Optimal Capital Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year. The firm advises 13 private funds.
Optimal Capital Advisors reports 131 clients. They include 102 individual clients, 25 high-net-worth individuals and 3 charitable organizations. Of its assets, 100.0% ($120M across 223 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 78% | 18% |
| High-net-worth individuals | 19% | 77% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | 2% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 102 | $21.5M | 17.9% | $211K |
| High-net-worth individuals | 25 | $92.8M | 77.4% | $3.71M |
| Pension and profit-sharing plans | Fewer than 5 | $342K | 0.3% | $342K |
| Charitable organizations | Fewer than 5 | $5.31M | 4.4% | $1.77M |
| Total | 131 | $120M | 100% | — |
- Clients
- 102
- Regulatory AUM
- $21.5M
- AUM share
- 17.9%
- Avg. per client
- $211K
- Clients
- 25
- Regulatory AUM
- $92.8M
- AUM share
- 77.4%
- Avg. per client
- $3.71M
- Clients
- Fewer than 5
- Regulatory AUM
- $342K
- AUM share
- 0.3%
- Avg. per client
- $342K
- Clients
- Fewer than 5
- Regulatory AUM
- $5.31M
- AUM share
- 4.4%
- Avg. per client
- $1.77M
Total
- Clients
- 131
- Regulatory AUM
- $120M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 13
- Financial planning clients last fiscal year
- 1–10
Optimal Capital Advisors charges 0.75%–1.50% a year for its Investment management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.50% |
| $2M–$3M | 1.25% |
| $3M–$5M | 1.00% |
| $5M and above | 0.75% |
Fee details and sources
Other fees
- Financial planning and consulting
- Fixed fee retainer based on estimated hours, with the amount estimated before the engagement; one-half is due on signing and the balance on presentment.
Joseph Batcha III owns 50% to 75% of Optimal Capital Advisors. The leadership team of Optimal Capital Advisors includes Chief Compliance Officer Joseph Batcha III. It has 2 employees.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Optimal Capital Advisors, LLC
Joseph Batcha III
Control person · since April 2006
Optimal Capital Advisors’ regulatory assets grew from $106M (July 2021) to $120M (March 2026); clients rose from 114 to 131 and employees fell from 6 to 2.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $120M | 131 | 2 | 1 |
| Mar 2025March 2025 | $119M | 131 | 2 | 1 |
| Mar 2024March 2024 | $117M | 134 | 3 | 2 |
| Mar 2023March 2023 | $114M | 112 | 3 | 2 |
| Mar 2022March 2022 | $112M | 96 | 5 | 2 |
| Jul 2021July 2021 | $106M | 114 | 6 | 2 |
Besides its headquarters, Optimal Capital Advisors has 0 offices, with 1 listed address in 1 state.
Michigan · 1 listed address
- 12935 SW Bayshore DR, Suite 305, Traverse CityHQ
Contact and registration details
- Legal name
- Optimal Capital Advisors, LLC
- Headquarters
- 12935 SW Bayshore DR, Suite 305, Traverse City, MI 49684
- Website
- optimalcapital.com
- Phone
- 231-933-4677
- @optimal-capital
- SEC file
- 801-68219
- Structure
- Michigan LLC
- Fiscal year end
- December
Optimal Capital Advisors’ named custodians for separately managed accounts are Inspira Financial ($84.3M, 82%) and Fidelity ($18M, 18%). Optimal Capital Advisors has custody of client assets.
- Inspira FinancialInspira Financial · Oak Brook, IL · $84.3M82%
- FidelityFidelity Brokerage Services LLC · Boston, MA · $18M18%
At year end, Optimal Capital Advisors’ separately managed accounts were mostly in funds (89%).
What the accounts hold
- Stocks6%
- Funds89%
- Pooled vehicles75%
- Registered funds14%
- Cash4%
- Other1%
- Annuities1%
How many clients does Optimal Capital Advisors have?
Optimal Capital Advisors has 131 clients and manages $120 million for them, as of March 2026. They include 102 individual clients, 25 high-net-worth individuals and 3 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Optimal Capital Advisors offer?
Optimal Capital Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Optimal Capital Advisors charge?
Optimal Capital Advisors charges 0.75%–1.50% a year for its Investment management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Optimal Capital Advisors use?
Optimal Capital Advisors’ separately managed account assets are held at Inspira Financial (Oak Brook, IL), with $84.3M and Fidelity Brokerage Services LLC (Boston, MA), with $18M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Optimal Capital Advisors have?
Optimal Capital Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Optimal Capital Advisors invest in?
At the end of its last fiscal year, Optimal Capital Advisors’ separately managed accounts held 75% pooled vehicles (private funds and similar), 14% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 4% cash and equivalents and 1% other. The 1% other category is described as: Annuities. It advises 13 private funds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Optimal Capital Advisors?
Optimal Capital Advisors’ direct owner is Joseph Batcha III (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Optimal Capital Advisors get paid?
Optimal Capital Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Optimal Capital Advisors?
Optimal Capital Advisors’ main office is at 12935 SW Bayshore DR, Suite 305, Traverse City, MI 49684. Its phone number is 231-933-4677. Its website is optimalcapital.com.