{"url":"https://nivawealth.com/firms/ontrack-wealth-management-311374","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/311374","regulatoryAum":112418745,"crd":"311374","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6288116","suffix":null,"lastName":"BURNS","firstName":"JAMES","middleName":"TAYLOR"},{"crd":"7306634","suffix":null,"lastName":"WHIDDON","firstName":"JEREMIAH","middleName":"JOSEPH"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136484","legalName":"Ontrack Wealth Management, LLC","displayName":"OnTrack Wealth Management","slug":"ontrack-wealth-management-311374","website":"https://ontrackplans.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/311374/24d5b27fd099c19b-r1.webp","tone":"light","width":677,"height":200,"sourceUrl":"https://ontrackplans.com/","sourceLabel":"Ontrack 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assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057480","versionId":1057480,"submittedOn":"2026-09-10","documentName":"ONTRACK WEALTH MANAGEMENT ADV PART 2A AND 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:46:38.441311+00:00","documents":[{"name":"ONTRACK WEALTH MANAGEMENT ADV PART 2A AND 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057480","versionId":1057480,"submittedOn":"2026-09-10"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":112418745}],"custodyNote":"OnTrack Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"James Burns","title":"Partner & CCO","crd":"6288116"},{"name":"Jeremiah Whiddon","title":"Partner & Chief Marketing Officer","crd":"7306634"}],"ownership":[{"label":"James Burns","detail":"Partner & cco in the 25% to 50% ownership band and a control person, since October 2020."},{"label":"Jeremiah Whiddon","detail":"Partner & chief marketing officer in the 50% to 75% ownership band and a control person, since October 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"8540 N Canton Center RD","city":"Canton","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"734-751-6818","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Other"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":46},{"label":"U.S. state and local bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":49},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"10 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/311374/PDF/311374.pdf","brochureDate":"10 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057480","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does OnTrack Wealth Management have?","answer":"OnTrack Wealth Management has 76 clients and manages $112 million for them, as of September 2026. They include 43 individual clients and 33 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does OnTrack Wealth Management offer?","answer":"OnTrack Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does OnTrack Wealth Management charge?","answer":"OnTrack Wealth Management charges 0.80%–1.20% a year for its Ongoing Comprehensive Financial Planning. The fee is billed in arrears and is negotiable.","source":"ONTRACK WEALTH MANAGEMENT ADV PART 2A AND 2B, filed 10 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does OnTrack Wealth Management use?","answer":"OnTrack Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $112M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does OnTrack Wealth Management have?","answer":"OnTrack Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does OnTrack Wealth Management invest in?","answer":"At the end of its last fiscal year, OnTrack Wealth Management’s separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 46% exchange-traded equities, 3% state and local bonds and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns OnTrack Wealth Management?","answer":"OnTrack Wealth Management’s direct owners are James Burns (25% to 50%) and Jeremiah Whiddon (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 10 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does OnTrack Wealth Management get paid?","answer":"OnTrack Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact OnTrack Wealth Management?","answer":"OnTrack Wealth Management’s main office is at 8540 N Canton Center RD, Canton, MI 48187. Its phone number is 734-751-6818. Its website is ontrackplans.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}