OnTrack Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 51–100 clients last fiscal year.
OnTrack Wealth Management reports 76 clients. They include 43 individual clients and 33 high-net-worth individuals. Of its assets, 100.0% ($112M across 401 accounts) are managed with discretion. It advised 4 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 57% | 18% |
| High-net-worth individuals | 43% | 82% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 43 | $19.8M | 17.6% | $461K |
| High-net-worth individuals | 33 | $92.6M | 82.4% | $2.81M |
| Total | 76 | $112M | 100% | $1.48M |
- Clients
- 43
- Regulatory AUM
- $19.8M
- AUM share
- 17.6%
- Avg. per client
- $461K
- Clients
- 33
- Regulatory AUM
- $92.6M
- AUM share
- 82.4%
- Avg. per client
- $2.81M
Total
- Clients
- 76
- Regulatory AUM
- $112M
- AUM share
- 100%
- Avg. per client
- $1.48M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 4
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
OnTrack Wealth Management charges 0.80%–1.20% a year for its Ongoing Comprehensive Financial Planning. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Retirement plan consulting
- Flat fee on plan assets of not more than 0.50% of total plan assets, paid quarterly in arrears by the plan sponsor or deducted from plan assets.
Jeremiah Whiddon owns 50% to 75% of OnTrack Wealth Management. It has 2 employees.
Leadership
- James BurnsPartner & CCO
- Jeremiah WhiddonPartner & Chief Marketing Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Ontrack Wealth Management, LLC
Jeremiah Whiddon
Control person · since October 2020
- Owns 25% to 50% of Ontrack Wealth Management, LLC
James Burns
Control person · since October 2020
Besides its headquarters, OnTrack Wealth Management has 1 office (1 private residence, listed without an address), with 1 listed address in Michigan.
Michigan · 1 listed address
- 8540 N Canton Center RD, CantonHQ
Contact and registration details
- Legal name
- Ontrack Wealth Management, LLC
- Headquarters
- 8540 N Canton Center RD, Canton, MI 48187
- Website
- ontrackplans.com
- Phone
- 734-751-6818
- @ontrack-wealth-management
- SEC file
- 801-136484
- Structure
- Michigan LLC
- Fiscal year end
- December
OnTrack Wealth Management uses Charles Schwab ($112M) as custodian for its separately managed accounts. OnTrack Wealth Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $112M100%
At year end, OnTrack Wealth Management’s separately managed accounts were largely in funds (49%) and stocks (46%).
What the accounts hold
- Stocks46%
- Funds49%
- Bonds3%
- Cash2%
How many clients does OnTrack Wealth Management have?
OnTrack Wealth Management has 76 clients and manages $112 million for them, as of September 2026. They include 43 individual clients and 33 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 September 2026
What services does OnTrack Wealth Management offer?
OnTrack Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does OnTrack Wealth Management charge?
OnTrack Wealth Management charges 0.80%–1.20% a year for its Ongoing Comprehensive Financial Planning. The fee is billed in arrears and is negotiable.
Source: ONTRACK WEALTH MANAGEMENT ADV PART 2A AND 2B, filed 10 September 2026
Which custodians does OnTrack Wealth Management use?
OnTrack Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $112M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 September 2026
How many financial advisors does OnTrack Wealth Management have?
OnTrack Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does OnTrack Wealth Management invest in?
At the end of its last fiscal year, OnTrack Wealth Management’s separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 46% exchange-traded equities, 3% state and local bonds and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns OnTrack Wealth Management?
OnTrack Wealth Management’s direct owners are James Burns (25% to 50%) and Jeremiah Whiddon (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 10 September 2026
How does OnTrack Wealth Management get paid?
OnTrack Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact OnTrack Wealth Management?
OnTrack Wealth Management’s main office is at 8540 N Canton Center RD, Canton, MI 48187. Its phone number is 734-751-6818. Its website is ontrackplans.com.