{"url":"https://nivawealth.com/firms/pva-financial-312523","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/312523","regulatoryAum":136853656,"crd":"312523","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3243997","suffix":null,"lastName":"NEERUKONDA","firstName":"NAVEEN","middleName":null}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136637","legalName":"Pva Financial LLC","displayName":"PVA Financial","slug":"pva-financial-312523","website":"https://pvafinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/pva-financial-llc/","founded":null,"organization":"Illinois limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"2 July 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2261319.224489796,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":136853656,"discretionary":114239227,"discretionaryAccounts":336,"nonDiscretionary":22614429,"nonDiscretionaryAccounts":5,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":7},"clientTypes":[{"label":"Individuals (other than HNW)","clients":15,"regulatoryAum":8623345},{"label":"High-net-worth individuals","clients":34,"regulatoryAum":102181297},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":3284271},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":22614429},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":150314}],"feePrograms":[{"role":"main","program":"Investment Advisory Services (IAS)","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1,"from":0},{"to":2500000,"pct":0.75,"from":1000000},{"to":5000000,"pct":0.5,"from":2500000},{"to":null,"pct":0.25,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051331","versionId":1051331,"ratePeriod":"not_stated","fee_billing":"arrears","submittedOn":"2026-07-10","documentName":"PVA FINANCIAL, LLC FORM ADV PART 2A","fee_rate_low":0.25,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":500000,"feeMinimumPeriod":"annual","fee_minimum_annual":7500},{"role":"other","program":"Financial Planning Services (FPS)","summary":"Financial planning is a fixed annual fee of $4,500 to $10,000 per year, or $300 an hour, and is included at no additional charge for IAS clients.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051331","versionId":1051331,"submittedOn":"2026-07-10","documentName":"PVA FINANCIAL, LLC FORM ADV PART 2A"},{"role":"other","program":"Retirement Plan Consulting and Management","summary":"Retirement plan consulting and management fees are based on plan assets, not exceeding 1.00%, or on a flat fee agreed in the signed agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051331","versionId":1051331,"submittedOn":"2026-07-10","documentName":"PVA FINANCIAL, LLC FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:52:24.013837+00:00","documents":[{"name":"PVA FINANCIAL, LLC FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051331","versionId":1051331,"submittedOn":"2026-07-10"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":136853656}],"custodyNote":"PVA Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Naveen Neerukonda","title":"Managing Member and CCO","crd":"3243997"}],"ownership":[{"label":"Naveen Neerukonda","detail":"Managing member and cco in the 75% or more ownership band and a control person, since July 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"773-825-9090","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":27},{"label":"Non-exchange-traded equity securities","percent":64},{"label":"U.S. government/agency bonds","percent":1},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"10 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/312523/PDF/312523.pdf","brochureDate":"10 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051331","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does PVA Financial have?","answer":"PVA Financial has 49 clients and manages $137 million for them, as of July 2026. They include 34 high-net-worth individuals and 15 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does PVA Financial offer?","answer":"PVA Financial provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does PVA Financial charge?","answer":"PVA Financial charges 0.25%–1.00% for its Investment Advisory Services (IAS). The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable, has a $7,500 annual minimum and requires an account of at least $500,000.","source":"PVA FINANCIAL, LLC FORM ADV PART 2A, filed 10 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does PVA Financial use?","answer":"PVA Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $137M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does PVA Financial have?","answer":"PVA Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does PVA Financial invest in?","answer":"At the end of its last fiscal year, PVA Financial’s separately managed accounts held 64% non-exchange-traded equities, 27% exchange-traded equities, 8% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does PVA Financial have a minimum investment?","answer":"Yes, PVA Financial’s minimum account size for its Investment Advisory Services (IAS) is $500K. It charges a $7.5K annual minimum fee.","source":"PVA FINANCIAL, LLC FORM ADV PART 2A, filed 10 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns PVA Financial?","answer":"PVA Financial’s direct owner is Naveen Neerukonda (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does PVA Financial get paid?","answer":"PVA Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact PVA Financial?","answer":"Its phone number is 773-825-9090. Its website is pvafinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}