{"url":"https://nivawealth.com/firms/pinney-and-scofield-105365","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105365","regulatoryAum":858739612,"crd":"105365","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5779647","suffix":null,"lastName":"EVANS","firstName":"MARY","middleName":"M"},{"crd":"2649353","suffix":null,"lastName":"GODDARD","firstName":"JOHN","middleName":"ROBERT"},{"crd":"4643930","suffix":null,"lastName":"SEELEY","firstName":"RICHARD","middleName":"ANTHONY"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-26","regulatoryAum":577301188,"clients":277,"employees":4,"offices":3},{"filedOn":"2022-04-04","regulatoryAum":664829088,"clients":281,"employees":4,"offices":4},{"filedOn":"2023-03-16","regulatoryAum":576278052,"clients":283,"employees":4,"offices":4},{"filedOn":"2024-03-21","regulatoryAum":666151537,"clients":285,"employees":4,"offices":4},{"filedOn":"2025-03-18","regulatoryAum":749004478,"clients":293,"employees":4,"offices":4},{"filedOn":"2026-03-27","regulatoryAum":858739612,"clients":295,"employees":4,"offices":4}],"secFileNumber":"801-23657","legalName":"Pinney & Scofield, Inc.","displayName":"Pinney & Scofield","slug":"pinney-and-scofield-105365","website":"https://pinneyandscofield.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/105365/46164f334a7eea68-r1.webp","tone":"light","width":252,"height":200,"sourceUrl":"https://www.pinneyandscofield.com/","sourceLabel":"Pinney & Scofield, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2003","organization":"Massachusetts corporation","fiscalYearEnd":"December","headquarters":{"street":"22 Hilliard Street","city":"Cambridge","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02138-4922"},"tradeNames":[],"registration":{"secApproved":"28 March 1985","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2910981.73559322,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":858739612,"discretionary":858739612,"discretionaryAccounts":1256,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":5},"clientTypes":[{"label":"Individuals (other than HNW)","clients":74,"regulatoryAum":35995514},{"label":"High-net-worth individuals","clients":221,"regulatoryAum":822744098}],"feePrograms":[{"role":"main","program":"Investment Advisory Services","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":0.75,"from":0},{"to":5000000,"pct":0.5,"from":2000000},{"to":null,"pct":0.25,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028060","versionId":1028060,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-26","documentName":"ADV PART 2A","fee_rate_low":0.25,"fee_rate_high":0.75,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Stand-alone financial planning and consulting","summary":"Stand-alone planning and consulting fees are negotiable, generally $250 to $500 an hour depending on the scope of the service.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028060","versionId":1028060,"submittedOn":"2026-03-26","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T05:53:02.58244+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028060","versionId":1028060,"submittedOn":"2026-03-26"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":825059282}],"custodyNote":"Pinney & Scofield has custody of $174M in client assets for 92 clients.","leadership":[{"name":"John Goddard","title":"President and Director","crd":"2649353"},{"name":"Richard Seeley","title":"Treasurer, Director, Secretary, Chief Compliance Officer","crd":"4643930"}],"ownership":[{"label":"John Goddard","detail":"President and director in the 50% to 75% ownership band and a control person, since March 2014."},{"label":"Richard Seeley","detail":"Treasurer, director, secretary, chief compliance officer in the 50% to 75% ownership band and a control person, since July 2021."}],"filedOffices":{"otherThanPrincipal":3,"privateResidences":2},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":2,"addresses":[{"street":"22 Hilliard Street","city":"Cambridge","headquarters":true},{"street":"440 Plain Street","city":"Marshfield"}]}],"brochureServices":["estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"617-492-6223","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":94},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"27 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105365/PDF/105365.