PlanGuide Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
PlanGuide Financial reports 10 pension and profit-sharing plans. Of its assets, 18.3% ($50.6M across 1 account) are managed with discretion; $227M across 8 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Pension and profit-sharing plans | 100% | 100% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Pension and profit-sharing plans | 10 | $277M | 100.0% | $27.7M |
| Total | 10 | $277M | 100% | $27.7M |
- Clients
- 10
- Regulatory AUM
- $277M
- AUM share
- 100.0%
- Avg. per client
- $27.7M
Total
- Clients
- 10
- Regulatory AUM
- $277M
- AUM share
- 100%
- Avg. per client
- $27.7M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
PlanGuide Financial is paid through a percentage of assets under management and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Sumit Gulati owns 75% or more of PlanGuide Financial. The leadership team of PlanGuide Financial includes Chief Compliance Officer Sumit Gulati. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Planguide Financial LLC
Sumit Gulati
Control person · since October 2023
Besides its headquarters, PlanGuide Financial has 0 offices, with 1 listed address in 1 state.
Texas · 1 listed address
- 180 State Street, Suite 225, SouthlakeHQ
Other business names
PlanGuide Financial has reported 1 other business name to the SEC.
- Planguide Financial LLC
Contact and registration details
- Legal name
- Planguide Financial LLC
- Headquarters
- 180 State Street, Suite 225, Southlake, TX 76092
- Website
- planguidefinancial.com
- Phone
- 775-379-9729
- SEC file
- 801-135492
- Structure
- Texas LLC
- Fiscal year end
- December
PlanGuide Financial’s named custodian for separately managed accounts is Tiaa-Cref Individual & Institutional Services ($277M). PlanGuide Financial does not have custody of client assets.
- Tiaa-Cref Individual & Institutional ServicesTiaa-Cref Individual & Institutional Services, LLC · New York, NY · $277M100%
At year end, PlanGuide Financial’s separately managed accounts were mostly in funds (100%).
What the accounts hold
- Funds100%
How many clients does PlanGuide Financial have?
PlanGuide Financial has 10 clients and manages $277 million for them, as of June 2026. They include 10 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 June 2026
What services does PlanGuide Financial offer?
PlanGuide Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does PlanGuide Financial use?
PlanGuide Financial’s separately managed account assets are held at Tiaa-Cref Individual & Institutional Services, LLC (New York, NY), with $277M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 June 2026
How many financial advisors does PlanGuide Financial have?
PlanGuide Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does PlanGuide Financial invest in?
At the end of its last fiscal year, PlanGuide Financial’s separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns PlanGuide Financial?
PlanGuide Financial’s direct owner is Sumit Gulati (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 16 June 2026
How does PlanGuide Financial get paid?
PlanGuide Financial is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact PlanGuide Financial?
PlanGuide Financial’s main office is at 180 State Street, Suite 225, Southlake, TX 76092. Its phone number is 775-379-9729. Its website is planguidefinancial.com.