673-2690","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":2},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":96},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"17 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/329749/PDF/329749.pdf","brochureDate":"17 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058192","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does RDG Capital Management have?","answer":"RDG Capital Management has 91 clients and manages $132 million for them, as of September 2026. They include 39 pension and profit-sharing plans, 25 individual clients, and 21 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does RDG Capital Management offer?","answer":"RDG Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does RDG Capital Management charge?","answer":"RDG Capital Management charges 0.85% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.","source":"2026 RDGCM ADV PART 2, filed 17 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does RDG Capital Management use?","answer":"RDG Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $76.9M, Mid Atlantic Clearing & Settlement Corporation (Pittsburg, PA), with $19.1M and Adp Retirement Trust Services, LLC (Cherry Hill, NJ), with $16.9M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does RDG Capital Management have?","answer":"RDG Capital Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does RDG Capital Management invest in?","answer":"At the end of its last fiscal year, RDG Capital Management’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% exchange-traded equities, 1% U.S. government and agency bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns RDG Capital Management?","answer":"RDG Capital Management’s direct owners are Kate Kenney (5% to 10%) and Whitney Baniewicz (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does RDG Capital Management get paid?","answer":"RDG Capital Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact RDG Capital Management?","answer":"RDG Capital Management’s main office is at 20 Office Park Way, Suite 140, Pittsford, NY 14534. Its phone number is 585-673-2690. Its website is rdgcapitalmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}