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028060","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Pinney & Scofield have?","answer":"Pinney & Scofield has 295 clients and manages $859 million for them, as of March 2026. They include 221 high-net-worth individuals and 74 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Pinney & Scofield offer?","answer":"Pinney & Scofield provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Pinney & Scofield charge?","answer":"Pinney & Scofield charges 0.25%–0.75% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in advance.","source":"ADV PART 2A, filed 26 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Pinney & Scofield use?","answer":"Pinney & Scofield’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $825M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Pinney & Scofield have?","answer":"Pinney & Scofield has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Pinney & Scofield invest in?","answer":"At the end of its last fiscal year, Pinney & Scofield’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 1% state and local bonds, 1% investment grade corporate bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Pinney & Scofield?","answer":"Pinney & Scofield’s direct owners are John Goddard (50% to 75%) and Richard Seeley (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Pinney & Scofield get paid?","answer":"Pinney & Scofield is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Pinney & Scofield registered with the SEC?","answer":"Yes, Pinney & Scofield has been registered with the SEC as an investment adviser since 28 March 1985. Its CRD number is 105365 and its SEC file number is 801-23657.","source":"Form ADV Part 1A, Item 1, filed 27 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Pinney & Scofield?","answer":"Pinney & Scofield’s main office is at 22 Hilliard Street, Cambridge, MA 02138-4922. Its phone number is 617-492-6223. Its website is pinneyandscofield.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/pinney-and-scofield-105365/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-07","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2056763/000205676326000003/0002056763-26-000003-index.html","totalValue":204546537,"positionCount":232,"top10Share":0.716347043313669,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INFLATION PROTE","cusip":"25434V856","value":25394808,"shares":615557,"shareType":"SH","priorValue":23567074,"priorShares":564887},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":23957061,"shares":290953,"shareType":"SH","priorValue":20796430,"priorShares":292372},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":22920623,"shares":424299,"shareType":"SH","priorValue":22422707,"priorShares":424833},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":17150013,"shares":311762,"shareType":"SH","priorValue":15383559,"priorShares":317449},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":12421219,"shares":177700,"shareType":"SH","priorValue":11231872,"priorShares":179854},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US REAL ESTATE E","cusip":"25434V823","value":11499441,"shares":439581,"shareType":"SH","priorValue":10200793,"priorShares":431323},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":9834544,"shares":245067,"shareType":"SH","priorValue":9629777,"priorShares":244163},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":8850594,"shares":7379,"shareType":"SH","priorValue":6786983,"priorShares":7379},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP VAL","cusip":"25434V815","value":7978692,"shares":205689,"shareType":"SH","priorValue":7287811,"priorShares":207985},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":6519312,"shares":22530,"shareType":"SH","priorValue":5703109,"priorShares":22472}],"positionsListed":200,"positions":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INFLATION PROTE","cusip":"25434V856","value":25394808,"shares":615557,"shareType":"SH","priorValue":23567074,"priorShares":564887},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":23957061,"shares":290953,"shareType":"SH","priorValue":20796430,"priorShares":292372},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":22920623,"shares":424299,"shareType":"SH","priorValue":22422707,"priorShares":424833},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":17150013,"shares":311762,"shareType":"SH","priorValue":15383559,"priorShares":317449},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":12421219,"shares":177700,"shareType":"SH","priorValue":11231872,"priorShares":179854},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US REAL ESTATE E","cusip":"25434V823","value":11499441,"shares":439581,"shareType":"SH","priorValue":10200793,"priorShares":431323},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":9834544,"shares":245067,"shareType":"SH","priorValue":9629777,"priorShares":244163},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":8850594,"shares":7379,"shareType":"SH","priorValue":6786983,"priorShares":7379},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP