Opulen Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars. Financial planning was provided to 11–25 clients last fiscal year.
Opulen Financial Group reports 172 clients. They include 118 individual clients and 54 high-net-worth individuals. Of its assets, 98.0% ($168M across 583 accounts) are managed with discretion; $3.51M across 66 accounts are not. A wrap fee program the firm both sponsors and manages holds $111M. Of its clients, 4% are outside the U.S. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 29% |
| High-net-worth individuals | 31% | 71% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 118 | $49.3M | 28.7% | $417K |
| High-net-worth individuals | 54 | $123M | 71.3% | $2.27M |
| Total | 172 | $172M | 100% | $999K |
- Clients
- 118
- Regulatory AUM
- $49.3M
- AUM share
- 28.7%
- Avg. per client
- $417K
- Clients
- 54
- Regulatory AUM
- $123M
- AUM share
- 71.3%
- Avg. per client
- $2.27M
Total
- Clients
- 172
- Regulatory AUM
- $172M
- AUM share
- 100%
- Avg. per client
- $999K
- Clients outside the U.S.
- 4%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Opulen Financial Group charges 0.75%–1.75% a year for its Asset Management. The fee is billed in advance, is negotiable and requires an account of at least $500,000. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Comprehensive Financial Plan
- A comprehensive financial plan is billed at $200 an hour, with an estimated plan fee given before planning begins.
- ERISA Plan Services
- Advisory services for ERISA plans are charged at 0.30% of plan assets, negotiable and billed in arrears.
- Ongoing Financial Planning
- Ongoing financial planning is a fixed annual fee ranging from $4,000 to $24,000, paid monthly in arrears.
Tomasz Cymer owns 75% or more of Opulen Financial Group. The leadership team of Opulen Financial Group includes Chief Compliance Officer Tomasz Cymer. It has 1 employee.
Leadership
- Tomasz CymerManaging Member/Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of Opulen Financial Group, LLC
Tomasz Cymer
Control person · since June 2009
Opulen Financial Group’s regulatory assets grew 1.5× from $112M (July 2022) to $172M (January 2026); clients rose from 143 to 172 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $172M | 172 | 1 | 3 |
| May 2025 | $135M | 173 | 1 | 3 |
| February 2024 | $115M | 160 | 1 | 3 |
| July 2023 | $106M | 159 | 1 | 2 |
| July 2022 | $112M | 143 | 1 | 1 |
Besides its headquarters, Opulen Financial Group has 2 offices (1 private residence, listed without an address), with 2 listed addresses in District of Columbia and Virginia.
District of Columbia · 1 listed address
- 1111 25th St. NW, Washington
Virginia · 1 listed address
- 3101 Wilson BLVD, Suite 500, ArlingtonHQ
Contact and registration details
- Legal name
- Opulen Financial Group, LLC
- Headquarters
- 3101 Wilson BLVD, Suite 500, Arlington, VA 22201
- Website
- opulenfg.com
- Phone
- 571-299-2053
- SEC file
- 801-126034
- Structure
- Virginia LLC
- Fiscal year end
- December
Opulen Financial Group uses Charles Schwab ($160M) as custodian for its separately managed accounts. Opulen Financial Group does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · El Paso, TX · $160M100%
At year end, Opulen Financial Group’s separately managed accounts were mostly in funds (82%) and stocks (16%). Its reported 13F holdings for the quarter ended 30 June 2026 total $159M across 116 positions; the largest are Schwab Strategic TR (11.3%), State Str SPDR S&P 500 ETF T (11.2%) and iShares TR (5.9%).
What the accounts hold
- Stocks16%
- Funds82%
- Cash2%
Reported 13F holdings
- $159M
- Reported 13F value
- 116
- Positions
- 47.5%
- In the 10 largest
- +11.9%
- Value vs. prior quarter
- Schwab Strategic TR · US Dividend EQ11.3%
- State Str SPDR S&P 500 ETF T · TR Unit11.2%
- iShares TR · MSCI Intl Qualty5.9%
- iShares TR · Core S&P500 ETF4.1%
- Vanguard Index Fds · Extend Mkt ETF3.2%
- Vanguard Index Fds · S&P 500 ETF Shs2.8%
- Amazon Com Inc.2.7%
- Invesco Exch Trd Slf Idx FD · Invsco 30 Corp.2.2%
- Vanguard Index Fds · SM CP Val ETF2.2%
- Invesco Exch Trd Slf Idx FD · Buletshs 20292.0%
Together, the ten largest are 47.5% of reported value.
How many clients does Opulen Financial Group have?
Opulen Financial Group has 172 clients and manages $172 million for them, as of January 2026. They include 118 individual clients and 54 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 21 January 2026
What services does Opulen Financial Group offer?
Opulen Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Opulen Financial Group charge?
Opulen Financial Group charges 0.75%–1.75% a year for its Asset Management. The fee is billed in advance, is negotiable and requires an account of at least $500,000.
Which custodians does Opulen Financial Group use?
Opulen Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (El Paso, TX), with $160M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 January 2026
How many financial advisors does Opulen Financial Group have?
Opulen Financial Group has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Opulen Financial Group invest in?
At the end of its last fiscal year, Opulen Financial Group’s separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 16% exchange-traded equities and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Opulen Financial Group have a minimum investment?
Yes, Opulen Financial Group’s minimum account size for its Asset Management is $500K.
Who owns Opulen Financial Group?
Opulen Financial Group’s direct owner is Tomasz Cymer (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 21 January 2026
How does Opulen Financial Group get paid?
Opulen Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Opulen Financial Group?
Opulen Financial Group’s main office is at 3101 Wilson BLVD, Suite 500, Arlington, VA 22201. Its phone number is 571-299-2053. Its website is opulenfg.com.