NIM Wealth Solutions provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers. Financial planning was provided to 101–250 clients last fiscal year.
NIM Wealth Solutions reports 139 clients. They include 74 high-net-worth individuals and 65 individual clients. Of its assets, 100.0% ($117M across 302 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $350M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 47% | 39% |
| High-net-worth individuals | 53% | 61% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 65 | $45M | 38.5% | $692K |
| High-net-worth individuals | 74 | $71.8M | 61.5% | $970K |
| Total | 139 | $117M | 100% | $840K |
- Clients
- 65
- Regulatory AUM
- $45M
- AUM share
- 38.5%
- Avg. per client
- $692K
- Clients
- 74
- Regulatory AUM
- $71.8M
- AUM share
- 61.5%
- Avg. per client
- $970K
Total
- Clients
- 139
- Regulatory AUM
- $117M
- AUM share
- 100%
- Avg. per client
- $840K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
NIM Wealth Solutions charges up to 2.00% a year for its Wrap Fee Program. The fee is billed in arrears and is negotiable.
Fee details and sources
Gabriela Mechem owns 75% or more of NIM Wealth Solutions. It has 6 employees, 4 of them in advisory roles.
Leadership
Gabriela MechemManaging Member / CCO
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 4 in advisory functions
- 4 state-registered reps
- 4 insurance agents
- Owns 75% or more of Nim Wealth Solutions Inc.
Gabriela Mechem
Control person · since January 2025
Besides its headquarters, NIM Wealth Solutions has 0 offices, with 1 listed address in California.
California · 1 listed address
- 1731 Technology DR., Ste 570, San JoseHQ
Other business names
NIM Wealth Solutions has reported 2 other business names to the SEC.
- Nim Investment Solutions
- Nim Retirement Group
Contact and registration details
- Legal name
- Nim Wealth Solutions Inc.
- Headquarters
- 1731 Technology DR., Ste 570, San Jose, CA 95110
- Website
- nimretirementgroup.com
- Phone
- 888-322-2009
- @nim-retirement-group
- SEC file
- 801-135633
- Structure
- California corporation
- Fiscal year end
- December
NIM Wealth Solutions uses Charles Schwab ($110M, 94%) and Fidelity ($6.94M, 6%) as custodians for its separately managed accounts. NIM Wealth Solutions does not have custody of client assets.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $6.94M6%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $110M94%
At year end, NIM Wealth Solutions’ separately managed accounts were largely in bonds (40%) and stocks (34%).
What the accounts hold
- Stocks34%
- Funds19%
- Bonds40%
- Cash7%
How many clients does NIM Wealth Solutions have?
NIM Wealth Solutions has 139 clients and manages $117 million for them, as of September 2026. They include 74 high-net-worth individuals and 65 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 September 2026
What services does NIM Wealth Solutions offer?
NIM Wealth Solutions provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does NIM Wealth Solutions charge?
NIM Wealth Solutions charges up to 2.00% a year for its Wrap Fee Program. The fee is billed in arrears and is negotiable.
Which custodians does NIM Wealth Solutions use?
NIM Wealth Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $110M and Fidelity Brokerage Services LLC (Smithfield, RI), with $6.94M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 September 2026
How many financial advisors does NIM Wealth Solutions have?
NIM Wealth Solutions has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does NIM Wealth Solutions invest in?
At the end of its last fiscal year, NIM Wealth Solutions’ separately managed accounts held 40% investment grade corporate bonds, 34% exchange-traded equities, 19% registered funds (mutual funds, ETFs, BDCs) and 7% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns NIM Wealth Solutions?
NIM Wealth Solutions’ direct owner is Gabriela Mechem (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 24 September 2026
How does NIM Wealth Solutions get paid?
NIM Wealth Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact NIM Wealth Solutions?
NIM Wealth Solutions’ main office is at 1731 Technology DR., Ste 570, San Jose, CA 95110. Its phone number is 888-322-2009. Its website is nimretirementgroup.com.