VAL","cusip":"25434V815","value":7978692,"shares":205689,"shareType":"SH","priorValue":7287811,"priorShares":207985},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":6519312,"shares":22530,"shareType":"SH","priorValue":5703109,"priorShares":22472},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARGE CAP VAL","cusip":"25434V666","value":6166820,"shares":155964,"shareType":"SH","priorValue":5336968,"priorShares":149453},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP E","cusip":"25434V773","value":4769745,"shares":136162,"shareType":"SH","priorValue":4473075,"priorShares":132850},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL HIGH PROFIT","cusip":"25434V765","value":4039000,"shares":118359,"shareType":"SH","priorValue":3592805,"priorShares":111509},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":3704312,"shares":18513,"shareType":"SH","priorValue":3233046,"priorShares":18538},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"LONG TERM BOND","cusip":"921937793","value":3256055,"shares":47237,"shareType":"SH","priorValue":3171975,"priorShares":46118},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE PACIFIC ETF","cusip":"922042866","value":2327308,"shares":20117,"shareType":"SH","priorValue":2129611,"priorShares":21791},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":2243324,"shares":55200,"shareType":"SH","priorValue":1794154,"priorShares":51929},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS VA","cusip":"25434V740","value":2004918,"shares":46990,"shareType":"SH","priorValue":1685149,"priorShares":47098},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":1974219,"shares":22919,"shareType":"SH","priorValue":1514946,"priorShares":3468},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXED INCOM","cusip":"25434V872","value":1581812,"shares":37475,"shareType":"SH","priorValue":1582098,"priorShares":37473},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":1238818,"shares":12827,"shareType":"SH","priorValue":1186202,"priorShares":13103},{"issuer":"ISHARES TR","titleOfClass":"RUS MID CAP ETF","cusip":"464287499","value":1187043,"shares":10760,"shareType":"SH","priorValue":1046195,"priorShares":10760},{"issuer":"ISHARES TR","titleOfClass":"SHRT NAT MUN ETF","cusip":"464288158","value":1169573,"shares":10985,"shareType":"SH","priorValue":1169903,"priorShares":10985},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS HI","cusip":"25434V757","value":1009479,"shares":23602,"shareType":"SH","priorValue":841353,"priorShares":24899},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":985466,"shares":12780,"shareType":"SH","priorValue":863033,"priorShares":12780},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":915892,"shares":1223,"shareType":"SH","priorValue":823698,"priorShares":1261},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":869839,"shares":2434,"shareType":"SH","priorValue":699921,"priorShares":2434},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL A","cusip":"084670108","value":748850,"shares":1,"shareType":"SH","priorValue":718140,"priorShares":1},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":538648,"shares":2260,"shareType":"SH","priorValue":470690,"priorShares":2260},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"LG-TERM COR BD","cusip":"92206C813","value":526437,"shares":6996,"shareType":"SH","priorValue":357544,"priorShares":4785},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":525537,"shares":6344,"shareType":"SH","priorValue":442494,"priorShares":6344},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":514802,"shares":1457,"shareType":"SH","priorValue":417955,"priorShares":1457},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":501391,"shares":1002,"shareType":"SH","priorValue":480158,"priorShares":1002},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30233Q108","value":471000,"shares":3445,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"LONG TERM TREAS","cusip":"92206C847","value":442947,"shares":8027,"shareType":"SH","priorValue":343350,"priorShares":6203},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":430692,"shares":2904,"shareType":"SH","priorValue":360996,"priorShares":2904},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":426312,"shares":10602,"shareType":"SH","priorValue":317395,"priorShares":9374},{"issuer":"JPMORGAN CHASE & CO.","titleOfClass":"COM","cusip":"46625H100","value":395415,"shares":1208,"shareType":"SH","priorValue":355345,"priorShares":1208},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":377103,"shares":1011,"shareType":"SH","priorValue":374222,"priorShares":1011},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":374237,"shares":1001,"shareType":"SH","priorValue":247851,"priorShares":873},{"issuer":"COSTCO WHSL CORP