{"url":"https://nivawealth.com/firms/optimal-capital-advisors-144719","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/144719","regulatoryAum":119931878,"crd":"144719","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1286067","suffix":"III","lastName":"BATCHA III","firstName":"JOSEPH","middleName":"PATRICK"},{"crd":"7067225","suffix":null,"lastName":"Russell","firstName":"Isaac","middleName":"J"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-26","regulatoryAum":106332399,"clients":114,"employees":6,"offices":2},{"filedOn":"2022-03-30","regulatoryAum":112420809,"clients":96,"employees":5,"offices":2},{"filedOn":"2023-03-30","regulatoryAum":113819254,"clients":112,"employees":3,"offices":2},{"filedOn":"2024-03-27","regulatoryAum":116624038,"clients":134,"employees":3,"offices":2},{"filedOn":"2025-03-31","regulatoryAum":119123630,"clients":131,"employees":2,"offices":1},{"filedOn":"2026-03-23","regulatoryAum":119931878,"clients":131,"employees":2,"offices":1}],"secFileNumber":"801-68219","legalName":"Optimal Capital Advisors, LLC","displayName":"Optimal Capital Advisors","slug":"optimal-capital-advisors-144719","website":"https://optimalcapital.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/144719/1409d1980d665909-r1.webp","tone":"light","width":432,"height":200,"sourceUrl":"https://www.optimalcapital.com/","sourceLabel":"Optimal Capital Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/optimal-capital/","founded":null,"organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"12935 SW Bayshore DR, Suite 305","city":"Traverse City","state":"MI","stateName":"Michigan","country":"United States","postalCode":"49684"},"tradeNames":[],"registration":{"secApproved":"20 August 2007","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":899808.6771653544,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":119931878,"discretionary":119931878,"discretionaryAccounts":223,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":102,"regulatoryAum":21472313},{"label":"High-net-worth individuals","clients":25,"regulatoryAum":92803389},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":341948},{"label":"Charitable organizations","clients":3,"fewerThan5":true,"regulatoryAum":5314228}],"feePrograms":[{"role":"main","program":"Investment management","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":1.5,"from":0},{"to":3000000,"pct":1.25,"from":2000000},{"to":5000000,"pct":1,"from":3000000},{"to":null,"pct":0.75,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023214","versionId":1023214,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-23","documentName":"OPTIMAL CAPITAL PART 2A","fee_rate_low":0.75,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning and consulting","summary":"Fixed fee retainer based on estimated hours, with the amount estimated before the engagement; one-half is due on signing and the balance on presentment.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023214","versionId":1023214,"submittedOn":"2026-03-23","documentName":"OPTIMAL CAPITAL PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:36:43.70045+00:00","documents":[{"name":"OPTIMAL CAPITAL PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023214","versionId":1023214,"submittedOn":"2026-03-23"}]},"custodians":[{"name":"Inspira Financial","shortName":"Inspira Financial","location":"Oak Brook, IL","smaAssets":84284672},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":18006288}],"custodyNote":"Optimal Capital Advisors has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Joseph Batcha III","title":"Principal/ Chief Compliance Officer","crd":"1286067"}],"ownership":[{"label":"Joseph Batcha III","detail":"Principal/ chief compliance officer in the 50% to 75% ownership band and a control person, since April 2006."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"12935 SW Bayshore DR, Suite 305","city":"Traverse City","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"231-933-4677","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Performance-based fees"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":6},{"label":"Securities issued by registered investment companies or business development companies","percent":14},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":75},{"label":"Cash and cash equivalents","percent":4},{"label":"Other","percent":1,"detail":"Annuities"}],"privateFunds":13},"sources":{"adv1FilingDate":"23 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/144719/PDF/144719.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023214","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Optimal Capital Advisors have?","answer":"Optimal Capital Advisors has 131 clients and manages $120 million for them, as of March 2026. They include 102 individual clients, 25 high-net-worth individuals and 3 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Optimal Capital Advisors offer?","answer":"Optimal Capital Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Optimal Capital Advisors charge?","answer":"Optimal Capital Advisors charges 0.75%–1.50% a year for its Investment management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"OPTIMAL CAPITAL PART 2A, filed 23 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Optimal Capital Advisors use?","answer":"Optimal Capital Advisors’ separately managed account assets are held at Inspira Financial (Oak Brook, IL), with $84.3M and Fidelity Brokerage Services LLC (Boston, MA), with $18M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Optimal Capital Advisors have?","answer":"Optimal Capital Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Optimal Capital Advisors invest in?","answer":"At the end of its last fiscal year, Optimal Capital Advisors’ separately managed accounts held 75% pooled vehicles (private funds and similar), 14% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 4% cash and equivalents and 1% other. The 1% other category is described as: Annuities. It advises 13 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Optimal Capital Advisors?","answer":"Optimal Capital Advisors’ direct owner is Joseph Batcha III (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Optimal Capital Advisors get paid?","answer":"Optimal Capital Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Optimal Capital Advisors?","answer":"Optimal Capital Advisors’ main office is at 12935 SW Bayshore DR, Suite 305, Traverse City, MI 49684. Its phone number is 231-933-4677. Its website is optimalcapital.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}