Pactolus Private Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year. The firm advises 5 private funds.
Pactolus Private Wealth Management reports 307 clients. They include 302 high-net-worth individuals and 5 pooled investment vehicles. Of its assets, 62.2% ($117M across 302 accounts) are managed with discretion; $71.1M across 145 accounts are not. A wrap fee program the firm both sponsors and manages holds $116M.
| Client type | Clients | Assets |
|---|---|---|
| High-net-worth individuals | 98% | 62% |
| Pooled investment vehicles | 2% | 38% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| High-net-worth individuals | 302 | $116M | 61.7% | $383K |
| Pooled investment vehicles | 5 | $72M | 38.3% | $14.4M |
| Total | 307 | $188M | 100% | $612K |
- Clients
- 302
- Regulatory AUM
- $116M
- AUM share
- 61.7%
- Avg. per client
- $383K
- Clients
- 5
- Regulatory AUM
- $72M
- AUM share
- 38.3%
- Avg. per client
- $14.4M
Total
- Clients
- 307
- Regulatory AUM
- $188M
- AUM share
- 100%
- Avg. per client
- $612K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 5
- Financial planning clients last fiscal year
- 51–100
Pactolus Private Wealth Management charges 0.80%–1.00% a year for its Pactolus advised accounts. The fee is billed in advance and is negotiable. The brochure also prices 7 other services, listed under fee details.
Fee details and sources
Other fees
- Concierge services
- Fees are negotiated before services begin and set out in the advisory agreement or an addendum.
- Family office services
- Fees are negotiated before services begin and set out in the advisory agreement or an addendum.
- Financial planning and administrative services
- Financial planning fees of $350 to $500 per hour when no other services are provided, or a fixed fee agreed before engagement.
- Investment-related tax planning
- Fees are negotiated before services begin and set out in the advisory agreement or an addendum.
- Real estate services
- Fees are negotiated before services begin and set out in the advisory agreement or an addendum.
- Self-directed IRA services
- Initial fee of $1,000 to establish a self-directed retirement fund, then an ongoing annual administrative fee of $200; trustee fees are excluded.
- Unsupervised accounts
- Fee of 0.055% for certain accounts in which the client holds sole discretion over the account.
Pactolus Holdings LLC owns 75% or more of Pactolus Private Wealth Management and is in turn owned by A Cube, LLC (25–50%). Alan Harter is CEO; the leadership team includes Chief Compliance Officer Gery Sadzewicz. It has 17 employees, 2 of them in advisory roles.
Leadership
Alan HarterChief Executive Officer- Gery SadzewiczChief Compliance Officer
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 17 employees
- 2 in advisory functions
- 4 state-registered reps
- 4 broker-dealer reps
- Owns 75% or more of Pactolus Private Wealth Management LLC
Pactolus Holdings LLC
Control person · since May 2011
- Owns 25% to 50% of Pactolus Holdings LLC
A Cube, LLC
Control person · since December 2015
- Owns 25% to 50% of Pactolus Private Wealth Management LLC
Alan Harter
Control person · since January 2011
Pactolus Private Wealth Management’s regulatory assets fell from $249M (June 2021) to $188M (September 2026); clients rose from 87 to 307 and employees from 13 to 17.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $188M | 307 | 17 | 1 |
| July 2025 | $183M | 211 | 15 | 1 |
| June 2024 | $186M | 277 | 13 | 1 |
| March 2023 | $180M | 270 | 14 | 1 |
| March 2022 | $266M | 268 | 13 | 1 |
| June 2021 | $249M | 87 | 13 | 1 |
Besides its headquarters, Pactolus Private Wealth Management has 0 offices, with 1 listed address in Virginia.
Virginia · 1 listed address
- 8614 Westwood Center Drive, Suite 620, ViennaHQ
Other business names
Pactolus Private Wealth Management has reported 1 other business name to the SEC.
- Pactolus
Contact and registration details
- Legal name
- Pactolus Private Wealth Management LLC
- Headquarters
- 8614 Westwood Center Drive, Suite 620, Vienna, VA 22182
- Website
- pactolus.com
- Phone
- 571-297-6364
- SEC file
- 801-71915
- Structure
- Delaware LLC
- Fiscal year end
- December
Pactolus Private Wealth Management uses Fidelity ($828K) as custodian for its separately managed accounts. Pactolus Private Wealth Management has custody of $223M in client assets for 145 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $828K100%
At year end, Pactolus Private Wealth Management’s separately managed accounts were mostly in cash (56%) and stocks (39%).
What the accounts hold
- Stocks39%
- Funds3%
- Bonds1%
- Cash56%
- Other1%
- Foreign currency1%
How many clients does Pactolus Private Wealth Management have?
Pactolus Private Wealth Management has 307 clients and manages $188 million for them, as of September 2026. They include 302 high-net-worth individuals and 5 pooled investment vehicles.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026
What services does Pactolus Private Wealth Management offer?
Pactolus Private Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Pactolus Private Wealth Management charge?
Pactolus Private Wealth Management charges 0.80%–1.00% a year for its Pactolus advised accounts. The fee is billed in advance and is negotiable.
Source: PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE, filed 4 September 2026
Which custodians does Pactolus Private Wealth Management use?
Pactolus Private Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $828K. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026
How many financial advisors does Pactolus Private Wealth Management have?
Pactolus Private Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 17 employees, and 2 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Pactolus Private Wealth Management invest in?
At the end of its last fiscal year, Pactolus Private Wealth Management’s separately managed accounts held 56% cash and equivalents, 39% exchange-traded equities, 3% registered funds (mutual funds, ETFs, BDCs), 1% U.S. government and agency bonds and 1% other. The 1% other category is described as: Foreign Currency. It advises 5 private funds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Pactolus Private Wealth Management?
Pactolus Private Wealth Management is owned through a holding company by A Cube, LLC. Its direct owners are Alan Harter (25% to 50%) and Pactolus Holdings LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 4 September 2026
How does Pactolus Private Wealth Management get paid?
Pactolus Private Wealth Management is paid through a percentage of assets under management, hourly charges, fixed fees, commissions and performance-based fees.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Pactolus Private Wealth Management?
Pactolus Private Wealth Management’s main office is at 8614 Westwood Center Drive, Suite 620, Vienna, VA 22182. Its phone number is 571-297-6364. Its website is pactolus.com.