NEW","titleOfClass":"COM","cusip":"22160K105","value":340511,"shares":364,"shareType":"SH","priorValue":362701,"priorShares":364},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":331738,"shares":4519,"shareType":"SH","priorValue":189082,"priorShares":2568},{"issuer":"VANGUARD INDEX FUNDS","titleOfClass":"REAL ESTATE ETF","cusip":"922908553","value":315335,"shares":3270,"shareType":"SH","priorValue":289835,"priorShares":3268},{"issuer":"BANK MONTREAL QUE","titleOfClass":"COM","cusip":"063671101","value":300390,"shares":1700,"shareType":"SH","priorValue":230078,"priorShares":1700},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":295006,"shares":10024,"shareType":"SH","priorValue":261451,"priorShares":10197},{"issuer":"PROCTER AND GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":292987,"shares":1998,"shareType":"SH","priorValue":288591,"priorShares":1998},{"issuer":"ISHARES TR","titleOfClass":"JPMORGAN USD EMG","cusip":"464288281","value":289320,"shares":3000,"shareType":"SH","priorValue":299261,"priorShares":3186},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":289016,"shares":246,"shareType":"SH","priorValue":187674,"priorShares":215},{"issuer":"UMB FINL CORP","titleOfClass":"COM","cusip":"902788108","value":262860,"shares":1841,"shareType":"SH","priorValue":207677,"priorShares":1841},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHORT DURATION F","cusip":"25434V864","value":247548,"shares":5184,"shareType":"SH","priorValue":205536,"priorShares":4293},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":246051,"shares":585,"shareType":"SH","priorValue":237920,"priorShares":640},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":245756,"shares":2800,"shareType":"SH","priorValue":260064,"priorShares":2800},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":240441,"shares":2047,"shareType":"SH","priorValue":158827,"priorShares":2047},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":232662,"shares":827,"shareType":"SH","priorValue":200412,"priorShares":827},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":228132,"shares":405,"shareType":"SH","priorValue":231713,"priorShares":405},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":222068,"shares":5383,"shareType":"SH","priorValue":219409,"priorShares":5632},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":202080,"shares":589,"shareType":"SH","priorValue":178019,"priorShares":589},{"issuer":"ISHARES TR","titleOfClass":"EAFE SML CP ETF","cusip":"464288273","value":196625,"shares":2390,"shareType":"SH","priorValue":187400,"priorShares":2390},{"issuer":"UNION PAC CORP","titleOfClass":"COM","cusip":"907818108","value":195271,"shares":718,"shareType":"SH","priorValue":174178,"priorShares":718},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"SHORT TRM BOND","cusip":"921937827","value":188068,"shares":2414,"shareType":"SH","priorValue":188718,"priorShares":2407},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":183279,"shares":841,"shareType":"SH","priorValue":188352,"priorShares":960},{"issuer":"ISHARES TR","titleOfClass":"RUS 2000 VAL ETF","cusip":"464287630","value":179172,"shares":810,"shareType":"SH","priorValue":153568,"priorShares":810},{"issuer":"DELL TECHNOLOGIES INC","titleOfClass":"CL C","cusip":"24703L202","value":164386,"shares":381,"shareType":"SH","priorValue":62534,"priorShares":381},{"issuer":"AT&T INC","titleOfClass":"COM","cusip":"00206R102","value":158691,"shares":7666,"shareType":"SH","priorValue":222244,"priorShares":7666},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":152198,"shares":262,"shareType":"SH","priorValue":54316,"priorShares":267},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":147549,"shares":355,"shareType":"SH","priorValue":96059,"priorShares":355},{"issuer":"CVS HEALTH CORP","titleOfClass":"COM","cusip":"126650100","value":139658,"shares":1350,"shareType":"SH","priorValue":108233,"priorShares":1507},{"issuer":"CSX CORP","titleOfClass":"COM","cusip":"126408103","value":139025,"shares":2925,"shareType":"SH","priorValue":120071,"priorShares":2925},{"issuer":"COGNEX CORP","titleOfClass":"COM","cusip":"192422103","value":136294,"shares":1882,"shareType":"SH","priorValue":135702,"priorShares":2770},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":130558,"shares":1652,"shareType":"SH","priorValue":130954,"priorShares":1652},{"issuer":"PFIZER INC","titleOfClass":"COM","cusip":"717081103","value":128130,"shares":5321,"shareType":"SH","priorValue":149414,"priorShares":5321},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":127790,"shares":186,"shareType":"SH","priorValue":110865,"priorShares":186},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":127238,"shares":3760,"shareType":"SH","priorValue":109529,"priorShares":3760},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL SCEQT