{"url":"https://nivawealth.com/firms/prosperity-advisory-group-310720","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/310720","regulatoryAum":216021904,"crd":"310720","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7032448","suffix":null,"lastName":"Girod","firstName":"Alyssa","middleName":"Victoria"},{"crd":"4813106","suffix":null,"lastName":"HARNISH","firstName":"JOHN","middleName":"PAUL"},{"crd":"7595175","suffix":null,"lastName":"Jesse","firstName":"Martha","middleName":"Elizabeth"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-18","regulatoryAum":33340746,"clients":39,"employees":4,"offices":1},{"filedOn":"2022-07-08","regulatoryAum":218055873,"clients":243,"employees":4,"offices":1},{"filedOn":"2023-04-25","regulatoryAum":176791877,"clients":247,"employees":3,"offices":1},{"filedOn":"2024-03-05","regulatoryAum":196822842,"clients":253,"employees":5,"offices":1},{"filedOn":"2025-07-14","regulatoryAum":207423491,"clients":240,"employees":4,"offices":1},{"filedOn":"2026-07-10","regulatoryAum":216021904,"clients":244,"employees":5,"offices":1}],"secFileNumber":"801-119613","legalName":"Prosperity Advisory Group LLC","displayName":"Prosperity Advisory Group","slug":"prosperity-advisory-group-310720","website":"https://prosperityadv.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2020","organization":"New York limited liability company","fiscalYearEnd":"December","headquarters":{"street":"50 Square Drive, Suite 220","city":"Victor","state":"NY","stateName":"New York","country":"United States","postalCode":"14564"},"tradeNames":[],"registration":{"secApproved":"13 October 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":885335.6721311476,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":216021904,"discretionary":216021904,"discretionaryAccounts":790,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":189256890,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":156,"regulatoryAum":52300007},{"label":"High-net-worth individuals","clients":88,"regulatoryAum":163721897}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"whole_balance","fee_tiers":[{"to":1000000,"pct":1.25,"from":0},{"to":3000000,"pct":1,"from":1000000},{"to":null,"pct":0.75,"from":3000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051377","versionId":1051377,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-07-10","documentName":"PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT","fee_rate_low":0.75,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":1000},{"role":"other","program":"Cash Flow Consulting","summary":"Cash flow consulting is billed hourly at $100 to $300 per hour, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051377","versionId":1051377,"submittedOn":"2026-07-10","documentName":"PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT"},{"role":"other","program":"Initial Financial Plan Development","summary":"One-time fixed fee of up to $3,000, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051377","versionId":1051377,"submittedOn":"2026-07-10","documentName":"PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT"},{"role":"other","program":"Ongoing Annual Review","summary":"Ongoing financial planning review is a fixed fee of $500 per year, negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051377","versionId":1051377,"submittedOn":"2026-07-10","documentName":"PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT"},{"role":"other","program":"Retirement Plan Advisory Services","summary":"Annual asset-based fee of up to 0.50%, billed quarterly in advance; negotiable depending on plan size and complexity.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051377","versionId":1051377,"submittedOn":"2026-07-10","documentName":"PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:44:23.389855+00:00","documents":[{"name":"PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051377","versionId":1051377,"submittedOn":"2026-07-10"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":189256890}],"custodyNote":"Prosperity Advisory Group has custody of $8.13M in client assets for 12 clients.","otherCustodians":[],"leadership":[{"name":"John Harnish","title":"Managing Member / Principal and Chief Compliance Officer","crd":"4813106"},{"name":"Martha Jesse","title":"Director of Operations","crd":"7595175"}],"ownership":[{"label":"John Harnish","detail":"Managing member / principal and chief compliance officer in the 75% or more ownership band and a control person, since September 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"50 Square Drive, Suite 220","city":"Victor","headquarters":true}]}],"brochureServices":["education planning","insurance"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"585-381-5900","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":94},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"10 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/310720/PDF/310720.pdf","brochureDate":"10 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051377","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Prosperity Advisory Group have?","answer":"Prosperity Advisory Group has 244 clients and manages $216 million for them, as of July 2026. They include 156 individual clients and 88 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Prosperity Advisory Group offer?","answer":"Prosperity Advisory Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, and insurance.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Prosperity Advisory Group charge?","answer":"Prosperity Advisory Group charges 0.75%–1.25% a year for its Investment Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance, is negotiable and has a $1,000 annual minimum.","source":"PAG DISCLOSURE BROCHURE AND BROCHURE SUPPLEMENT, filed 10 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Prosperity Advisory Group use?","answer":"Prosperity Advisory Group’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $189M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Prosperity Advisory Group have?","answer":"Prosperity Advisory Group has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Prosperity Advisory Group invest in?","answer":"At the end of its last fiscal year, Prosperity Advisory Group’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents and 1% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Prosperity Advisory Group?","answer":"Prosperity Advisory Group’s direct owner is John Harnish (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Prosperity Advisory Group get paid?","answer":"Prosperity Advisory Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Prosperity Advisory Group?","answer":"Prosperity Advisory Group’s main office is at 50 Square Drive, Suite 220, Victor, NY 14564. Its phone number is 585-381-5900. Its website is prosperityadv.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}