{"url":"https://nivawealth.com/firms/pactolus-private-wealth-management-155195","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/155195","regulatoryAum":187843313,"crd":"155195","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5811197","suffix":null,"lastName":"CHANDIK","firstName":"DAVID","middleName":"GERALD"},{"crd":"8258175","suffix":null,"lastName":"HAMPTON","firstName":"JACOB","middleName":"EVANS"},{"crd":"2165788","suffix":null,"lastName":"HARTER","firstName":"ALAN","middleName":"MITCHELL"},{"crd":"8229916","suffix":null,"lastName":"TELLEEN","firstName":"CIERRA","middleName":"MICHELLE"},{"crd":"6411987","suffix":null,"lastName":"ZAMANI","firstName":"NARGES","middleName":null}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-04","regulatoryAum":248666132,"clients":87,"employees":13,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":266386525,"clients":268,"employees":13,"offices":1},{"filedOn":"2023-03-30","regulatoryAum":180231165,"clients":270,"employees":14,"offices":1},{"filedOn":"2024-06-18","regulatoryAum":185836257,"clients":277,"employees":13,"offices":1},{"filedOn":"2025-07-23","regulatoryAum":182552022,"clients":211,"employees":15,"offices":1},{"filedOn":"2026-09-04","regulatoryAum":187843313,"clients":307,"employees":17,"offices":1}],"secFileNumber":"801-71915","legalName":"Pactolus Private Wealth Management LLC","displayName":"Pactolus Private Wealth Management","slug":"pactolus-private-wealth-management-155195","website":"https://pactolus.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/pactolus-private-wealth-management/","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"8614 Westwood Center Drive, Suite 620","city":"Vienna","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22182"},"tradeNames":["Pactolus"],"registration":{"secApproved":"22 October 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BROCHURE","fee_rate_low":0.8,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Concierge services","summary":"Fees are negotiated before services begin and set out in the advisory agreement or an addendum.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04","documentName":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE"},{"role":"other","program":"Family office services","summary":"Fees are negotiated before services begin and set out in the advisory agreement or an addendum.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04","documentName":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE"},{"role":"other","program":"Financial planning and administrative services","summary":"Financial planning fees of $350 to $500 per hour when no other services are provided, or a fixed fee agreed before engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04","documentName":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE"},{"role":"other","program":"Investment-related tax planning","summary":"Fees are negotiated before services begin and set out in the advisory agreement or an addendum.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04","documentName":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE"},{"role":"other","program":"Real estate services","summary":"Fees are negotiated before services begin and set out in the advisory agreement or an addendum.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04","documentName":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE"},{"role":"other","program":"Self-directed IRA services","summary":"Initial fee of $1,000 to establish a self-directed retirement fund, then an ongoing annual administrative fee of $200; trustee fees are excluded.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04","documentName":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE"},{"role":"other","program":"Unsupervised accounts","summary":"Fee of 0.055% for certain accounts in which the client holds sole discretion over the account.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04","documentName":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:12:45.139562+00:00","documents":[{"name":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","versionId":1057144,"submittedOn":"2026-09-04"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":827839}],"custodyNote":"Pactolus Private Wealth Management has custody of $223M in client assets for 145 clients.","otherCustodians":[],"leadership":[{"name":"Alan Harter","title":"Chief Executive Officer","crd":"2165788"},{"name":"Gery Sadzewicz","title":"Chief Compliance Officer","crd":"1090963"}],"ownership":[{"label":"Alan Harter","detail":"Chief executive officer in the 25% to 50% ownership band and a control person, since January 2011. Also a member of A Cube, LLC in the 75% or more band and a control person, since December 2015."},{"label":"Pactolus Holdings LLC","detail":"Sole member in the 75% or more ownership band and a control person, since May 2011."},{"label":"A Cube, LLC","detail":"Indirect owner: a member of Pactolus Holdings LLC in the 25% to 50% band and a control person, since December 2015.","parent":"Pactolus Holdings LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Virginia","offices":1,"addresses":[{"street":"8614 Westwood Center Drive, Suite 620","city":"Vienna","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"571-297-6364","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Commissions","Performance-based fees"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":39},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":3},{"label":"Cash and cash equivalents","percent":56},{"label":"Other","percent":1,"detail":"Foreign Currency"}],"privateFunds":5},"sources":{"adv1FilingDate":"4 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/155195/PDF/155195.pdf","brochureDate":"4 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057144","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Pactolus Private Wealth Management have?","answer":"Pactolus Private Wealth Management has 307 clients and manages $188 million for them, as of September 2026. They include 302 high-net-worth individuals and 5 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Pactolus Private Wealth Management offer?","answer":"Pactolus Private Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Pactolus Private Wealth Management charge?","answer":"Pactolus Private Wealth Management charges 0.80%–1.00% a year for its Pactolus advised accounts. The fee is billed in advance and is negotiable.","source":"PACTOLUS PRIVATE WEALTH MANAGEMENT 2A AND WRAP FEE PROGRAM COMBINED BROCHURE, filed 4 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Pactolus Private Wealth Management use?","answer":"Pactolus Private Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $828K. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Pactolus Private Wealth Management have?","answer":"Pactolus Private Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 17 employees, and 2 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Pactolus Private Wealth Management invest in?","answer":"At the end of its last fiscal year, Pactolus Private Wealth Management’s separately managed accounts held 56% cash and equivalents, 39% exchange-traded equities, 3% registered funds (mutual funds, ETFs, BDCs), 1% U.S. government and agency bonds and 1% other. The 1% other category is described as: Foreign Currency. It advises 5 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Pactolus Private Wealth Management?","answer":"Pactolus Private Wealth Management is owned through a holding company by A Cube, LLC. Its direct owners are Alan Harter (25% to 50%) and Pactolus Holdings LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Pactolus Private Wealth Management get paid?","answer":"Pactolus Private Wealth Management is paid through a percentage of assets under management, hourly charges, fixed fees, commissions and performance-based fees.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Pactolus Private Wealth Management?","answer":"Pactolus Private Wealth Management’s main office is at 8614 Westwood Center Drive, Suite 620, Vienna, VA 22182. Its phone number is 571-297-6364. Its website is pactolus.com.","source":"Form ADV Part 1A, Item 1.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}