ETF","cusip":"808524888","value":126319,"shares":2625,"shareType":"SH","priorValue":122679,"priorShares":2625},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":120284,"shares":478,"shareType":"SH","priorValue":103960,"priorShares":478},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":117984,"shares":1192,"shareType":"SH","priorValue":118330,"priorShares":1192},{"issuer":"STRYKER CORPORATION","titleOfClass":"COM","cusip":"863667101","value":113342,"shares":360,"shareType":"SH","priorValue":118292,"priorShares":360},{"issuer":"DISNEY WALT CO","titleOfClass":"COM","cusip":"254687106","value":111458,"shares":1158,"shareType":"SH","priorValue":111608,"priorShares":1158},{"issuer":"TEXAS INSTRS INC","titleOfClass":"COM","cusip":"882508104","value":110286,"shares":370,"shareType":"SH","priorValue":71832,"priorShares":370},{"issuer":"CME GROUP INC","titleOfClass":"COM","cusip":"12572Q105","value":109973,"shares":498,"shareType":"SH","priorValue":147084,"priorShares":498},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EQUITY ETF","cusip":"25434V617","value":106570,"shares":1287,"shareType":"SH","priorValue":89232,"priorShares":1209},{"issuer":"AUTOMATIC DATA PROCESSING INC","titleOfClass":"COM","cusip":"053015103","value":100778,"shares":450,"shareType":"SH","priorValue":91431,"priorShares":450},{"issuer":"WESTERN DIGITAL CORP","titleOfClass":"COM","cusip":"958102105","value":95808,"shares":150,"shareType":"SH","priorValue":40574,"priorShares":150},{"issuer":"ANALOG DEVICES INC","titleOfClass":"COM","cusip":"032654105","value":95718,"shares":241,"shareType":"SH","priorValue":76672,"priorShares":241},{"issuer":"SPDR S&P MIDCAP 400 ETF TR","titleOfClass":"UTSER1 S&PDCRP","cusip":"78467Y107","value":94248,"shares":134,"shareType":"SH","priorValue":82646,"priorShares":134},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":92994,"shares":666,"shareType":"SH","priorValue":29391,"priorShares":666},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EUROPE ETF","cusip":"922042874","value":92439,"shares":1044,"shareType":"SH","priorValue":85999,"priorShares":1043},{"issuer":"SPDR SER TR","titleOfClass":"PRTFLO S&P500 VL","cusip":"78464A508","value":92036,"shares":1514,"shareType":"SH","priorValue":85662,"priorShares":1514},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":88553,"shares":3197,"shareType":"SH","priorValue":78657,"priorShares":3178},{"issuer":"BP PLC","titleOfClass":"SPONSORED ADR","cusip":"055622104","value":87498,"shares":2368,"shareType":"SH","priorValue":141470,"priorShares":3010},{"issuer":"SPDR S&P 500 ETF TR","titleOfClass":"TR UNIT","cusip":"78462F103","value":87372,"shares":117,"shareType":"SH","priorValue":76090,"priorShares":117},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MARKETS","cusip":"25434V682","value":86573,"shares":1771,"shareType":"SH","priorValue":92411,"priorShares":2181},{"issuer":"BOEING CO","titleOfClass":"COM","cusip":"097023105","value":79444,"shares":367,"shareType":"SH","priorValue":73044,"priorShares":367},{"issuer":"YUM BRANDS INC","titleOfClass":"COM","cusip":"988498101","value":74655,"shares":467,"shareType":"SH","priorValue":72609,"priorShares":467},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":74523,"shares":509,"shareType":"SH","priorValue":65213,"priorShares":509},{"issuer":"TRANE TECHNOLOGIES PLC","titleOfClass":"SHS","cusip":"G8994E103","value":73674,"shares":150,"shareType":"SH","priorValue":62511,"priorShares":150},{"issuer":"KRAFT HEINZ CO","titleOfClass":"COM","cusip":"500754106","value":73293,"shares":3103,"shareType":"SH","priorValue":51884,"priorShares":2307},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":72424,"shares":200,"shareType":"SH","priorValue":35185,"priorShares":100},{"issuer":"TAIWAN SEMICONDUCTOR MFG LTD","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":71636,"shares":150,"shareType":"SH","priorValue":50693,"priorShares":150},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US SML CAP ETF","cusip":"808524607","value":69946,"shares":1936,"shareType":"SH","priorValue":56223,"priorShares":1933},{"issuer":"CELESTICA INC","titleOfClass":"COM","cusip":"15101Q207","value":65664,"shares":180,"shareType":"SH","priorValue":50702,"priorShares":180},{"issuer":"TRUIST FINL CORP","titleOfClass":"COM","cusip":"89832Q109","value":65264,"shares":1310,"shareType":"SH","priorValue":60221,"priorShares":1310},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":64679,"shares":175,"shareType":"SH","priorValue":59924,"priorShares":187},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SUSTAINABILTY","cusip":"25434V716","value":60593,"shares":1299,"shareType":"SH","priorValue":53276,"priorShares":1297},{"issuer":"ISHARES TR","titleOfClass":"TIPS BD