Pension Consultants provides portfolio management for individuals and small businesses, pension consulting, publishing newsletters, and educational seminars.
Pension Consultants reports 88 clients. They include 50 pension and profit-sharing plans, 23 individual clients, and 15 high-net-worth individuals. Of its assets, 46.3% ($2.51B across 135 accounts) are managed with discretion; $2.91B across 20 accounts are not. It advised 6 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 26% | <1% |
| High-net-worth individuals | 17% | <1% |
| Pension and profit-sharing plans | 57% | 99% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 23 | $12.1M | 0.2% | $525K |
| High-net-worth individuals | 15 | $46.6M | 0.9% | $3.1M |
| Pension and profit-sharing plans | 50 | $5.37B | 98.9% | $107M |
| Total | 88 | $5.42B | 100% | $61.6M |
- Clients
- 23
- Regulatory AUM
- $12.1M
- AUM share
- 0.2%
- Avg. per client
- $525K
- Clients
- 15
- Regulatory AUM
- $46.6M
- AUM share
- 0.9%
- Avg. per client
- $3.1M
- Clients
- 50
- Regulatory AUM
- $5.37B
- AUM share
- 98.9%
- Avg. per client
- $107M
Total
- Clients
- 88
- Regulatory AUM
- $5.42B
- AUM share
- 100%
- Avg. per client
- $61.6M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 6
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Pension Consultants is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees), performance-based fees and other compensation; its fees and minimums are set out in its brochures on the SEC website.
Brian Allen owns 25% to 50% of Pension Consultants. Zachary Allen is CEO; the leadership team includes Chief Compliance Officer Elizabeth Angus. It has 16 employees, 6 of them in advisory roles.
Staff
- 16 employees
- 6 in advisory functions
- 6 state-registered reps
- Owns 25% to 50% of Pension Consultants Inc
Brian Allen
Control person · since July 2025
- Owns 25% to 50% of Pension Consultants Inc
Zachary Allen
Control person · since July 2025
- Owns 10% to 25% of Pension Consultants Inc
Christopher Thixton
since December 2017
Pension Consultants’ regulatory assets grew from $4.38B (April 2021) to $5.42B (October 2026); clients fell from 96 to 88 and employees from 20 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Oct 2026October 2026 | $5.42B | 88 | 16 | 3 |
| Mar 2025March 2025 | $4.92B | 89 | 18 | 3 |
| Mar 2024March 2024 | $4.45B | 89 | 20 | 3 |
| Feb 2023February 2023 | $4.27B | 94 | 18 | 2 |
| Jul 2022July 2022 | $5.08B | 98 | 19 | 2 |
| Apr 2021April 2021 | $4.38B | 96 | 20 | 2 |
Besides its headquarters, Pension Consultants has 2 offices, with 3 listed addresses in 1 state.
Missouri · 3 listed addresses
- 300 South Campbell Ave., SpringfieldHQ
- 1111 McIntosh Cir, Joplin
- 3801 S National Ave, Springfield
Contact and registration details
- Legal name
- Pension Consultants Inc
- Headquarters
- 300 South Campbell Ave., Springfield, MO 65806
- Website
- pension-consultants.com
- Phone
- 417-889-4918
- @pension-consultants-inc
- SEC file
- 801-56704
- Structure
- Missouri corporation
- Fiscal year end
- December
Pension Consultants’ named custodians for separately managed accounts are Broadridge Matrix Trust ($1.81B, 52%), Empower ($905M, 26%) and John Hancock Trust ($753M, 22%). Pension Consultants does not have custody of client assets.
- EmpowerEmpower Trust Company, LLC · Greenwood Village, CO · $905M26%
- John Hancock TrustJohn Hancock Trust Company · Westwood, MA · $753M22%
- Broadridge Matrix TrustBroadridge Matrix Trust Company · Denver, CO · $1.81B52%
At year end, Pension Consultants’ separately managed accounts were mostly in funds (85%) and cash (11%).
What the accounts hold
- Stocks1%
- Funds85%
- Bonds3%
- U.S. government and agency bonds2%
- State and local bonds1%
- Cash11%
How many clients does Pension Consultants have?
Pension Consultants has 88 clients and manages $5.42 billion for them, as of October 2026. They include 50 pension and profit-sharing plans, 23 individual clients, and 15 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026
What services does Pension Consultants offer?
Pension Consultants provides portfolio management for individuals and small businesses, pension consulting, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Pension Consultants use?
Pension Consultants’ separately managed account assets are held at Broadridge Matrix Trust Company (Denver, CO), with $1.81B, Empower Trust Company, LLC (Greenwood Village, CO), with $905M and John Hancock Trust Company (Westwood, MA), with $753M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026
How many financial advisors does Pension Consultants have?
Pension Consultants has 6 investment adviser representatives registered with state securities authorities, out of 16 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Pension Consultants invest in?
At the end of its last fiscal year, Pension Consultants’ separately managed accounts held 85% registered funds (mutual funds, ETFs, BDCs), 11% cash and equivalents, 2% U.S. government and agency bonds, 1% exchange-traded equities and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Pension Consultants?
Pension Consultants’ direct owners are Brian Allen, Christopher Thixton and Zachary Allen, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 1 October 2026
How does Pension Consultants get paid?
Pension Consultants is paid through a percentage of assets under management, hourly charges, fixed fees, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Pension Consultants?
Pension Consultants’ main office is at 300 South Campbell Ave., Springfield, MO 65806. Its phone number is 417-889-4918. Its website is pension-consultants.com.