Prosperity Advisory Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, and insurance. Financial planning was provided to 101–250 clients last fiscal year.
Prosperity Advisory Group reports 244 clients. They include 156 individual clients and 88 high-net-worth individuals. Of its assets, 100.0% ($216M across 790 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $189M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 24% |
| High-net-worth individuals | 36% | 76% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 156 | $52.3M | 24.2% | $335K |
| High-net-worth individuals | 88 | $164M | 75.8% | $1.86M |
| Total | 244 | $216M | 100% | $885K |
- Clients
- 156
- Regulatory AUM
- $52.3M
- AUM share
- 24.2%
- Avg. per client
- $335K
- Clients
- 88
- Regulatory AUM
- $164M
- AUM share
- 75.8%
- Avg. per client
- $1.86M
Total
- Clients
- 244
- Regulatory AUM
- $216M
- AUM share
- 100%
- Avg. per client
- $885K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Prosperity Advisory Group charges 0.75%–1.25% a year for its Investment Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance, is negotiable and has a $1,000 annual minimum. The brochure also prices 4 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.25% |
| $1M–$3M | 1.00% |
| $3M and above | 0.75% |
Fee details and sources
Other fees
- Cash Flow Consulting
- Cash flow consulting is billed hourly at $100 to $300 per hour, negotiable.
- Initial Financial Plan Development
- One-time fixed fee of up to $3,000, negotiable.
- Ongoing Annual Review
- Ongoing financial planning review is a fixed fee of $500 per year, negotiable.
- Retirement Plan Advisory Services
- Annual asset-based fee of up to 0.50%, billed quarterly in advance; negotiable depending on plan size and complexity.
John Harnish owns 75% or more of Prosperity Advisory Group. The leadership team of Prosperity Advisory Group includes Chief Compliance Officer John Harnish. It has 5 employees, 3 of them in advisory roles.
Leadership
John HarnishManaging Member / Principal and Chief Compliance Officer- Martha JesseDirector of Operations
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 insurance agent
- Owns 75% or more of Prosperity Advisory Group LLC
John Harnish
Control person · since September 2020
Prosperity Advisory Group’s regulatory assets grew 6.5× from $33.3M (March 2021) to $216M (July 2026); clients rose from 39 to 244 and employees from 4 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jul 2026July 2026 | $216M | 244 | 5 | 1 |
| Jul 2025July 2025 | $207M | 240 | 4 | 1 |
| Mar 2024March 2024 | $197M | 253 | 5 | 1 |
| Apr 2023April 2023 | $177M | 247 | 3 | 1 |
| Jul 2022July 2022 | $218M | 243 | 4 | 1 |
| Mar 2021March 2021 | $33.3M | 39 | 4 | 1 |
Besides its headquarters, Prosperity Advisory Group has 0 offices, with 1 listed address in 1 state.
New York · 1 listed address
- 50 Square Drive, Suite 220, VictorHQ
Contact and registration details
- Legal name
- Prosperity Advisory Group LLC
- Headquarters
- 50 Square Drive, Suite 220, Victor, NY 14564
- Website
- prosperityadv.com
- Phone
- 585-381-5900
- SEC file
- 801-119613
- Founded
- 2020
- Structure
- New York LLC
- Fiscal year end
- December
Prosperity Advisory Group’s named custodian for separately managed accounts is Fidelity ($189M). Prosperity Advisory Group has custody of $8.13M for 12 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $189M100%
At year end, Prosperity Advisory Group’s separately managed accounts were mostly in funds (94%).
What the accounts hold
- Stocks1%
- Funds94%
- Cash5%
How many clients does Prosperity Advisory Group have?
Prosperity Advisory Group has 244 clients and manages $216 million for them, as of July 2026. They include 156 individual clients and 88 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 July 2026
What services does Prosperity Advisory Group offer?
Prosperity Advisory Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Prosperity Advisory Group charge?
Prosperity Advisory Group charges 0.75%–1.25% a year for its Investment Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance, is negotiable and has a $1,000 annual minimum.
Source: PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT, filed 10 July 2026
Which custodians does Prosperity Advisory Group use?
Prosperity Advisory Group’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $189M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 July 2026
How many financial advisors does Prosperity Advisory Group have?
Prosperity Advisory Group has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Prosperity Advisory Group invest in?
At the end of its last fiscal year, Prosperity Advisory Group’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents and 1% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Prosperity Advisory Group?
Prosperity Advisory Group’s direct owner is John Harnish (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 10 July 2026
How does Prosperity Advisory Group get paid?
Prosperity Advisory Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Prosperity Advisory Group?
Prosperity Advisory Group’s main office is at 50 Square Drive, Suite 220, Victor, NY 14564. Its phone number is 585-381-5900. Its website is prosperityadv.com.