ETF","cusip":"464287176","value":60515,"shares":553,"shareType":"SH","priorValue":96896,"priorShares":878},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":59700,"shares":330,"shareType":"SH","priorValue":54562,"priorShares":330},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL SUSTAINA","cusip":"25434V674","value":59394,"shares":1140,"shareType":"SH","priorValue":75737,"priorShares":1464},{"issuer":"EBAY INC.","titleOfClass":"COM","cusip":"278642103","value":55093,"shares":493,"shareType":"SH","priorValue":44873,"priorShares":493},{"issuer":"VERIZON COMMUNICATIONS INC","titleOfClass":"COM","cusip":"92343V104","value":55084,"shares":1301,"shareType":"SH","priorValue":65310,"priorShares":1301},{"issuer":"VANGUARD ADMIRAL FDS INC","titleOfClass":"500 VAL IDX FD","cusip":"921932703","value":54803,"shares":250,"shareType":"SH","priorValue":50948,"priorShares":250},{"issuer":"CONSTELLATION ENERGY CORP","titleOfClass":"COM","cusip":"21037T109","value":54641,"shares":220,"shareType":"SH","priorValue":61435,"priorShares":220},{"issuer":"EMPIRE ST RLTY TR INC","titleOfClass":"EMPIRE","cusip":"292104106","value":54100,"shares":10000,"shareType":"SH","priorValue":52000,"priorShares":10000},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":48100,"shares":597,"shareType":"SH","priorValue":56287,"priorShares":196},{"issuer":"DEERE & CO","titleOfClass":"COM","cusip":"244199105","value":47575,"shares":75,"shareType":"SH","priorValue":42248,"priorShares":75},{"issuer":"CARDINAL HEALTH INC","titleOfClass":"COM","cusip":"14149Y108","value":47512,"shares":200,"shareType":"SH","priorValue":42262,"priorShares":200},{"issuer":"WARNER BROS DISCOVERY INC","titleOfClass":"COM SER A","cusip":"934423104","value":46948,"shares":1761,"shareType":"SH","priorValue":48357,"priorShares":1761},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":46170,"shares":648,"shareType":"SH","priorValue":41524,"priorShares":648},{"issuer":"ALTRIA GROUP INC","titleOfClass":"COM","cusip":"02209S103","value":45396,"shares":631,"shareType":"SH","priorValue":41636,"priorShares":631},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US L","cusip":"808524771","value":44350,"shares":1426,"shareType":"SH","priorValue":39584,"priorShares":1421},{"issuer":"BERKSHIRE HILLS BANCORP INC","titleOfClass":"COM","cusip":"084680107","value":44050,"shares":1447,"shareType":"SH","priorValue":43399,"priorShares":1447},{"issuer":"AMERICAN TOWER CORP NEW","titleOfClass":"COM","cusip":"03027X100","value":43346,"shares":265,"shareType":"SH","priorValue":45734,"priorShares":265},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 ETF","cusip":"464287622","value":40950,"shares":100,"shareType":"SH","priorValue":80226,"priorShares":225},{"issuer":"UNITED PARCEL SERVICE INC","titleOfClass":"CL B","cusip":"911312106","value":40743,"shares":379,"shareType":"SH","priorValue":38565,"priorShares":392},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST BLOO HIGH ETF","cusip":"78468R622","value":40475,"shares":420,"shareType":"SH","priorValue":40202,"priorShares":420},{"issuer":"CORTEVA INC","titleOfClass":"COM","cusip":"22052L104","value":39974,"shares":472,"shareType":"SH","priorValue":39511,"priorShares":472},{"issuer":"MARATHON PETE CORP","titleOfClass":"COM","cusip":"56585A102","value":38351,"shares":150,"shareType":"SH","priorValue":36627,"priorShares":150},{"issuer":"ARCHER DANIELS MIDLAND CO","titleOfClass":"COM","cusip":"039483102","value":38200,"shares":500,"shareType":"SH","priorValue":36345,"priorShares":500},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":35681,"shares":132,"shareType":"SH","priorValue":74279,"priorShares":239},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":33919,"shares":405,"shareType":"SH","priorValue":35297,"priorShares":470},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"VNG RUS2000IDX","cusip":"92206C664","value":33876,"shares":279,"shareType":"SH","priorValue":33156,"priorShares":331},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATIONAL","cusip":"25434V690","value":33798,"shares":749,"shareType":"SH","priorValue":31401,"priorShares":741},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"SBI HEALTHCARE","cusip":"81369Y209","value":31732,"shares":200,"shareType":"SH","priorValue":29322,"priorShares":200},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP GR IDXVIP","cusip":"922908538","value":31322,"shares":102,"shareType":"SH","priorValue":26282,"priorShares":102},{"issuer":"EQUINIX INC","titleOfClass":"COM","cusip":"29444U700","value":31272,"shares":30,"shareType":"SH","priorValue":29407,"priorShares":30},{"issuer":"GOLDMAN SACHS ETF TR","titleOfClass":"EQUAL WEIGHT US","cusip":"381430438","value":30339,"shares":321,"shareType":"SH","priorValue":27113,"priorShares":320},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":30198,"shares":235,"shareType":"SH","priorValue":28268,"priorShares":235},{"issuer":"ICF