PVA Financial provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 26–50 clients last fiscal year.
PVA Financial reports 49 clients. They include 34 high-net-worth individuals and 15 individual clients. Of its assets, 83.5% ($114M across 336 accounts) are managed with discretion; $22.6M across 5 accounts are not. It advised 7 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 31% | 6% |
| High-net-worth individuals | 69% | 75% |
| Pension and profit-sharing plans | Fewer than 5 | 2% |
| Charitable organizations | Fewer than 5 | 17% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 15 | $8.62M | 6.3% | $575K |
| High-net-worth individuals | 34 | $102M | 74.7% | $3.01M |
| Pension and profit-sharing plans | Fewer than 5 | $3.28M | 2.4% | — |
| Charitable organizations | Fewer than 5 | $22.6M | 16.5% | — |
| Corporations and other businesses | Fewer than 5 | $150K | 0.1% | — |
| Total | 49 | $137M | 100% | — |
- Clients
- 15
- Regulatory AUM
- $8.62M
- AUM share
- 6.3%
- Avg. per client
- $575K
- Clients
- 34
- Regulatory AUM
- $102M
- AUM share
- 74.7%
- Avg. per client
- $3.01M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.28M
- AUM share
- 2.4%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $22.6M
- AUM share
- 16.5%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $150K
- AUM share
- 0.1%
- Avg. per client
- —
Total
- Clients
- 49
- Regulatory AUM
- $137M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 7
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
PVA Financial charges 0.25%–1.00% for its Investment Advisory Services (IAS). The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable, has a $7,500 annual minimum and requires an account of at least $500,000. The brochure also prices 2 other services, listed under fee details.
| Asset band | Rate (period not stated) |
|---|---|
| $0–$1M | 1.00% |
| $1M–$2.5M | 0.75% |
| $2.5M–$5M | 0.50% |
| $5M and above | 0.25% |
Fee details and sources
Other fees
- Financial Planning Services (FPS)
- Financial planning is a fixed annual fee of $4,500 to $10,000 per year, or $300 an hour, and is included at no additional charge for IAS clients.
- Retirement Plan Consulting and Management
- Retirement plan consulting and management fees are based on plan assets, not exceeding 1.00%, or on a flat fee agreed in the signed agreement.
Naveen Neerukonda owns 75% or more of PVA Financial. It has 1 employee.
Leadership
Naveen NeerukondaManaging Member and CCO
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Pva Financial LLC
Naveen Neerukonda
Control person · since July 2018
Besides its headquarters, PVA Financial has 0 offices, with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Pva Financial LLC
- Headquarters
- Not reported
- Website
- pvafinancial.com
- Phone
- 773-825-9090
- @pva-financial-llc
- SEC file
- 801-136637
- Structure
- Illinois LLC
- Fiscal year end
- December
PVA Financial uses Charles Schwab ($137M) as custodian for its separately managed accounts. PVA Financial does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $137M100%
At year end, PVA Financial’s separately managed accounts were mostly in stocks (91%).
What the accounts hold
- Stocks91%
- Non-exchange-traded equities64%
- Exchange-traded equities27%
- Bonds1%
- Cash8%
How many clients does PVA Financial have?
PVA Financial has 49 clients and manages $137 million for them, as of July 2026. They include 34 high-net-worth individuals and 15 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 July 2026
What services does PVA Financial offer?
PVA Financial provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does PVA Financial charge?
PVA Financial charges 0.25%–1.00% for its Investment Advisory Services (IAS). The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable, has a $7,500 annual minimum and requires an account of at least $500,000.
Source: PVA FINANCIAL, LLC FORM ADV PART 2A, filed 10 July 2026
Which custodians does PVA Financial use?
PVA Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $137M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 July 2026
How many financial advisors does PVA Financial have?
PVA Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does PVA Financial invest in?
At the end of its last fiscal year, PVA Financial’s separately managed accounts held 64% non-exchange-traded equities, 27% exchange-traded equities, 8% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does PVA Financial have a minimum investment?
Yes, PVA Financial’s minimum account size for its Investment Advisory Services (IAS) is $500K. It charges a $7.5K annual minimum fee.
Source: PVA FINANCIAL, LLC FORM ADV PART 2A, filed 10 July 2026
Who owns PVA Financial?
PVA Financial’s direct owner is Naveen Neerukonda (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 10 July 2026
How does PVA Financial get paid?
PVA Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact PVA Financial?
Its phone number is 773-825-9090. Its website is pvafinancial.com.