Peak Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 26–50 clients last fiscal year.
Peak Wealth Management reports 208 clients. They include 141 individual clients and 67 high-net-worth individuals. Of its assets, 97.6% ($152M across 462 accounts) are managed with discretion; $3.79M across 3 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 68% | 12% |
| High-net-worth individuals | 32% | 86% |
| Pension and profit-sharing plans | Fewer than 5 | 2% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 141 | $18.1M | 11.6% | $129K |
| High-net-worth individuals | 67 | $134M | 86.0% | $2M |
| Pension and profit-sharing plans | Fewer than 5 | $3.79M | 2.4% | — |
| Total | 208 | $156M | 100% | — |
- Clients
- 141
- Regulatory AUM
- $18.1M
- AUM share
- 11.6%
- Avg. per client
- $129K
- Clients
- 67
- Regulatory AUM
- $134M
- AUM share
- 86.0%
- Avg. per client
- $2M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.79M
- AUM share
- 2.4%
- Avg. per client
- —
Total
- Clients
- 208
- Regulatory AUM
- $156M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Peak Wealth Management is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- A fixed fee ranging from $500 to $5,000 for planning without wealth management services; fees may be negotiable.
- Retirement Plan Advisory Services
- An annual asset-based fee of up to 0.75%, billed at quarter end; fees may be negotiable depending on plan size and complexity.
John Garrity owns 75% or more of Peak Wealth Management. The leadership team of Peak Wealth Management includes Chief Investment Officer John Garrity. It has 3 employees.
Leadership
- John GarrityManaging Principal, Chief Investment Officer, Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Peak Wealth Management LLC
John Garrity
Control person · since October 2015
Peak Wealth Management’s regulatory assets went from $159M (February 2021) to $156M (January 2026); clients rose from 155 to 208 and employees from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $156M | 208 | 3 | 6 |
| February 2025 | $138M | 124 | 3 | 5 |
| March 2024 | $120M | 147 | 3 | 1 |
| March 2023 | $93.6M | 118 | 3 | 1 |
| February 2022 | $120M | 91 | 2 | 1 |
| February 2021 | $159M | 155 | 2 | 1 |
Besides its headquarters, Peak Wealth Management has 5 offices (4 private residences, listed without an address), with 2 listed addresses in Massachusetts and New Hampshire.
Massachusetts · 1 listed address
- 368 Main St, Melrose
New Hampshire · 1 listed address
- 20 Trafalgar SQ, Suite 404, NashuaHQ
Contact and registration details
- Legal name
- Peak Wealth Management LLC
- Headquarters
- 20 Trafalgar SQ, Suite 404, Nashua, NH 03063
- Website
- peakwealthnh.com
- Phone
- 603-488-2476
- @peakwealthmanagement
- SEC file
- 801-118166
- Structure
- New Hampshire LLC
- Fiscal year end
- December
Peak Wealth Management uses Charles Schwab ($156M) as custodian for its separately managed accounts. Peak Wealth Management has custody of $26.5M in client assets for 97 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $156M100%
At year end, Peak Wealth Management’s separately managed accounts were mostly in stocks (85%). Its reported 13F holdings for the quarter ended 30 June 2026 total $143M across 59 positions; the largest are Schwab Strategic TR (11.4%), Schwab Strategic TR (10.5%) and Blackrock ETF Trust (8.2%).
What the accounts hold
- Stocks85%
- Funds3%
- Bonds4%
- U.S. government and agency bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash8%
Reported 13F holdings
- $143M
- Reported 13F value
- 59
- Positions
- 64.1%
- In the 10 largest
- +16.9%
- Value vs. prior quarter
- Schwab Strategic TR · US Lcap VA ETF11.4%
- Schwab Strategic TR · US Lcap GR ETF10.5%
- Blackrock ETF Trust · iShares US Equit8.2%
- Schwab Strategic TR · Intl Eqty ETF6.1%
- Vanguard BD Index Fds · Total Bnd Mrkt5.7%
- iShares TR · US Treas BD ETF5.7%
- iShares TR · MSCI USA Mmentm5.1%
- Blackrock ETF Trust · Isha I IN TE ETF4.7%
- iShares Inc. · Core MSCI Emkt3.9%
- Blackrock ETF Trust · Isha LA Core ETF2.9%
Together, the ten largest are 64.1% of reported value.
How many clients does Peak Wealth Management have?
Peak Wealth Management has 208 clients and manages $156 million for them, as of January 2026. They include 141 individual clients and 67 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 28 January 2026
What services does Peak Wealth Management offer?
Peak Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Peak Wealth Management use?
Peak Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $156M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 28 January 2026
How many financial advisors does Peak Wealth Management have?
Peak Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Peak Wealth Management invest in?
At the end of its last fiscal year, Peak Wealth Management’s separately managed accounts held 85% exchange-traded equities, 8% cash and equivalents, 3% registered funds (mutual funds, ETFs, BDCs), 2% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Peak Wealth Management?
Peak Wealth Management’s direct owner is John Garrity (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 28 January 2026
How does Peak Wealth Management get paid?
Peak Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Peak Wealth Management?
Peak Wealth Management’s main office is at 20 Trafalgar SQ, Suite 404, Nashua, NH 03063. Its phone number is 603-488-2476. Its website is peakwealthnh.com.