INTL INC","titleOfClass":"COM","cusip":"44925C103","value":30091,"shares":413,"shareType":"SH","priorValue":55627,"priorShares":852},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524755","value":29439,"shares":558,"shareType":"SH","priorValue":27165,"priorShares":555},{"issuer":"T-MOBILE US INC","titleOfClass":"COM","cusip":"872590104","value":29353,"shares":175,"shareType":"SH","priorValue":36755,"priorShares":175},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US S","cusip":"808524763","value":29304,"shares":770,"shareType":"SH","priorValue":24911,"priorShares":768},{"issuer":"PTC INC","titleOfClass":"COM","cusip":"69370C100","value":29084,"shares":256,"shareType":"SH","priorValue":36477,"priorShares":256},{"issuer":"COGNIZANT TECHNOLOGY SOLUTIO","titleOfClass":"CL A","cusip":"192446102","value":28428,"shares":734,"shareType":"SH","priorValue":45828,"priorShares":747},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":28332,"shares":149,"shareType":"SH","priorValue":28805,"priorShares":149},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":27584,"shares":91,"shareType":"SH","priorValue":23835,"priorShares":91},{"issuer":"Life & Banc Split Corp","titleOfClass":"Preferred Shares","cusip":"53184C118","value":26725,"shares":2500,"shareType":"SH","priorValue":26600,"priorShares":2500},{"issuer":"GOLDMAN SACHS ETF TR","titleOfClass":"ACTIVEBETA INT","cusip":"381430107","value":26643,"shares":583,"shareType":"SH","priorValue":25145,"priorShares":583},{"issuer":"AKAMAI TECHNOLOGIES INC","titleOfClass":"COM","cusip":"00971T101","value":26613,"shares":225,"shareType":"SH","priorValue":15981,"priorShares":139},{"issuer":"VALERO ENERGY CORP","titleOfClass":"COM","cusip":"91913Y100","value":26044,"shares":100,"shareType":"SH","priorValue":24708,"priorShares":100},{"issuer":"BRISTOL-MYERS SQUIBB CO","titleOfClass":"COM","cusip":"110122108","value":25929,"shares":450,"shareType":"SH","priorValue":27293,"priorShares":450},{"issuer":"ISHARES TR","titleOfClass":"EXPANDED TECH","cusip":"464287515","value":25368,"shares":280,"shareType":"SH","priorValue":22414,"priorShares":280},{"issuer":"DANAOS CORPORATION","titleOfClass":"SHS","cusip":"Y1968P121","value":24474,"shares":200,"shareType":"SH","priorValue":28723,"priorShares":255},{"issuer":"MONDELEZ INTL INC","titleOfClass":"CL A","cusip":"609207105","value":24119,"shares":417,"shareType":"SH","priorValue":24036,"priorShares":417},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":21451,"shares":415,"shareType":"SH","priorValue":18725,"priorShares":415},{"issuer":"DUPONT DE NEMOURS INC","titleOfClass":"COMMON STOCK","cusip":"26614N201","value":21295,"shares":157,"shareType":"SH"},{"issuer":"GE HEALTHCARE TECHNOLOGIES","titleOfClass":"COMMON STOCK","cusip":"36266G107","value":21124,"shares":330,"shareType":"SH","priorValue":20493,"priorShares":288},{"issuer":"SEMPRA","titleOfClass":"COM","cusip":"816851109","value":20952,"shares":226,"shareType":"SH","priorValue":21960,"priorShares":226},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":20776,"shares":55,"shareType":"SH","priorValue":17023,"priorShares":55},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":19754,"shares":87,"shareType":"SH","priorValue":19215,"priorShares":91},{"issuer":"INVESCO ACTVELY MNGD ETC FD","titleOfClass":"OPTIMUM YIELD","cusip":"46090F100","value":16150,"shares":1017,"shareType":"SH","priorValue":17614,"priorShares":1017},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":15803,"shares":100,"shareType":"SH","priorValue":14810,"priorShares":100},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP VA ETF","cusip":"808524409","value":15600,"shares":448,"shareType":"SH","priorValue":13607,"priorShares":446},{"issuer":"FIRST TR EXCHANGE TRAD FD VI","titleOfClass":"FST TR GLB FD","cusip":"33739H101","value":15500,"shares":573,"shareType":"SH","priorValue":24662,"priorShares":859},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":15104,"shares":41,"shareType":"SH","priorValue":17642,"priorShares":41},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"US HIGH-YIELD","cusip":"922020672","value":14911,"shares":198,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524748","value":14703,"shares":303,"shareType":"SH","priorValue":13965,"priorShares":301},{"issuer":"SPDR SER TR","titleOfClass":"S&P DIVID ETF","cusip":"78464A763","value":14305,"shares":94,"shareType":"SH","priorValue":19702,"priorShares":135},{"issuer":"ARM HOLDINGS PLC","titleOfClass":"SPONSORED ADS","cusip":"042068205","value":14183,"shares":40,"shareType":"SH","priorValue":6051,"priorShares":40},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US TIPS ETF","cusip":"808524870","value":13806,"shares":521,"shareType":"SH","priorValue":13695,"priorShares":515},{"issuer":"EMERSON