Pinney & Scofield provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Pinney & Scofield reports 295 clients. They include 221 high-net-worth individuals and 74 individual clients. Of its assets, 100.0% ($859M across 1,256 accounts) are managed with discretion. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 25% | 4% |
| High-net-worth individuals | 75% | 96% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 74 | $36M | 4.2% | $486K |
| High-net-worth individuals | 221 | $823M | 95.8% | $3.72M |
| Total | 295 | $859M | 100% | $2.91M |
- Clients
- 74
- Regulatory AUM
- $36M
- AUM share
- 4.2%
- Avg. per client
- $486K
- Clients
- 221
- Regulatory AUM
- $823M
- AUM share
- 95.8%
- Avg. per client
- $3.72M
Total
- Clients
- 295
- Regulatory AUM
- $859M
- AUM share
- 100%
- Avg. per client
- $2.91M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Pinney & Scofield charges 0.25%–0.75% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in advance. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 0.75% |
| $2M–$5M | 0.50% |
| $5M and above | 0.25% |
Fee details and sources
Other fees
- Stand-alone financial planning and consulting
- Stand-alone planning and consulting fees are negotiable, generally $250 to $500 an hour depending on the scope of the service.
John Goddard owns 50% to 75% of Pinney & Scofield. The leadership team of Pinney & Scofield includes President John Goddard and Chief Compliance Officer Richard Seeley. It has 4 employees, 3 of them in advisory roles.
Leadership
- John GoddardPresident and Director
- Richard SeeleyTreasurer, Director, Secretary, Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 50% to 75% of Pinney & Scofield, Inc.
John Goddard
Control person · since March 2014
- Owns 50% to 75% of Pinney & Scofield, Inc.
Richard Seeley
Control person · since July 2021
Pinney & Scofield’s regulatory assets grew from $577M (March 2021) to $859M (March 2026); clients rose from 277 to 295 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $859M | 295 | 4 | 4 |
| March 2025 | $749M | 293 | 4 | 4 |
| March 2024 | $666M | 285 | 4 | 4 |
| March 2023 | $576M | 283 | 4 | 4 |
| April 2022 | $665M | 281 | 4 | 4 |
| March 2021 | $577M | 277 | 4 | 3 |
Besides its headquarters, Pinney & Scofield has 3 offices (2 private residences, listed without an address), with 2 listed addresses in Massachusetts.
Massachusetts · 2 listed addresses
- 22 Hilliard Street, CambridgeHQ
- 440 Plain Street, Marshfield
Contact and registration details
- Legal name
- Pinney & Scofield, Inc.
- Headquarters
- 22 Hilliard Street, Cambridge, MA 02138-4922
- Website
- pinneyandscofield.com
- Phone
- 617-492-6223
- SEC file
- 801-23657
- Founded
- 2003
- Structure
- Massachusetts corporation
- Fiscal year end
- December
Pinney & Scofield uses Charles Schwab ($825M) as custodian for its separately managed accounts. Pinney & Scofield has custody of $174M in client assets for 92 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $825M100%
At year end, Pinney & Scofield’s separately managed accounts were mostly in funds (94%). Its reported 13F holdings for the quarter ended 30 June 2026 total $205M across 232 positions; the largest are Dimensional ETF Trust (12.4%), Dimensional ETF Trust (11.7%) and Dimensional ETF Trust (11.2%).
What the accounts hold
- Stocks4%
- Funds94%
- Bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash1%
Reported 13F holdings
- $205M
- Reported 13F value
- 232
- Positions
- 71.6%
- In the 10 largest
- +10.3%
- Value vs. prior quarter
- Dimensional ETF Trust · Inflation Prote12.4%
- Dimensional ETF Trust · US Small Cap ETF11.7%
- Dimensional ETF Trust · Internatnal Val11.2%
- Dimensional ETF Trust · US Mktwide Value8.4%
- Dimensional ETF Trust · US Targeted Vlu6.1%
- Dimensional ETF Trust · US Real Estate E5.6%
- Dimensional ETF Trust · Intl Small Cap V4.8%
- Eli Lilly & CO4.3%
- Dimensional ETF Trust · US Small Cap Val3.9%
- Apple Inc.3.2%
Together, the ten largest are 71.6% of reported value.
How many clients does Pinney & Scofield have?
Pinney & Scofield has 295 clients and manages $859 million for them, as of March 2026. They include 221 high-net-worth individuals and 74 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026
What services does Pinney & Scofield offer?
Pinney & Scofield provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Pinney & Scofield charge?
Pinney & Scofield charges 0.25%–0.75% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in advance.
Source: ADV PART 2A, filed 26 March 2026
Which custodians does Pinney & Scofield use?
Pinney & Scofield’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $825M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026
How many financial advisors does Pinney & Scofield have?
Pinney & Scofield has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Pinney & Scofield invest in?
At the end of its last fiscal year, Pinney & Scofield’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 1% state and local bonds, 1% investment grade corporate bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Pinney & Scofield?
Pinney & Scofield’s direct owners are John Goddard (50% to 75%) and Richard Seeley (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 27 March 2026
How does Pinney & Scofield get paid?
Pinney & Scofield is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Pinney & Scofield registered with the SEC?
Yes, Pinney & Scofield has been registered with the SEC as an investment adviser since 28 March 1985. Its CRD number is 105365 and its SEC file number is 801-23657.
Source: Form ADV Part 1A, Item 1, filed 27 March 2026; IAPD firm record
How do I contact Pinney & Scofield?
Pinney & Scofield’s main office is at 22 Hilliard Street, Cambridge, MA 02138-4922. Its phone number is 617-492-6223. Its website is pinneyandscofield.com.