ELEC CO","titleOfClass":"COM","cusip":"291011104","value":13599,"shares":95,"shareType":"SH","priorValue":12447,"priorShares":95},{"issuer":"PAYPAL HLDGS INC","titleOfClass":"COM","cusip":"70450Y103","value":13459,"shares":312,"shareType":"SH","priorValue":14052,"priorShares":311},{"issuer":"ISHARES TR","titleOfClass":"BROAD USD HIGH","cusip":"46435U853","value":13401,"shares":362,"shareType":"SH","priorValue":26635,"priorShares":723},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":12479,"shares":53,"shareType":"SH","priorValue":11294,"priorShares":53},{"issuer":"MARRIOTT VACATIONS WORLDWIDE","titleOfClass":"COM","cusip":"57164Y107","value":12226,"shares":120,"shareType":"SH","priorValue":7814,"priorShares":120},{"issuer":"ABBOTT LABORATORIES","titleOfClass":"COM","cusip":"002824100","value":11978,"shares":132,"shareType":"SH","priorValue":13552,"priorShares":132},{"issuer":"LINDE PLC","titleOfClass":"SHS","cusip":"G54950103","value":11936,"shares":23,"shareType":"SH","priorValue":11402,"priorShares":23},{"issuer":"DOW INC","titleOfClass":"COM","cusip":"260557103","value":11683,"shares":427,"shareType":"SH","priorValue":17785,"priorShares":427},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":11417,"shares":38,"shareType":"SH","priorValue":9424,"priorShares":38},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":11314,"shares":391,"shareType":"SH","priorValue":9780,"priorShares":390},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US B","cusip":"808524789","value":10966,"shares":360,"shareType":"SH","priorValue":9792,"priorShares":360},{"issuer":"KENVUE INC","titleOfClass":"COM","cusip":"49177J102","value":10893,"shares":570,"shareType":"SH","priorValue":9827,"priorShares":570},{"issuer":"INGERSOLL RAND INC","titleOfClass":"COM","cusip":"45687V106","value":10823,"shares":132,"shareType":"SH","priorValue":10576,"priorShares":132},{"issuer":"CITIGROUP INC","titleOfClass":"COM NEW","cusip":"172967424","value":10217,"shares":73,"shareType":"SH","priorValue":8279,"priorShares":73},{"issuer":"ISHARES TR","titleOfClass":"IBOXX INV CP ETF","cusip":"464287242","value":10144,"shares":93,"shareType":"SH","priorValue":20272,"priorShares":186},{"issuer":"SHELL PLC","titleOfClass":"SPON ADS","cusip":"780259305","value":10080,"shares":130,"shareType":"SH","priorValue":12090,"priorShares":130},{"issuer":"ASML HOLDING N V","titleOfClass":"N Y REGISTRY SHS","cusip":"N07059210","value":9947,"shares":5,"shareType":"SH","priorValue":6604,"priorShares":5},{"issuer":"HONEYWELL INTL INC","titleOfClass":"COM","cusip":"438516205","value":8396,"shares":38,"shareType":"SH"},{"issuer":"VERALTO CORP","titleOfClass":"COM SHS","cusip":"92338C103","value":7626,"shares":86,"shareType":"SH","priorValue":7604,"priorShares":86},{"issuer":"ENTERGY CORP NEW","titleOfClass":"COM","cusip":"29364G103","value":7581,"shares":66,"shareType":"SH","priorValue":7416,"priorShares":66},{"issuer":"WISDOMTREE TR","titleOfClass":"INTL SMCAP DIV","cusip":"97717W760","value":7206,"shares":86,"shareType":"SH","priorValue":7009,"priorShares":86},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":6818,"shares":16,"shareType":"SH","priorValue":5723,"priorShares":16},{"issuer":"WELLS FARGO CO NEW","titleOfClass":"COM","cusip":"949746101","value":6776,"shares":82,"shareType":"SH","priorValue":6528,"priorShares":82},{"issuer":"AEGON LTD","titleOfClass":"AMER REG 1 CERT","cusip":"0076CA104","value":6026,"shares":714,"shareType":"SH","priorValue":5184,"priorShares":714},{"issuer":"PROGRESSIVE CORP","titleOfClass":"COM","cusip":"743315103","value":5680,"shares":26,"shareType":"SH","priorValue":5154,"priorShares":26},{"issuer":"ISHARES TR","titleOfClass":"COHEN STEER REIT","cusip":"464287564","value":5275,"shares":78,"shareType":"SH","priorValue":4827,"priorShares":78},{"issuer":"MANULIFE FINL CORP","titleOfClass":"COM","cusip":"56501R106","value":5104,"shares":126,"shareType":"SH","priorValue":27896,"priorShares":810},{"issuer":"ARISTA NETWORKS INC","titleOfClass":"COM SHS","cusip":"040413205","value":5096,"shares":30,"shareType":"SH","priorValue":3683,"priorShares":30},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":4477,"shares":75,"shareType":"SH","priorValue":416185,"priorShares":7700},{"issuer":"ISHARES SILVER TR","titleOfClass":"ISHARES","cusip":"46428Q109","value":4278,"shares":80,"shareType":"SH","priorValue":5451,"priorShares":80},{"issuer":"CHEMOURS CO","titleOfClass":"COM","cusip":"163851108","value":4104,"shares":200,"shareType":"SH","priorValue":4406,"priorShares":200},{"issuer":"CRISPR THERAPEUTICS AG","titleOfClass":"NAMEN AKT","cusip":"H17182108","value":4091,"shares":75,"shareType":"SH","priorValue":3568,"priorShares":75}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}